Archives for May 2005

Making a Budget, Part 1: Fixed Expenses

Posted on May 1, 2005 // 3 Comments

budget_pie.jpgOk, I’m slowly getting my transactions all categorized, one by one, into personal finance software, but I’m going to take a break and look at what fixed expenses, or bills that I get every single month, and see if there is any fat to cut. Using my last post as a guide:

Phone (Landline) – Used to be about $40/month for local + long distance. Switched to VoIP with SunRocket, and so far it’s been great. Now it’s only $199/yr = $17/month including taxes. Don’t think I can get much cheaper, unless I go without, but I need fax send/receive capability. Even MyFax costs $10/month for online faxing. Realized Savings: $23.40/month.
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Filed Under: Budgeting //

Budgeting areas to watch, and Free Budgeting Spreadsheet

Posted on May 1, 2005 // 4 Comments

As other bloggers have mentioned, USA Today is currently doing a six-week series on how to go on a “Financial Diet“. Nothing ground-breaking, but it’s a pretty good read with stories from real-life families and tips on how to reduce debt and save more. Last week (Week 2), the focus was How to Make (and stick to) a Budget, which is exactly what I’m trying to do right now.
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Filed Under: Tools & Calculators //
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