Life Planning Exercise: Creating My Perfect Day

My Money Blog has partnered with CardRatings and may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers and may impact how and where card products appear on the site. MyMoneyBlog.com does not include all card companies or all available card offers. All opinions expressed are the author’s alone.

I am currently reading The Art of Non-Conformity by Chris Guillebeau (review coming shortly). In one of the early chapters, he talks about an exercise where you write out how your perfect, idealized day would go in great detail, hour-by-hour. I’ve read about this method other places, but never actually write it down. As I go into it, I found myself getting really into it and making several changes throughout today. Here goes:

Early Morning
I wake up, naturally, after 8 hours of sleep. Many people don’t need that much sleep, but I do. I love waking up naturally, but will set an alarm as a backup, because… I have to wake up the kid(s) and get them ready for school. I still don’t have kids, but I really want them.

I make their lunch, and perhaps drop them off at school in my 10-year old Honda if it’s close enough. I take the dogs for a walk in the neighborhood park. I then do my exercise for the day. Most days it will be something active and fun, like swimming, bicycling, tennis, or running. To mix it up, sometimes with a buddy or group. Swimming in open water is fun, since I live by the ocean.

Morning to Early Afternoon
I shower and change into shorts and a t-shirt. I work at home and live in a temperate climate, so that’s what I wear every day. At the computer, I check the morning’s e-mails and do some work. Work consists primarily of reading books and online articles from thoughtful authors (not 24/7 cable news or superficial fluff), and then researching and writing on topics like personal finance, nutrition, web design, or graphic design. I actually only do specific jobs for clients occasionally, because I’m tired of dealing with customers. Writing is so much less stressful. I might also run a small e-commerce website, but nothing that requires constant attention. Part of the year, I teach something small at a local community college.

I only work 4 hours a day. I can do this because I’m smart with money and have saved up a big chunk. Mrs. MMB works half-time as well, still 9-5 downtown, but only 2-3 days a week. With a relatively simple lifestyle, our income still pays the bills with a little left over. Our portfolio is left to grow for “advanced” retirement once the kids are in college and Mrs. MMB quits completely around age 50. I feel like I’ll be doing something that earns income until at least 60.

Afternoon
I work until a late lunchtime, and then I take the dogs for another walk. If Mrs. MMB’s not working that day, we do this together. She loves to garden and much of our food comes from there. Some days, we walk to a local eatery with the dogs and dine al fresco.

I wait for the kids to come home from school or pick them up. We ate some snacks, then I help them with their homework. Next up: sports, 4-H, girl/boy scouts, or science club or whatever fills up the afternoon. I love being able to spend time with them. We shop every day at a local market for ingredients for that night’s dinner, before the after-work rush. Did I mention I never have to go to Costco or any megastores on the weekend?

Evening
Dinner is a family affair. Once a week, the grandparents come over for dinner or we go over to their place, since we live in the same city. After dinner and homework is finished, perhaps a DVD or pre-planned TV viewing. I could say “NO TV!!!”, and I’d still like to severely limit TV viewing in the house, but do think there is good content out there. Why not watch it together? Otherwise, we might play a board game or learn about that year’s Big Adventure. I am not a fan of video games at all, unless educational and done well.

I used to worry that once I had kids, I wouldn’t be able to travel anymore. However, I’ve been learning about parents who take their kids traveling around the globe for a year or longer. I don’t think that’s my style. I’d rather visit one single country/region for an entire month during the summer. I call it Big Adventure. Renting a house or apartment for the entire month would be more economical, and we could use that house as a base. During the rest of the year, we could research the country’s language and culture to plan out activities.

After the kids go to bed, I’ll probably be exhausted as well. If not, I’m sure I’ll poke around the internet some more before I pass out.

How would your perfect day go?

My Money Blog has partnered with CardRatings and may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers and may impact how and where card products appear on the site. MyMoneyBlog.com does not include all card companies or all available card offers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.


User Generated Content Disclosure: Comments and/or responses are not provided or commissioned by any advertiser. Comments and/or responses have not been reviewed, approved or otherwise endorsed by any advertiser. It is not any advertiser's responsibility to ensure all posts and/or questions are answered.

Comments

  1. Love this, thanks! Very inspiring. And I like the Big Adventure idea. I have the dream of moving my family to Italy for a year, which seems improbable, but if you don’t dream it out loud, no chance it will happen.

  2. Thank you, this does sound like an idyllic day. Thanks for sharing.

  3. Interesting post. I like your thinking. I may try to write down the daily plan but I am sure in my case it would help me to later figure how far I am from that ideal day, since for sure I’ll end doing all other things 🙁

  4. Matt Klein says

    Sounds great! If you’re looking to adopt, I’m available. But I’m a late model.

  5. Sounds like an awesome day! I love the part about never going to superstores on the weekend and eating out of the garden 🙂 Thanks for doing this blog!

  6. I have to agree, if you don’t plan out what your ideal will be…chances are it won’t happen. Until my wife and I discussed our future plans, starting my own accounting practice was only a dream. Since we talked about it, when the opportunity came up it didn’t take a lot of discussion to both know “This is what we want.”

  7. josefismael says

    Reminded me of the last scene in 25th hour. I imagined it all read to me in Brian Cox’s voice. Seriously though – Very cool read and awesome idea….will be working on my own very soon!

  8. 8 hours of sleep? That’s a minimum. I’ll take 10 to 12 if I can.

    If we’re talking a perfect day… just sayin’.

  9. Seems like a lot of your perfect day (and your expectations of your future life) is centered around kids. Is there something you’re waiting for?

    I grew up mostly as a single child…my parents waited 15 years for their second. Our experiences (and my parent’s experiences at age 28 versus 43!) were very different growing up.

    My wife and I just had our first at age 29/30. It’s been variously depressing, exhausting, amazing, fulfilling, etc. At a minimum, transformative. Perhaps more disruptive in some ways, and less in others. Either way, if it’s something you want to do, I say go for it! All the planning in the world isn’t worth anything. You can read every book out there, but parenting is something that’s innate and something you just have to learn by doing.

  10. LargeTalons says

    Awesome. After all, this is what financial planning is all about.

  11. I love this post. The part about waking up naturally especially resonates with me. I haven’t set an alarm clock since college when I had to be in class at a certain time. I work a full time salaried job as a software engineer.

  12. “After the kids go to bed, I’ll probably be exhausted as well. If not, I’m sure I’ll poke around the internet some more before I pass out.”

    A perfect day with no sex? poke around the internet before sleeping?
    My perfect day, I’ll be poking around, but it won’t be on the internet………

  13. @Nicky – I was waiting for your comment 😉

  14. Patrick Bateman says

    I’d rather jump off a cliff than having a perfect day like tthat…

  15. I actually bought the book too, based on the recommendation of some people on a recent Fatwallet thread. I haven’t gotten a chance to read the book yet, so I haven’t gone through the exercise yet. But thanks for sharing your “perfect day”, it certainly gives me some good ideas to add to mine!

  16. I scrolled through the comments to see if anyone else mentioned sex. What’s a perfect day without sex!?!?

    Also, those islands in that picture are off Kailua Beach in Hawaii. You can kayak to them. My wife and I went out to the one with the humps. Hawaii is awsome.

  17. @Robert – Yup, I took that picture myself. 🙂 I thought sex was understood. 😉

  18. christine says

    guys… cmon that’s what you start AND end your day with….

    Jonathan-this is a great post. makes me feel relaxed just reading it.

  19. This is called starting with the end in mind. We have to consciously create our perfect day, perfect life, perfect financial situation and work towards it

Speak Your Mind

*