If you shop online at websites like eBay, Walmart, and Home Depot where PayPal is an option for payment, consider that PayPal will reimburse your shipping costs if you buy using PayPal and end up having to make a return. You must first activate … [Read the rest]
Here's another reminder that in the world of investing, having low costs is more important than owning "passive" index funds. Why? The simplest argument is that index funds can have high expense ratios. Anyone can open an account at Vanguard, … [Read the rest]
The standard investment advice is the older you get, the more bonds you should hold in your portfolio. There are various rules of thumb like "Age in Bonds" or "Age minus 20 in Bonds", and so on. On the other hand, stocks have higher historical … [Read the rest]
As a kid in the late 1980s, I admit that I yearned for a pair of Nike Air shoes. I'd doodle shoes with that AIR logo and visible air pocket. I still remember the day I finally got a pair. They were an ugly blue-suede color from the bottom of … [Read the rest]
https://www.youtube.com/watch?v=53ARF_Ku3GU Here's a cool story at the intersection of entrepreneurship, frugal living, and sustainable farming. Jim Kovaleski is a one-man farm, growing produce and selling it at local farmers markets, earning … [Read the rest]
The Atlantic has a photojournalism article The 'Coffin Homes' of Hong Kong which startled me and challenged my idea of a "tiny" living spaces. The size reminded me of capsule hotels in Japan, except these are in much worse condition and are … [Read the rest]
After last week's WSJ article about interest rates, I noticed that both Goldman Sachs Bank USA (GS Bank) and Ally Bank have both been hiking rates on their CDs. Competition is good and I like that they both still show the desire to stay at the top as … [Read the rest]
As the school year ends, I am reminded that my children are another year closer to college. I still remember paying off my own $30,000 in student loan debt, and now I am worried about saving up for their tuition. While I still maintain that … [Read the rest]
The WSJ article Bank of America Pays Peanuts for Deposits, but the Money Keeps Flowing In (paywall) outlines how BofA gets away with paying less interest on its deposits than nearly any other US bank (not that the other mega-banks are that much … [Read the rest]
I suppose my pre-Uber generation might be the last one to equate having your own car with fun and freedom. In high school, I would comb through the "Under $2,000" section of the newspaper classified ads every day. How it looked didn't matter as … [Read the rest]
Back in the stone age of P2P lending (aka 2006), I used to read through Prosper loan listings one-by-one. Borrowers would outline their monthly budgets showing how they could afford their loan payments, along with explanations of why they needed the … [Read the rest]
Instead of watching the entire 6-hour Berkshire Hathaway (BRK) annual shareholder's meeting, I first read through the WSJ highlights and then watched selected parts of the Yahoo Finance replay which interested me. One interesting topic was about … [Read the rest]
The Best Credit Card Bonus Offers – 2026
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2026
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)