If you have self-employment income, there are a variety of ways to save some taxes and put some away for retirement. As I have no employees, right now my top two choices are the SEP-IRA (Simplified Employee Pension), which I used for 2005, and the … [Read the rest]
Self-Employed Solo 401k vs. SEP-IRA Basics
Life Insurance… For Your Parents?
Normally you'd think of getting life insurance for your dependents - your significant other, your kids, even your grandkids. But over at Mapgirl's Fiscal Challenge, she's single with no children, but still has a sizeable life insurance policy. The … [Read the rest]
Book Review: Yes, You Can Still Retire Comfortably!
After reading their investing book Yes, You Can Time The Market! and liking their writing style and slightly different view on things, I decided to read Ben Stein and Phil DeMuth's book on retirement - Yes, You Can Still Retire Comfortably! Even … [Read the rest]
0% Balance Transfers Questions & Answers: 1st Half
Ok, I've been thinking of ways to handle all the questions on this topic I still haven't answered in my 4-Part series on How To Make Money From 0% APR Balance Transfers. I decided simply to answer them all, Cramer-Lightning-Round-style. Questions … [Read the rest]
Dental Self-Insuring Update: Why Flossing Is Profitable
A recent post at Miserly Bastard reminded to post about this - Like him, I don't have dental insurance because I don't think it's worth it. It fits into my philosophy to only insure against large losses, especially as most plans have a cap on … [Read the rest]
Bought 499 Shares of Advanced Nutraceuticals (ANII.OB)
As part of my free trial of Contributor's Corner, last week I bought 499 shares of Advanced Nutraceuticals (ANII.OB). ANII makes vitamins and supplements, and recently filed for a 500-to-1 reverse stock split. It's doing this order to get under 300 … [Read the rest]
Fat Pitch Financials Contributor’s Corner Free For A Day
In honor of its 2-year anniversary, Fat Pitch Financials is having a Open House for its pay section, Contributor's Corner. This means if you hurry, you can get access to it for free (usually $10/month) all today 8/12. What does it offer? … [Read the rest]
Presidential Bank to Offer External Funds Transfer
In my most recent Presidential Bank statement, it proclaimed: Comings Soon! FUNDS TRANSFER SERVICES Use PC Banking to transfer funds to/from your Presidential accounts to/from accounts at other financial institutions. No specific dates or info … [Read the rest]
Setup And Management of 0% APR Balance Transfers
[This is Part 4 of an ongoing series about how to make money from 0% APR balance transfers.] So now you have the money and are ready to earn some interest. How do I set this up so I don't spent all day on it? Overall, It's Easy Seriously, when … [Read the rest]
Wonkiest New Security Feature Yet

I logged into my TreasuryDirect account today, and what do I see? … [Read the rest]
Scottrade Says To Stop Sending Them Customers
I got a call today from Scottrade that they want me to stop referring customers to them via this blog, as part of their Scottrade referral program. I didn't have time to ask them exactly why since I was busy, but after hanging up I got to thinking - … [Read the rest]
EverBank FreeNet Checking: Intro 1.10% APY + $50 To Leave
Multiple people have now contacted me about how the Everbank FreeNet Checking Account offers a good high-interest checking account with a lot of great features. I admit that I didn't know much about them because their regular interest rates … [Read the rest]