Archives for April 2006

Final Draft Portfolio: Both ETFs and Mutual Funds

Posted on April 2, 2006 // 13 Comments

Ok, so here’s my final draft for my new retirement portfolio. I’ve decided to go with a portfolio based closely on my Keep It Simple Portfolio. The twist is that I’ve decided to keep all my taxable funds in exchange-traded funds (ETFs), while keeping my tax-deferred IRA funds in conventional mutual funds. Hopefully this will allow me to take advantage of the tax benefits of ETFs where they matter, while at the same time keeping the simplicity and automatic dividend reinvestments of mutual funds. First, my overall target asset allocation:

90% Stocks / 10% Bonds
(40% Large Cap / 20% Small Cap / 20% Int’l / 10% REIT / 10% Bonds)
[Read more…]

Filed Under: Retirement //

April 2006 Financial Status / Net Worth Update

Posted on April 1, 2006 // 9 Comments
Net Worth Update April 2006

[Read more…]

Filed Under: Goals //

Taxes Are Done + Some Useful Links

Posted on April 1, 2006 // 2 Comments

What a wonderful way to spend a Saturday! Ugh. At least now I’ve figured out that I can contribute $2,500 to my 2005 SEP-IRA. I plan to open one up at Vanguard by the April 17th deadline and then merge it with the rest of my Traditional IRA funds. Am I supposed to mail my returns via Certified Mail? I’m not – If they cash my check then that should be proof enough.

Here is a useful SEP-IRA contribution calculator (Thanks Wes). If you had Google Adsense revenue in 2005, don’t forget that it’s taxable income! Check out Adsense Taxes for more information and tax-minimizing ideas.

Filed Under: Taxes //
« Previous Page