The Business Gold Rewards Card® from American Express OPEN is one of their charge cards where you must pay off the balance each month but get perks like purchase price protection and the AMEX extended warranty.
- Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
- Built with business-sized purchasing power and fast rewards
- 3X points on airfare purchased directly from airlines
- 2X points on US purchases for advertising in select media, shipping, at gas stations, and made directly from select computer hardware, software, and cloud computing providers
- Up to $100,000 in each category per year, then 1 point
- Use points to entertain clients, reward employees, reduce travel costs, or just offset the everyday expenses of moving your business forward
- Terms and limitations apply
Business Credit Card Eligibility
Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. Why? Because any individual can be a business as well. The business type is called a sole proprietorship. Maybe you sell items on eBay, Craiglist, or Etsy. Maybe you do some freelancing occasionally. Boom! You’re a sole proprietorship. This is the simplest business entity, but it is fully legit and recognized by the IRS. On a business credit card application, you should use your own legal name as the business name, and your Social Security Number as the Tax ID.
Meeting Minimum Spend Requirements
Some possible ideas are making purchases for others and getting reimbursed, and prepaying bills that allow it like utilities, insurance. I’ve even bought some Forever postage stamps to put me over the top.
If you don’t think you can make the requirements, here are some more credit card sign-up bonuses with easier offers.
* My favorite. I just noticed right now a $100 Home Depot gift card is 20% off at 8,000 MR points. I hope they are still around by the time I get these points.