Time to pay the price for being healthy, and try to use up the rest of the balance in my Flexible Spending Account. First up, here is my list of usual suspects:
Starter Checklist of FSA-Eligible Items
- Advance refill of prescriptions
- Eye exams
- Contact lenses and lens solution
- Pain killers
- Cold and flu medicines
- First aid supplies for emergency kits
- Condoms and other birth control items
- Ear plugs
- Acne medication
Big Lists, More Ideas
The most authoritative resource is probably this list of eligible medical deductions from the IRS. Then there are some nicely organized lists from health insurers like Aetna or third-party FSA administrators like Conexis.
Finally, check the final date allowed on your specific plan. If yours is like mine and ends on 12/31, make sure that you have a receipt dated in 2008. Certain plans may allow you to spend your money up until March of next year. This may give you more time to line up a doctor’s appointment and get some care you’ve been putting off.
When will they fix this broken system? For one, if you are desperate you can always buy some junk, fax in the receipts, and then return the items. Unethical and illegal? You bet. But why are we forced to estimate our unpredictable expenses in a use-it or lose-it format?