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The True Value of a Real, Human Financial Advisor

The hot buzzword right now is "FinTech", where technology will help us manage our finances more and efficiently than before. But I've also been tracking the reasons why working with a human advisor can be worth the money and time spent. As I've … [Read the rest]

Big Data Knows If You’re Comparison Shopping… Or Not

One of the few benefits of getting older is that my car insurance premiums are much lower today than in my 20s. But is that low rate caused by insurance companies knowing that I recently switched high-speed internet and refinanced my mortgage … [Read the rest]

All-Clad VIP Factory Sales: Limited-Time Discounts on Lifetime Cookware

All-Clad cookware is known to be very high quality, but also quite expensive. If you cook often, then the prices aren't so bad when you consider that the stainless steel pans will essentially last forever (skip the non-stick stuff). Frugal home … [Read the rest]

Your Financial Plan & The Importance of Getting Started

I'm currently reading The One-Page Financial Plan by Carl Richards, who also writes for the New York Times. Given the title, I thought it would be a quick read but it turns out to cover a variety of topics over its 200+ pages. So far, I like … [Read the rest]

Dynamic Withdrawal Rates: Increase Spending Flexibility, Improve Portfolio Sustainability

The WSJ has a nice introduction to dynamic withdrawal methods and managing your portfolio in retirement. They outline a few of the more popular variations - Adjusted 4%, Floor-and-Ceiling, and Guardrail. I like learning about dynamic strategies … [Read the rest]

Vanguard’s Low-Cost Funds Winning, Low-Cost Portfolio Management Next?

Catching up on articles, I saw that Financial Times has an intriguing profile of Vanguard. If you're not a hardcore Boglehead, you will likely discover some new bits about this company started by Jack Bogle and pioneered index fund investing. (I'd … [Read the rest]

DietBet.com Update: My Weight Loss Profit Breakdown

Back in early February 2015, I wrote about and started participating in a weight loss challenge at DietBet.com. As the picture above indicates, a group of folks (strangers or friends) agree on a weight loss goal, put money into a community pot, and … [Read the rest]

The Opposite of Spoiled Book Review: Kids and Money

Here's my one-sentence review of the book The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money by Ron Lieber. If you have kids and feel it is important to teach them about money, then you need to read this book. … [Read the rest]

Citi Prestige and Global Entry Application Fee Reimbursement Experience

After researching the details for my Citi Prestige Card review, I went ahead and applied for one since I felt I could get over $1,400 of value in exchange for the $450 annual fee. Part of that would come from the $100 application fee credit they … [Read the rest]

Vanguard Merged Brokerage Account Review: Pros and Cons

When you open an account with Vanguard, there are two different account options. First is a mutual fund account which only holds Vanguard mutual funds. Second is a brokerage account that can hold individual stocks, ETFs, individual bonds, and … [Read the rest]

How To Cook Everything Fast, Reviewed By a Slow Cook

As part of my ongoing effort to Cook It Yourself in 2015, I've been trying out new cookbooks. (So far I've managed to lose over 20 pounds by cooking at home and eating less of what I cook at home. ;) ) I bought How to Cook Everything Fast: A … [Read the rest]

Teaching Money Management Skills… Without Using Money

In the book The Opposite of Spoiled by Ron Lieber, there are a number of tips and tricks presented to help teach your kids to be good with money: The foundation of the book is a detailed blueprint for the most successful ways to handle the basics: … [Read the rest]