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Aeroplan Credit Card Review: 60,000 Bonus Points (Redeem For $750 of Travel on ANY Airline) + Elite Status

Updated. Chase and Air Canada have partnered to create The Aeroplan World Elite Mastercard for US customers. Using the new Pay Yourself Back feature, 60,000 Aeroplan points can be redeemed for $750 back toward eligible travel purchases including … [Read the rest]

Best Interest Rates on Cash – January 2024

If you're leaving your cash in a checking account at most major banks, you're probably earning zero interest. With an online application, you could earn a lot more money while keeping the same level of safety by moving to another FDIC-insured bank … [Read the rest]

Chase Ink Business Cash(R) Card Review: Up to $750 Total Bonus, 5% Back Categories, No Annual Fee

The Ink Business Cash(R) Card has a sign-up promotion offering up to a $750 total cash bonus (75,000 Ultimate Rewards points) for new cardholders that meet the spending requirements, along with 5% cash back and 2% cash back on select small business … [Read the rest]

MMB Portfolio Dividend & Interest Income Update – Year-End 2023

Here’s my quarterly income update as a companion post to my MMB Portfolio Year-End 2023 performance update. I prefer to track the income produced as an alternative metric to performance. The total income goes up much more gradually and … [Read the rest]

iPhone 6/7/SE Performance Slowdown Class Action Settlement

Update January 2024: It took over 3 years, but if you received a $92.17 deposit in your bank account with the description "IN RE APPLE INC Payouts", it is your payment for this settlement. It's always best to assume it will take a few years for … [Read the rest]

Chase Ink Business Unlimited Card Review: $750 Cash Bonus, 1.5% Flat Cash Back, No Annual Fee

The Ink Business Unlimited Card is a small business credit card offering a $750 cash bonus (75,000 Ultimate Rewards points) for new cardholders and the simplicity of a flat, unlimited 1.5% cash back on all purchases. Here are the details: $750 … [Read the rest]

MMB Portfolio Asset Allocation & Performance Update – Year-End 2023

Here's my year-end 2023 update for my investment holdings (published January 2024), including all of our combined 401k/403b/IRAs and taxable brokerage accounts but excluding our primary residence and side portfolio of self-directed investments. … [Read the rest]

Chase Freedom Unlimited Review: Extra 1.5% Cash Back (on up to $20,000 spent in the first year)

The Chase Freedom Unlimited Card is a no-annual-fee rewards card which earns a flat 1.5% cash back on all non-bonus purchases (or a possibly more valuable 1.5 Ultimate Rewards points per dollar spent). This is a different card from the new Chase … [Read the rest]

SoFi 2% IRA Match Promo + Recurring Deposit Bonus

SoFi has a new 2% IRA match promotion (previously only 1%), where they will add an extra 2% bonus towards your annual IRA contributions to a SoFi IRA (active or automated). You must contribute by April 15, 2024 ("Tax Day"). Both Traditional and … [Read the rest]

Fierce Finance App Review: 5.25% APY + New Deposit/Referral/Trade Bonuses

Update January 2024: If you opened an account with Fierce previously, keep a lookout for e-mails with new promotions. In addition to the new account bonuses detailed below, I have received the following promos: a $25 bonus for setting up recurring … [Read the rest]

Fidelity Bloom App: Fintech App from Traditional Broker ($30 Savings Match for 2024)

Update January 2024: If you have the Fidelity Bloom app, this is a reminder that the 10% annual savings match is reset and you can again get $30 for a $300 transfer into your Fidelity Bloom Save account. If you use the SPAXX option for cash sweep, … [Read the rest]

2024 Retirement and Benefit Plan Limit Increases: 401k, 403b, IRA, HSA, DCFSA

The beginning of the year is also a good time to check on the new annual contribution limits for retirement and benefit accounts, many of which are indexed to inflation. Our respective incomes have been quite variable these last few years, so I … [Read the rest]