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Coinbase Interest Account: Earn 4% APY on USDC Stablecoin Deposits, Backed By Coinbase

Coinbase just announced its Coinbase Savings account product which pays 4% APY on USDC stablecoin deposits. There are several competitors in this area designed to compete against traditional bank savings accounts, even though they aren't FDIC … [Read the rest]

Die With Zero: How to Spend (All) Your Money

You might be saving too much money right now! You need to spend more! That is the unconventional message of the book Die With Zero by Bill Perkins. Some delayed gratification can be a good thing, but it can be a very bad thing if you simply end … [Read the rest]

Announcement: NEW New E-mail Newsletter Service!

As previously mentioned, Feedburner/Google is shutting down their e-mail service permanently as of July 1st, 2021 (very very soon!). I thought that switching over to a new provider would be easy (and free), but I was mistaken. After additional … [Read the rest]

IRS Tools to Track and Manage Enhanced Child Tax Credit Payments (Starts July 15th)

The American Rescue Plan Act (ARPA) of 2021 "enhances" the Child Tax Credit, increasing it to up to $3,600 for each child under 6 and $3,000 for each one under age 18. Eligible parents will receive half in advance via direct payments spread out … [Read the rest]

Alliant Credit Union Visa Signature Card Review: Up to 2.5% Cash Back, But With Some Hoops

New rules as of July 2021. Alliant Credit Union, the 5th largest US credit union by assets, is changing up the terms of their Alliant Visa Signature Credit Card (again) as of July 2021. There are now additional hurdles to achieving the full 2.5% … [Read the rest]

HM Bradley Credit Card Review: 3-2-1 Cash Back, Saving Tier APY Boost

Update December 2021: On December 15th, 2021, HMBradley announced upcoming changes to their interest rate that will become effective February 1st, 2022, along with changes to their credit card boosts that are effective January 1st, 2022. See my HM … [Read the rest]

Amazon Prime Day 2021: Citi/Discover/Chase Points Promos, 23andMe 50% Off, $10 Gift Card Bonus (Updated)

Prime Day is live. Amazon Prime Day 2021 is on June 21st and 22nd (Monday and Tuesday). I’ll try to keep this post updated with the most recent offers, as there will be many deals in the days leading up to it as well. There are usually many … [Read the rest]

Gold Delta SkyMiles American Express – 70,000 Miles Limited-Time Offer + Annual Fee Waived First Year

New limited-time offer. The Delta SkyMiles Gold American Express can be a useful credit card if you fly on Delta even once or twice per year due to the free first checked baggage perk. Right now, they are running a limited-time offer. … [Read the rest]

DIY Inflation-Protected Pension: Fewer Retirees Claiming Social Security at Age 62

An important lever in building your retirement income is timing when you start claiming your Social Security benefits. While you can start as early as age 62, your monthly benefit increases each year that you delay claiming (up until age 70). For … [Read the rest]

Hotels.com Rewards Visa Card Review: 2 Free Reward Nights (Worth up to $250)

The Hotels.com Rewards Visa credit card is a no-annual-fee travel rewards credit card for folks who don't have loyalty to a specific hotel chain. Instead, you earn free nights from the Hotels.com loyalty program (detail below). Right now, they … [Read the rest]

Single Family Rental Homes: Asset Class with 8.5% Historical Returns

How about this housing market? A few weeks ago, the CEO of Redfin shared a viral Twitter thread about what he was seeing. Here's just a snippet: It has been hard to convey, through anecdotes or data, how bizarre the U.S. housing market has … [Read the rest]

Citi Custom Cash Card Review: 5% Cash Back On $500 For Single Category Each Month

The Citi Custom Cash Card is a newly-launched rewards credit card which offers 5% cash back on your top eligible spending category up to $500 spent each month. This card will again compete against the other 5% cash back cards on the market, as did … [Read the rest]