My Money Blog has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. Thank you for your support.

Amazon Prime + Whole Foods Additional 10% Off Discounts Now Nationwide

Amazon Prime members are now able to get an additional 10% off on "hundreds" of Whole Foods sale items at locations nationwide. Look for the yellow sign below. They had been rolling this out gradually, but it is now nationwide as of 6/27/18. … [Read the rest]

US Housing Market Breakdown Chart

I don't have any clever observations to share along with it, but the WSJ Daily Shot shared an interesting breakdown of the US housing market. Occupied or Vacant, Owned or Rented, Mortgage or Not, Negative Equity or Not, Foreclosure or Not, and so … [Read the rest]

Evicted: Low-Income Tenants and Landlord Economics in Milwaukee

Evicted: Poverty and Profit in the American City by Matthew Desmond follows eight different families who struggled to pay rent in poor areas of Milwaukee, Wisconsin. Around the time of the 2008 financial crisis, the author lived in the same units … [Read the rest]

CitiBusiness / AAdvantage Platinum Select World Mastercard Review – 75,000 bonus miles

The CitiBusiness / AAdvantage Platinum Select World Mastercard is running a limited-time offer. Here are the details: Limited-time: Earn 75,000 American Airlines AAdvantage® bonus miles after $5,000 in purchases within the first 5 months of … [Read the rest]

Social Security Trust Fund: Income vs. Expenses

You may have read recently that the Social Security Trust Fund is starting to shrink, and that it is projected to run out of money in 16 years. (Medicare's trust fund is projected to run out in 8.) This is not the same thing as Social Security … [Read the rest]

Retirement Nest Egg Calculators: Running Out of Money vs. Running Out of Time

If you have researched retirement at all (early or otherwise), you've probably ran across various retirement calculators online. You input how much money you have (or plan to have), your asset allocation, and it spits out some numbers. This … [Read the rest]

Northern Bank Direct Money Market Review – 2.26% APY Guaranteed Through June 2019

Update: As of 6/20/18, the rate is now down to 1.50% APY. I hope everyone who was interested got the 2.26% APY rate, you definitely had time and they did give roughly a 24-hour notice. Here comes another new "Direct" bank leapfrogging the … [Read the rest]

How To Build A 4-Week Treasury Bill Ladder: A Visual Guide

For my magic trick today, I will be resurrecting a post from over 11 years ago! That's the last time it there was any significant interest for an individual to buy Treasury Bills instead of using a top-yielding bank account. As of 6/18/18, a … [Read the rest]

Target REDcard Promotion: $25 off $100 Coupon For New Applicants

Speaking of 5% cash back cards, the Target REDcard gets you 5% off Target purchases every day, with a few exclusions like prescription medicine and Target gift cards. There is usually no sign-up bonus, but this week from 6/17-6/23, Target will mail … [Read the rest]

Free Social Security Tool for Optimal Benefit Claiming Strategy

When to start claiming Social Security to maximize your potential benefit can be a complicated question, especially for couples. Two reputable services in the space, Social Security Solutions (aka SS Analyzer) and Maximize My Social Security cost … [Read the rest]

Age-Sensitive Safe Withdrawal Rate Strategy? Age Divided By 20

Should a person who retires at age 70 withdraw the same amount of money from their portfolio as someone who is age 40? You're talking about a retirement period that is likely twice as long as the other. In an article titled The “Feel Free” … [Read the rest]

My Money Blog Portfolio Income – June 2018

When it comes to making your portfolio last a lifetime, you may be surprised at how long that might be. According to this Vanguard longevity tool, for a couple both age 40 today, there is a 50% chance that one will live to 88. That's 48 … [Read the rest]