My Money Blog

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Online Banks Raising Rates Across the Board

Posted on July 22, 2005 // 4 Comments

Something's up, my last post disappeared. Anyways, I'll check on it later. Quickly, some banks raised rates recently on their accounts (others too, but I only have accounts at these three): Capital One 360: now at 0.75% APY Emigrant Direct: now … [Read the rest]

Last updated: April 29, 2014

0% APR For Life from Discover – What’s the Catch?

Posted on July 20, 2005 // 56 Comments

I get a lot of credit card offers in the mail. I usually just junk them since they aren't better than my current list of best no fee 0% APR offers, but this one caught my eye. The outside envelope mentioned "0% APR FOR LIFE" (emphasis their's). I … [Read the rest]

Last updated: March 13, 2014

(More) About Me

Posted on July 19, 2005 // 7 Comments

I was cleaning out my Inbox and ran across somebody who was wondering if my money was from my parents or other gift/inheritance. So I wanted to expand upon my initial About Me post and share some more about my financial past. Let's start with … [Read the rest]

Last updated: August 4, 2006

Massive Loan Adjustments Up Ahead?

Posted on July 18, 2005 // 4 Comments

It seems like every tenth house we see in our neighborhood is going up for sale these days, with the "Sale Pending" sign up within a week afterwards. But in reading this month's issue of Kiplinger's Personal Finance, I read an opinion that closely … [Read the rest]

Last updated: August 9, 2018

Presidential Bank Raises Checking and Savings Rates to 3.5% and 3.75% APY

Posted on July 17, 2005 // 7 Comments

As I mentioned in my latest Net Worth update, my savings and free money borrowed at 0% interest are earning 3.75% APY now, thanks to a recent uptick in the Presidential Bank Premier Savings Account (mentioned previously). In addition, the money in … [Read the rest]

Last updated: March 13, 2014

Budget Analysis and New Budget Limits

Posted on July 16, 2005 // 1 Comment

Ok, so we've been carefully tracking and categorizing our spending transactions in Microsoft Money 2005 for the last 3 months, and I've collated the information into this chart: … [Read the rest]

Last updated: August 9, 2018

Buy vs. Rent? Screw it, we’re Renting.

Posted on July 16, 2005 // 2 Comments

I'm not doing the buy vs. rent analysis because my wife and I simply aren't going to buy a house and try to sell it again in two years. We already know the analysis mainly hinges on expected real estate appreciation, and we ain't psychic, so we are … [Read the rest]

Last updated: August 4, 2006

3 Simple eBay Selling Tips

Posted on July 14, 2005 // 8 Comments

Ok, a day late per my weekly to-do list, not too bad. Now, I know there are a billion eBay tips out there, but here are the ones I always tell my friends when they ask me about eBay. (In a previous life, I was a eBay Powerseller.) 1) Don't … [Read the rest]

Last updated: October 5, 2011

Brainstorming More Things to Sell on eBay.

Posted on July 13, 2005 // 5 Comments

The more I gather the things I want to sell on eBay, the more things pop up. I made this list to help me brainstorm items, and have been adding to it continuously. I'd be open to more! =) Old Clothes, Handbags, Shoes VHS Tapes, DVDs Music CDs, … [Read the rest]

Last updated: October 5, 2011

My eBay Selling Template (in Microsoft Excel)

Posted on July 12, 2005 // 34 Comments

I'm still in the midst of listing everything I need to sell on eBay... man it's a lot of stuff I've been hoarding. I've decided to share my eBay selling template - it's nothing spectacular, just something I whipped up in Microsoft Excel to help … [Read the rest]

Last updated: October 5, 2011

Debtor Beware: Two-cycle Billing Credit Card Trick

Posted on July 11, 2005 // 3 Comments

I thought I was pretty knowledgeable about credit cards and all, but in doing my due diligence for my Discover 0% For Life credit card offer, I learned something new to look out for - two-cycle billing. (Coincidentally, I wake up to the a comment … [Read the rest]

Last updated: October 5, 2011