Search Results for: amazon

Coinstar Promo: Redeem $30 of Coins Into Amazon Gift Card, Get $5 Bonus Credit

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Here’s a way to both help keep physical coins in circulation and get a little bonus for yourself. If you redeem $30+ worth of coins into Amazon gift cards at your local Coinstar kiosk, they will add a $5 Amazon promotional credit code (valid on products sold by Amazon). Promotion expires November 30, 2020 and the promotional Amazon credit expires December 21, 2020.

You also don’t have to pay any fees using the Amazon gift card option, whereas the cash option hits you with a big 11.9% fee (the last time I checked it was under 10%!). I would have a hard time paying that fee… I’d rather pay the money directly to my kids for rolling up those coins! There are still some banks and credit unions that offer free coin counting services for customers.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Amazon Audible: Two Free Audiobooks with Prime & Free 30-Day Trial

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

If you are an Amazon Prime member, check if you are targeted for a free 30-day trial to Audible Premium Plus which will include 2 free audiobook credits. This promotion appears to work even if you are a past Audible member (trial or otherwise), but not if you are an existing active member. If you don’t have Amazon Prime, you could start a 30-day free trial. Here is a screenshot:

My favorite feature of these Audible trials is that once you get a book, it remains available permanently. You can go back an listen whenever you want, even if your membership is not active. Additional features include the ability to swap out audiobooks if you don’t like it after listening for a bit, and discounts off the list price of additional audiobooks. You can even have Alexa read your audiobook to you.

If you don’t want to continue your membership at $14.95/month after the 30-day trial ends, you will want to redeem the audiobooks credit first, and then cancel your membership before the trial ends. Canceling is easily done online, although they will try to offer you some discounts to stay.

I’ve listened to over 10 books by utilizing every free trial offer that comes up. Here are a few of my past purchases:

My two new picks will likely be The Psychology of Money by Morgan Housel and Atomic Habits by James Clear. I am also gradually collecting the Harry Potter series.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Amazon Prime Video: Watch Select TV, Get $5 Cheez-It Credit + $5 Prime Video Credit

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Promo reset for September. Get compensated to watch TV through Amazon Prime Video with Cheez-it and Prime Video Credit. The time commitment of has increased to 8 hours this month.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

AmEx Special Offers: $10 off $100 or $10 off $50 at Amazon (Targeted), Wondery+ Podcasts

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

amexoffersNew Amazon, Wondery+ offers. If you have any American Express card, here’s a quick heads up to check for new “Amex Offers” added to your account. These are an easy way to earn some extra cash without buying any extra stuff you don’t need. Many people are seeing an offer for $10 off $100 (or $10 off $50) at Amazon.com, which you can redeem twice for $20 total benefit. I had to scroll pretty far down to find it on one of my cards (#10 on the list or so). Here is a screenshot:

This offer is better than the credit card points-related offers because (1) it doesn’t need to be “Sold & Shipped by Amazon” and (2) you can just buy an Amazon gift card now and not worry about the expiration date. I had these Brightech Ambience Pro – Waterproof LED Outdoor String Lights in my cart but it didn’t reach $100, so I reloaded my Amazon gift card balance by $100 instead and got the confirmation email that it worked:

You should check all your cards, but note that these are now limited to one per credit card member. So if you sign up for it on one card, you won’t be able to use the same offer on another AmEx card. Be sure to add it to the card you want.

If you like podcasts, AmEx is also offering a free 1-year trial of Wondery+, but you have to sign up for auto-renewal so be sure to set a few calendar reminders to cancel. Offer ends 10/31/2020.

Reminder: The $5 off $10 Shop Small offer ends on September 20th! I’ve been using my credits at the local hardware store, which makes me feel better when I have to go back three times in one day…

There are many different flavors of American Express, but here are the consumer and business cards you’ll find in my wallet:

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

DIY Home Office Idea: Amazon Door Desks

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

One of the reasons that Amazon, Walmart, and Costco have taken over retail is their relentless focus on low prices. This is both obvious and not-so-obvious, as it means turning down easy profits in the short-term in exchange for growing customers. Amazon operated on a “let’s barely break even” basis for years while it mowed down the competition.

One of the symbols of this lean culture is the “Amazon Door Desk”. The story goes that Jeff Bezos needed some desks but traditional ones were too expensive, so he made desks from unfinished doors and some 4x4s instead :

It was the summer of 1995, back when Jeff Bezos could count his Amazon employees on one hand and those few employees needed desks. Bezos’ friend and employee number five, Nico Lovejoy, says Bezos himself found a scrappy, cost-effective solution right outside their doors.

“We happened to be across the street from a Home Depot,” said Lovejoy. “He looked at desks for sale and looked at doors for sale, and the doors were a lot cheaper, so he decided to buy a door and put some legs on it.”

With that, the Amazon “door desk” was born. What neither of them knew at the time was that the scrappy, do-it-yourself desk would turn into one of Amazon’s most distinctive bits of culture. More than 20 years later, thousands of Amazon employees worldwide still work each day on modern versions of those original door desks.

Another employee later improved the basic design with better hardware. They even have instructions on how to build your own Amazon door desk. Unfortunately, they don’t offer details on the parts needed for bracing the 90-degree connections, but here’s what I found based on the pictures (why don’t they sell this as a kit on Amazon?!):

With many more people working from home and kids distance-learning, this may be a good weekend project. I estimated the total cost at under $150, lower if you have access to some reclaimed building materials. I recently scored some donated 4x4s from my neighbor, but no door. Having the legs cut yourself (most stores will cut to order) also lets you adjust the table heights for kids or other specific ergonomic needs.

You’re not being cheap by making your own desk, you are using the same equipment as a trillion-dollar company! My own work desk is a 15-year-old office-supply folding table with scotch tape on it to stop the cheap laminate from peeling. My frugal side is a bit disappointed, as one of these Amazon door desks would have probably lasted even longer.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Amazon: Pay with American Express Points, Get $10 off $50, $5 off $30 (Targeted)

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Updated offer links. If you have an American Express card with Membership Rewards (MR) points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 100 MR points = $0.70 to spend at Amazon, which unfoturnately is less than a cent per point and thus not really the ideal use of MR points. However, here are targeted promotions where you can save money after redeeming just 1 single MR point.

Here are some additional tips:

  • If you haven’t linked yet, you can link your Membership Rewards points balance to your Amazon account here.
  • If you have already linked your cards and aren’t targeted, you may consider removing your American Express card from your account completely, and then linking it again after a day.
  • Items must be marked as both sold AND shipped by Amazon.com.
  • Be sure to select your American Express as your payment method and redeem at least 1 point or $0.01 in value of Membership Rewards points.
  • Savings should be reflected on the final order checkout page, before you commit to purchase.

This is a recurring perk for existing American Express cardholders, which is why one of my two “keeper” consumer American Express cards is the Amex EveryDay Card (keeps my Membership Rewards points active with no annual fee, helps qualify for various Amazon promotions). The other is the Blue Cash Preferred from AmEx (6% cash back on US supermarkets, up to $6,000 annually).

You can also earn and keep Membership Rewards points active with a small business card. My favorite business American Express card is the Blue Business Plus Card – 2X MR points on all purchases, up to $50,000/year. No annual fee.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Pay with Discover Card Points, Get 20% Off or $10 off $100 at Amazon.com (Targeted)

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Discover it 14 ImageUpdated offer links. If you have a Discover card with cash back rewards, you can redeem them to buy eligible items at Amazon.com. The redemption rate is $1 in Cash Back Bonus = $1 to spend at Amazon, which is the same rate as their statement credit redemptions. Check each of these targeted promotions and activate for an additional discount:

  • 20% off (max $50 discount), valid on items shipped and sold by Amazon. Must redeem at least $0.01 in Discover cash back.
  • $10 off $100+ order, valid on items shipped and sold by Amazon. Must redeem at least $0.01 in Discover cash back.

Here are some additional tips:

  • If you haven’t linked yet, you can link your Discover Cashback points balance to your Amazon account here.
  • If you have already linked your cards and aren’t targeted, you may consider removing your Discover card from your account completely, and then linking it again after a day.
  • Items must be marked as both sold AND shipped by Amazon.com.
  • Be sure to select your Discover Card as your payment method and redeem at least 1 point or $0.01 in value of Discover Cashback Bonus Points.
  • Savings should be reflected on the final order checkout page, before you commit to purchase.

This is a recurring perk for existing Discover cardholders, which is why I never cancel a card with no annual fee. Check out my Discover it credit card review, one of my keeper 5% cash back cards.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Amazon Pay with Chase Ultimate Rewards Points, Get $15 off $50 (Targeted)

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

New version of promo, check if eligible! If you have Ultimate Rewards points from Chase credit cards, you can use them to buy eligible items at Amazon.com. The redemption rate is 1 Ultimate Rewards points = 1 cent at Amazon, which is the same rate as their statement credit redemptions. The only added benefit is that there is no minimum redemption size. In general, you check if you can get a better value by converting them to frequent flier miles like United Airlines or hotel points like Hyatt.

However, there are also targeted limited-time offers like this one:

Even if you have done a similar promotion before, you may be eligible for this one too for a relatively easy $15 off $50 purchase (I was).

Be sure to click on the Activate button. Products must be shipped and sold by Amazon. You only need to redeem 1 Ultimate Rewards point ($0.01) to trigger the offer. You should see the discount on the final page of checkout. Promotion begins on 7/28/2020 and end on the earlier of (a) 11:59pm PT on 10/31/2020, or (b) the time at which 46,667 customers have redeemed the offer.

I have the useful combination of Chase Sapphire Reserve and Chase Freedom cards, although the Chase Freedom Unlimited is also a great pairing for many people.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

5% Cash Back Cards: Amazon, Whole Foods, PayPal, Restaurants – July thru September 2020

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

5percentbackActivation open for 3rd Quarter 2020. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year without changing your spending habits. You can also buy gift cards with the 5% back now but spend the gift cards later. New cardmembers may also get an upfront sign-up bonus.

Chase Freedom Flex Card

From October 1st through December 31st, 2020 you can earn 5% cash back on up to $1,500 spent in the following categories:

  • Walmart
  • PayPal

Enroll each quarter online in your Chase account. As long as you activate by the end of the quarter the rewards are retroactive. Technically, you earn Ultimate Rewards points which can also be converted to airline miles or hotel points instead of cash if you have a Chase Sapphire Preferred or Chase Sapphire Reserve card. Currently, the Chase Freedom Flex card is offering new applicants $200 if you sign up and make $500 in purchases in your first three months. No annual fee.

Discover it 14 ImageDiscover it Card

From July 1st through September 30th, 2020 you can earn 5% cash back on up to $1,500 spent in the following categories:

  • PayPal
  • Restaurants

Enroll after logging into your online account (look on the right-hand side). 5% rewards won’t apply until after you activate your rewards, so it is best to activate now before you forget. No annual fee.

New cardmember bonus details. If you are a new applicant and sign up via my Discover Card referral link, you will get a $50 Cashback Bonus after your first purchase within 3 months of being approved. You will also get Cashback Match for an entire year – a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. During those 12 months, your $50 Cashback Bonus becomes $100, your 5% cash back rewards becomes 10% cash back, and your 1% cash back rewards become 2% cash back. You can verify this on the application by clicking on “See rates, rewards and other info” and searching for “cashback match” and “statement credit offer”:

Cashback Match: No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you’ve earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You’ve earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

TERMS OF STATEMENT CREDIT OFFER: Get a $50 Statement Credit after you make your first purchase within 3 months of being approved. Promotional award will be applied within 8 weeks. The promotional award is in addition to the Cashback Bonus earned on all purchases.

ABOC Platinum Rewards Card – $150 Statement Credit Offer

From July 1st through September 30th, 2020 you can earn 5x rewards on up to $1500 in combined purchases this quarter in the following categories:

  • Travel, including gas. Eligible MCC code categories include qualifying airline, cruise, car rental, hotel, travel agency purchases, gas, tolls, and ride share.

You must register each quarter at ABOCRewards.com or in your online account. Currently, the ABOC Platinum Rewards Mastercard is offering a $150 statement credit if you sign up and make $1,200 in purchases in your first 90 days. No foreign transaction fees. No annual fee.

U.S. Bank Cash+ Visa Signature Card. You get to choose the two 5% cash back categories every quarter, out of a preset selection of specific categories:

  • Fast Food
  • Cell Phone Providers
  • Home Utilities
  • Ground Transportation
  • Select Clothing Stores
  • Electronics Stores
  • Car Rentals
  • Gyms/Fitness Centers
  • Sporting Goods Stores
  • Department Stores
  • Furniture Stores
  • Movie Theaters
  • TV, Internet, and Streaming Services

Unfortunately, you can’t pick a broad category like gas stations, restaurants, or grocery stores. Make sure to choose your categories each quarter, even if you want them to stay the same. If you do not choose your categories, all purchases revert to only earning 1% cash back for that quarter. No annual fee.

American Express Blue Cash Preferred Card. This card earns 6% cash back at US supermarkets all year long (on up to $6,000 per year) and. 3% cash back at US gas stations. New: 3% cash back on transit and 6% cash back on Netflix/Spotify/Hulu. I use this card all year long for groceries, and then in December use up the $6k annual limit on gift cards bought in the supermarket aisle. New cardholders are also eligible for a $250 statement credit after $1,000 in purchases within the first 3 months. $95 annual fee. See details in link.

Amazon Prime Rewards Card. Earn 5% back at Amazon.com and Whole Foods all year long. Prime membership required. New cardholder bonus varies by person. No annual fee.

Citi Dividend Card. This card is no longer available to new applicants, but if you still have the grandfathered card you can view and activate your quarterly 5% category here. Limit of $300 cash back for the calendar year.

Don’t settle for the “1% on everything else” that these cards offer. Get 2% cash back or higher. Check out the card-specific reviews for details.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Amazon: $20 Promo Credit after $50+ Purchase Using American Express

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Here is a new Amazon/AmEx promotion that promises “$20 off at Amazon after you make a single purchase of $50 or more using your American Express card”. However, the promotion has a lot of fine print to note:

  • You must purchase products “sold by Amazon.com” or “sold by Amazon Digital Services LLC” by 7/22/20. Amazon e-gift cards do not qualify.
  • You must spend $50+ on a single purchase using “any eligible American Express Consumer Card”.
  • I don’t see any notice that you qualify for the promotion at Checkout. Update: I tried again and when I do the proper things, I see a tiny “Qualifying offers: Promotion applied” message under my Order Total at Checkout. After the order actually ships, you will receive a confirmation e-mail with the promo credit.
  • The $20 promotional credit can only be used at the Amazon Moments store, which are “curated 4-Star & Above items”.
  • Promotional credit must be redeemed by August 22, 2020.
  • Offer limited to one per customer and account only.

This is one of those promotions where if I need to buy $50 of stuff, I’ll definitely try to qualify by using my consumer American Express card and checking out by the deadline, but I won’t go out of my way. (They should more clearly define what is an “eligible” American Express Consumer card.) I’m not quite sure of the point of this “curation” when it consists of a long list of 1,000+ items in every category. Who is going to shop Amazon this way?

My two “keeper” consumer American Express cards are the Blue Cash Preferred from AmEx (6% cash back on US supermarkets, up to $6,000 annually) and the Amex EveryDay Card (keeps my Membership Rewards points active with no annual fee, helps qualify for various Amazon promotions).

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Pay with Citi ThankYou Points, Get 20% Off at Amazon.com (Targeted)

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

If you have a Citi credit card that earns ThankYou points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 1 ThankYou points = 0.8 cents to spend at Amazon, which may not be the best value available. You can also redeem ThankYou points for gift cards (varies, but you can usually get at least 1 cent per point) or redeem towards a check made out to your mortgage payment or student loan (1 point = 1 cent ratio). If you have certain cards (see below), you can transfer to selected airline miles.

Here is a targeted promotion where you can get 20% off Amazon.com purchases (max $30 discount) when you redeem at least 1 ThankYou point. As with many other similar promotions from other credit card points, it may not work for everyone, but it is worth checking if you have an eligible card like the no-annual-fee Citi Rewards+ or Citi Premier.

  • Click here to link your Citi ThankYou points balance to your Amazon account
  • Click here to activate the promotion on your Amazon account (eligibility will vary)
  • Add one or more of eligible products sold and shipped by Amazon.com to your shopping cart. Note the maximum discount available is $30.
  • Proceed to checkout & select your eligible Citi Card as your payment method
  • Select the amount of Citi ThankYou Points you would like to use for the purchase (must use at least 1 point or $.01). I’d personally just use one point given the unimpressive redemption rate.
  • Savings will be reflected on the final order checkout page if the items in your order are eligible for the promotion credit.

Note: If you have the Citi Double Cash card that earns 2% cash back, that card technically does not earn ThankYou points. However, you can convert your cash back into ThankYou points (1 cent = 1 ThankYou) if you have an eligible card, although it would be counterproductive to do that for a lower redemption rate at Amazon. However, this feature is handy if you want to turn your points into airline miles with the Citi Premier, Citi Prestige, or Citi Chairman cards.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.

Amazon Prime: $8.98 Echo Dot (3rd Gen) + Music Unlimited Trial

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards and may receive a commission. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned.

Update: Offer is back again, but sold out quickly last time!

Amazon has brought back a good deal for Prime members interested in a cheap Echo Dot (newest 3rd generation). Sign up for a 1-month Amazon Music Unlimited membership for $7.99, and you get can get an Echo Dot (3rd gen) for only $0.99 (total cost $8.98). Here’s how:

  1. Click here for the combined Echo Dot + 1-month trial. You must pay with a credit card (no gift card), which will be used to enroll in Amazon Music Unlimited at $7.99 per month. The shipping is free at checkout.
  2. The membership will auto-renew, but you can cancel your Amazon Music Unlimited trial at any time, anytime before the month is up.

This limited time offer of 1 month of Amazon Music Unlimited Individual Plan and an Echo Dot for $8.98 is available only to customers who subscribe to Amazon Music Unlimited Individual Plan and who purchase an eligible Echo device. Current subscribers are not eligible. After the 1-month promotional term, your Amazon Music subscription will automatically continue at the monthly price of $7.99 plus applicable taxes until you cancel.

Amazon Music unlimited lets you listen to all 60 million songs ad-free and on-demand, you can call up songs with Alexa, and you can listen offline with unlimited skips.

My Money Blog has partnered with CardRatings and Credit-Land for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission. Thank you for your support.