Did you know that Capital One 360 sells mutual funds? Dubbed the 360 Investment Account, I guess they are trying some cross-selling of their 360 Savings Account. I don’t own any of them, but a visitor asked about them, so I decided to take a look since I was interested myself. Reminder – I’m not a financial professional.
It seems like they run 9 no-load mutual funds, covering some but not all asset classes like Large Cap, Mid Cap, Small Cap, International, and Bonds. You can only buy them from Capital One 360. You can also buy a mix of the funds in 3 basket portfolios – Conservative, Moderate, or Aggressive. You must already have a savings account with them to open an investment account. I found the information from the website pretty sparse, so I delved into the prospectus and also gave them a call at 1-866-BUY-FUND. I was surprised by what I found:
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We got 1 month of free health insurance, when we got James, but we didn’t renew. My first instinct was “This is a scam. Pet insurance? Give me a break.” But then my wife’s family dog, who is less than 10 years old, broke her back just jumping around the backyard. Two surgeries and $2,400 later, she’s miraculously still with us, and limping about happily. I think the main reason pet insurance has come to be popular these days is due to the recent advances in pet healthcare, and the accompanying costs. Did you know your dog can get MRIs and chemotherapy for cancer? So I decided to take another look at dog insurance.
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