So I asked if I could transfer my credit limit from my other Citi credit cards to my new Citibank Professional Card, as discussed previously. I got the same answer that other readers got - No, because it is considered a professional/business card. … [Read the rest]
Credit Limit Transfer Denied, But With Possible $100 Silver Lining
Posted on December 15, 2005 // 8 Comments
Last updated: August 5, 2006
Switching to 6-Month Treasury Bills
Posted on December 14, 2005 // 14 Comments
My current 4-week T-Bill ladder has been working smoothly, with the money going in and out of the C of I so that I don't have to do anything but watch the interest add up. But, this week's T-Bill auction results gave a disappointing 3.63% rate, … [Read the rest]
Last updated: April 29, 2014
Pet Insurance Revisited: Self-Insuring Update
Posted on December 13, 2005 // 8 Comments
A while ago I asked out loud "Is Pet Insurance Worth It?". My conclusion was no, so we started putting $20 a month into an ING sub-account instead. Well, we have a spaniel, and he got an ear infection. We ended up taking him to the vet today since … [Read the rest]
Last updated: August 5, 2006
Carnivals and Festivals and More, Oh My!
Posted on December 13, 2005 // 4 Comments
For your pecuniary perusal, this week's carnivals are up: Carnival of Personal Finance #26 Carnival of Debt Reduction #13 Festival of Frugality #1 … [Read the rest]
Last updated: December 29, 2014
Saving Money With Cheaper Hobbies?
Posted on December 11, 2005 // 20 Comments
Another good frugal living tip I hear is to get cheaper hobbies. I know a lot of people with very expensive hobbies - Golf, Boats, ATVs, Gadgets, Photography, and Mountain Biking come to mind. Each of these involves pressure to buy the latest and … [Read the rest]
Last updated: August 5, 2006
GMAC Bank paying 4.30% APY
Posted on December 10, 2005 // 27 Comments
As mentioned by readers. GMAC Bank MM Savings at 4.30% - FDIC Insured, $500 minimum to open and maintain to avoid fees, ATM Card, limited check writing. I don't have an account with them currently, let's hope others move to match. … [Read the rest]
Last updated: October 10, 2011
Budget Results for November
Posted on December 9, 2005 // 1 Comment
As expected, since we hosted my family for Thanksgiving, we blew through the Dining and Groceries budget guidelines this month. It takes a bunch of food to keep 6 people fed for 6 days. We finally finished our ham and turkey leftovers though! … [Read the rest]
Last updated: August 5, 2006
Sunrocket VoIP Phone Service Review
Posted on December 8, 2005 // 35 Comments
I replaced my landline telephone service and switched to SunRocket VoIP service back in February. I got a whole year of unlimited local and long distance, with tons of features, for $199 a year or $16.58 a month. Now that I've had it for 10 months, … [Read the rest]
Last updated: October 27, 2011
Fun with Dick and Jane – Consumerism Comedy
Posted on December 7, 2005 // 5 Comments
Just saw a trailer for Fun with Dick and Jane, a new Jim Carrey movie hitting on how we are too obsessed with owning Stuff and "Keeping up with the Jones'". In this case the Jones' have a new voice-activated Benz, while Dick looks sadly at his mere … [Read the rest]
Last updated: August 5, 2006
Confused?
Posted on December 7, 2005 // 7 Comments
I guess I've been leaving newer readers behind with all this talk about taking advantage of credit cards with 0% balance transfer offers. Sorry about that. Check out this old post: How to make money off of 0% APR balance transfers … [Read the rest]
Last updated: December 7, 2005
Redistributing or Moving Credit Limits Between Credit Cards
Posted on December 7, 2005 // 18 Comments
Please also see my updated guide on How To Make Money From 0% APR Balance Transfers When you do one of these 0% balance transfer deals, you want the biggest limit you can get for a couple of reasons. 1) More free money. More borrowed money = … [Read the rest]
Last updated: January 14, 2007
Recent Citi / Discover Credit Card Application Updates
Posted on December 6, 2005 // 8 Comments
Recently I gave into temptation and applied for two new credit cards with nice perks and no-fee balance transfers: the Citi Professional Card and the Discover Miles Card. I got approved for the Citi card right away and got a $9,000 credit limit. … [Read the rest]
Last updated: March 13, 2014
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