Excerpted from the interesting Early Retirement page of Philip Greenspun, a fellow who says he retired at age 37. Ask a wage slave what he'd like to accomplish. Chances are the response will be something like "I'd start every day at the gym and … [Read the rest]
The Depressing Truth About Early Retirement
Posted on June 26, 2008 // 30 Comments
Last updated: June 26, 2008
Links: 1/3rd Of My Blogroll Edition
Posted on June 26, 2008 // 5 Comments
Here are some links from sites in my blogroll, not in the alphabetical order of their blogs, but their names. I tried (very unsuccessfully) to make something clever related to the actual titles when possible. My apologies to the English … [Read the rest]
Last updated: April 8, 2017
Recommended Book On Tax Deductions For Home Businesses and Freelancers
Posted on June 25, 2008 // 10 Comments
I got a lot of positive responses from my self-employed tax-related post yesterday. I'll be happy to continue sharing more of my experiences, but given the complexity of tax issues I wanted to throw out a book recommendation - Home Business Tax … [Read the rest]
Last updated: June 25, 2008
Self-Employed or Freelance? Maximize Your Business Mileage Tax Deduction
Posted on June 24, 2008 // 35 Comments
An important part of maximizing the profit from your own business - no matter how small - is to be smart with taxes. If you are running a side business on top of your day job, you may be paying around 50 cents of every dollar made towards taxes. … [Read the rest]
Last updated: February 25, 2015
Hey Jonathan, How Do I Start Investing For Retirement?
Posted on June 23, 2008 // 31 Comments
I'm always flattered when anyone (online or offline) asks me for investing advice, but at the same time I'm very cautious about giving it out. And it's not just the usual *I'm not a financial professional* legal concerns, but the fact that it's … [Read the rest]
Last updated: October 15, 2011
Why Do Real Estate Agents Put Their Photo Everywhere?
Posted on June 19, 2008 // 54 Comments
Most of my friends on Facebook show themselves doing something they love as their profile pictures. Hiking, partying, sitting on a beach. But ones that are now real estate agents? I get the standard "Hey, I'm a real estate agent!" pose. You … [Read the rest]
Last updated: May 19, 2012
Iowa Floods: Reconsidering Flood Insurance
Posted on June 17, 2008 // 33 Comments
This is not how I like to get reminded of things, but sometimes that's just how it goes. I hope all those out there affected by the floods are at least safe. A few months ago I wrote about buying flood insurance even if you are not required to … [Read the rest]
Last updated: August 9, 2018
US Mint Lets You Buy Cash With A Credit Card
Posted on June 16, 2008 // 38 Comments
Reader Chris sends in a way to turn credit into cash: I just discovered a great way to turn credit into cash. This would be great to use with a 0% intro APR card and stick in the bank. Circulating $1 Coin Direct Ship Rolls If you go to … [Read the rest]
Last updated: November 10, 2008
Applying the Concept of Kaizen To Personal Finance
Posted on June 15, 2008 // 24 Comments
Kaizen is a a Japanese philosophy that focuses on continuous, gradual improvements in all areas of life. A popular example is that of Toyota Motors, where any worker can stop the entire factory line if they see an abnormality and worker suggestions … [Read the rest]
Last updated: June 15, 2008
HSBC Direct Online Savings Back Up To 3.50% APY Until 8/15
Posted on June 12, 2008 // 20 Comments
I love no-fee no-minimum balance online banks because I can always keep them open in case they kick up another rate promotion. Also, no worrying about making a ton of small debit purchases at the beginning of each month! HSBC Direct announced … [Read the rest]
Last updated: May 16, 2018
Rewards Checking Accounts: Higher Interest Worth The Extra Trouble?
Posted on June 12, 2008 // 187 Comments
UPDATE: Rates have dropped, but these checking account still maintain around 2% APY edge over traditional online savings banks and 3% APY over big megabanks. You may have seen some billboards or heard a radio ad around town for a local credit … [Read the rest]
Last updated: February 11, 2018
Drink Starbucks? Sign Up For Their Rewards Program
Posted on June 9, 2008 // 11 Comments
The NY Times reports that Starbucks has a new rewards program where you can get free soy milk/syrup, free same-visit refills on drip coffee (hot or iced), and two free hours of WiFi per day. It's free to sign up, but you will need a Starbucks gift … [Read the rest]
Last updated: June 9, 2008
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