I was chatting with my local Bank of America banker about mortgages, and she mentioned that they have a Best Mortgage Value Guarantee where if you apply for a mortgage with them, but end up going with another lender, they will give you a check for … [Read the rest]
Bank of America $250 Best Mortgage Value Guarantee
StartSampling: Get Free Product Samples
I got some reader requests for more Bored Money entries. Remember, this category is for stuff that I feel has a relatively low reward-to-effort ratio. This usually includes things that involve taking surveys or that involve smaller or … [Read the rest]
Why Your CLUE Report Is Important
Follow-up: Not being a homeowner, I may not have adequately expressed the importance of knowing what's on your free CLUE report. For a better explanation, see this MSN article titled "Insurers keep a secret history of your home". If they decide … [Read the rest]
Free iPod Shuffle For Trading At HedgeStreet.com
(This offer expired at the end of 2006.) Is it just me or are iPods quickly taking over the world? A new trading site, Hedgestreet.com, is offering a free 1 GB iPod Shuffle for opening an account, funding with at least $100, and making one … [Read the rest]
What Do You Want Me To Write About?
I'd like to know what topics that you'd like to learn more about, whether it is something personal related to me, or a financial topic in general. Please go ahead and leave an anonymous comment in this post (type in anything for name and e-mail). I … [Read the rest]
Get Your Free Credit and Insurance Reports Before Year’s End
Before we get really close to the end of the year and things start getting frantic, I just wanted to remind everyone to get all the free stuff that the government promised you via the FACT Act: Free Credit Reports from all three bureaus at … [Read the rest]
Death and Taxes: A Visual Guide to the Federal Budget
Ever wondered where your taxes went? Who has the time to actually read our $2.8 trillion budget? Well, now there's an easier way: the incredibly high-res Visual Guide to the Federal Budget. From the site: Knowledge of how your taxes are spent … [Read the rest]
A Better Way To View Stock Market Risk
(alternate title: Don't Put Your Roth IRA into CDs or Cash!) The prospect of losing your hard-earned money is scary. You know that if you invest with $1000 in stocks, in a year you could be left with either a huge gain or a huge loss. People … [Read the rest]
Understanding My Local Real Estate Market – Portland, OR
Although I try to keep this blog pretty geographically neutral, many of you know that I currently reside in the Portland, Oregon area. Although we aren't planning to stay here that much longer, it's a great place to live and we almost hate to leave. … [Read the rest]
Private Mortgage Insurance (PMI) Is Tax-Deductible In 2007
Traditionally, if you couldn't afford a 20% down payment on a house, you had to pay private mortgage insurance, or PMI. To avoid this, many people now take out "piggyback" or second mortgages, which carry higher (but tax-deductible) interest … [Read the rest]
The Automatic Millionaire Homeowner: Book Review
David Bach has sold a lot of books under his "Finish Rich" and "Automatic" titles. Most of his books seem to be heavy on the inspirational talk and light on the specifics, but I think that's actually what has helped them sell so well - they are … [Read the rest]
New Costco ShareBuilder $90 Bonus Promotion
Sharebuilder is Costco's "Service of the Month" for December, and they are running a promotion offering $90 Costco Cash for Executive Members ($70 for Gold or Business Members). There's no reason not to go for the $90, since you can't lose with … [Read the rest]