Black Cyber Deals: Low-Hanging Fruit and Buy Now Pay Later Mind Tricks

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I attempted a bit of a “digital vacation” this long weekend in order to maximize my feelings of thankfulness, but I couldn’t help taking a peek at what was available in the “I was going to spend this money anyway” department. I’ll try to keep this updated with all the low-hanging fruit.

You may also wish to check if you are newly-targeted for these Amazon Pay-with-Points promotions:

Quick bonus thought: The real trick behind “Buy Now Pay Later” services is that the average total purchase is much bigger because you only have to pay for 25% of it upfront. You may commit to spending $200, but only “spend” $50 on those shoes that day. Normally, even if you pay with a credit card, you still have to charge the entire balance upfront. BNPL makes you spend more than otherwise because of a mind trick. Don’t fall for it! It’s still debt. My rule remains: If you can’t pay for it upfront, you can’t afford it.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

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Comments

  1. RAKESH SREEKANTH says

    starbuck offer- is limited time only and met the limit..(though they have not removed the banner from the site with the promo)

  2. RAKESH SREEKANTH says

    By the way, How do you plan to use apple gift cards? is there a specific payment we can use these for other than in app purchases/itunes.

  3. Costco gift cards are still active

  4. I saw Alaska Airlines gift cards in-store for $50 off $500 as well today.

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