How To Organize Your Credit Cards and Gift Cards Using Baseball Card Holders

As is apparent by now, I have a lot of cards. Credit cards, ATM debit cards, frequent flier membership cards, gift cards, the list goes on and on. I used to just keep them in a big stack tied with a rubber band. Then, one day when visiting my parents and going through my baseball cards, I thought – why not keep them in these plastic pages instead?

If you’re not familiar with them, people often store collectible cards in plastic pages that hold 9 cards to a sheet, are designed to fit inside 3-ring binders. Here’s what they look like:

altext altext

There are lot of benefits of doing this:

  • It keeps all the cards easily accessible, with both front and back visible without removal.
  • You can reduce clutter and organize them by type, issuer, name, etc.
  • Slide then into a binder, and they blend in discreetly on a bookshelf.
  • Place them up on a wall or corkboard, and it helps you remember to use all your gift cards!
  • For security, you can also use the pages to make backup copies of all your card information in case they get lost or stolen.

If you’re an old collector like me, they’ll even be free (and you’re recycling!). Otherwise, you can pick them up for only about 10 cents each.

Comments

  1. Great idea, Jonathan! I know I’ve got a few sheets lying around… :)

  2. Great idea! I do this with coupons. :)

  3. Yeah, why didn’t I think of that??!! @Diane: another great idea, keep those dumb things in view so they don’t expire! :)

  4. I seriously think you have WAY too many cards if you need baseball card sheets.

  5. Grad Student says:

    Genius!

  6. MONEY BLUE BOOK says:

    GOOD GOD you have a lot of credit cards!! Are you still regularly applying for 0% balance transfer cards?

    Thank goodness for services like Yodlee that allows people to aggregate their accounts on one viewable page. :)

    -Raymond

  7. Also, business card pages (purchased thorugh office supply stores, Office Depot, etc.) will also work. I use them for my collection of hotel room keycards and (used) gift cards.

    Not sure which would be cheaper, but I theorize that something advertised for a “hobby” would be more expensive than the same thing advertised for a “business”. :-)

  8. My girlfriend gave me a hard time about doing this, I’m happy to show her I’m not the only person with that many credit cards in a binder.

    Even better than baseball card holders is business card holders, you can get them from office depot, they fit 10 to a page. I store all my other cards in them too, library, frequent flier clubs, etc. Avery# 76009
    http://www.avery.com/us/Main?a.....code=76009

  9. This is not only a good idea, but pretty amusing too.

  10. good tip, thanks. ;)

  11. I have a ton of these sheets laying around and I never thought of this!! Great Idea!!

  12. Nice collection, I think I see a few repeats in there thou, wanna trade? :-)
    I do use business card holder like Louis.

  13. Yes, I heart Yodlee (actually, the licensed version at BofA’s MyPortfolio)

    Do credit cards fit in business card slots? I always thought they’d be too wide.

    I’ll trade you two Chase Sony Cards for one Citibank Driver’s Edge with some 6% back time left on it ;)

  14. Eh… I got denied for Driver’s Edge… too many apps… sigh… ;-)

  15. Nice tips. Great way to manage cards. Nice day!

  16. Nice tip and pictures.

  17. That sounds like a great idea for all your frequent flyer cards and shopping rewards cards, but I’d take caution on doing this with credit cards. If someone were to find this (if it were lost or stolen), they could easily wipe you out in minutes. A better idea would be to make a high-quality colored laser photocopy of both the back and front of the cards and destroy all cards except the ones you use frequently in-store or for pizza. This is more secure than them having access to the actual card.

    You can always call the card company to send you out a replacement card by telling them you need one. If they ask why, simply say you “damaged” or “destroyed” your card. Most card companies will send you a replacement free of charge and have it to you in less than a week.

    You can place the colored laser photocopies (which should only be about 1 or 2 pages altogether) into clear plastic sheet protectors for reference, if you ever need them for online shopping.

    An even better idea is simply scanning the backs and fronts of your cards on a flatbed scanner and storing the images in a password-protected encrypted volume on a thumbdrive. You can always digitally erase the cards from the bitmap or jpeg image file whenever you close them.

  18. I use business card holder for credit card too, one caution though, when you buy in office depot/office max/staples, etc, take a credit card out and try it, some holders are incredibly tight, but I did find the one that fits well. I keep it at home, so I don’t worry about losing it.

  19. Dorks!

  20. I thought this was a great idea, until the first time I pulled the sheet out the wrong way and all 9 cards went crashing to the floor…

    Did I just buy too loose of a plastic sheet, or have other people had this issue? I’ve tried tri-folding it, but cards still fall out left and right…

    In theory, great idea. I’m having trouble making it work in practice though…

  21. Some pages are tighter than others, you could also add some cardboard to make it thicker or add friction. I just keep mine upright in a thin binder, and it works fine.

  22. Oh, and I store the binder vertically alongside several other binders. It’s not marked “Credit Cards” either, so it is discrete :) A potential break-in-and-grab thief would probably go right past it.

  23. All of mine crashed to the floor one day, too. I use the pages to store gift cards that I collect, so I’m not pulling them out very much. To solve the problem of them falling out, I put a small piece of tape at the top of each card slot. That way they won’t fall out if the page gets turned upside down or whatever.

Speak Your Mind

*