Charlie Munger is now 98 years old and still answering questions at the 2022 Daily Journal Annual Shareholder Meeting. Yahoo Finance livestreamed the event again, and you can view the full two-hour recording on YouTube (embedded below, starts at … [Read the rest]
Charlie Munger Daily Journal Annual Meeting 2022 Full Video, Full Transcript, and Highlights
University of the People: Tuition-Free, Accredited Online Degrees in Computer Science, Business Administration (MBA), Education (M.Ed.)
Did you know that there exists a tuition-free, accredited, online university where you can obtain an Bachelor's degree in Computers Science, MBA, or Masters in Education for a tiny fraction of the cost of traditional universities? The University … [Read the rest]
Gemini Exchange: Bitcoin Bonus
(Update: After a incorrect trademark infringement claim and takedown request, Gemini has followed up and taken it back. I've brought back an edited version of the original post.) Gemini is a crypto exchange offering a $150 bonus in Bitcoin if you … [Read the rest]
The Four Core Types of Regrets + Thoughts on Financial Regrets
According to the new book The Power of Regret: How Looking Backward Moves Us Forward by Dan Pink, only 1% of people say they never feel regret. Here are the most in-depth articles from the media tour: WaPo, BBC, Atlantic. In 2020, the author … [Read the rest]
Big List of Social Security Tools: Best Time to Start Claiming Social Security Benefits?
Social Security is the largest source of retirement income for a majority of Americans. For about 1/3rd of them, Social Security makes up 90% or more of their retirement income. Depending on your assumptions, the "lump sum value" of your … [Read the rest]
Best Interest Rates on Cash – February 2022 Update
Here's my monthly roundup of the best interest rates on cash as of January 2022, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities earning more than most "high-yield" savings accounts and money market funds … [Read the rest]
Amazon Prime Price Hike 2022: Save Money With Gift of Prime Membership
Amazon Prime has announced the following price increases (note that some links will show up if you are viewing this via e-mail newsletter, please read online): Starting February 18th, 2022, new members will be charged $139/year for an annual … [Read the rest]
Lafayette Federal Credit Union Review: 2.02% APY on $25,000, $100 Bonus
Update: $100 bonus is expired. Wanted to report that I am had a bad experience with LFCU after being locked out of my account for over a week. Phone hold times were very long, I got routed to a service that promised to call me back, and then never … [Read the rest]
Amazon: Pay with Discover Card Points, Get $10 off $50 or 30%/$40 Off (Targeted)
Check to see if eligible again for this new round. If you have a Discover card with cash back rewards, you can redeem them to buy eligible items at Amazon.com. The redemption rate is $1 in Cash Back Bonus = $1 to spend at Amazon, which is the same … [Read the rest]
Will Your Robo-Advisor Stay The Course? UBS Buys Wealthfront
Over time, more and more people are seeing the benefits of investing in stocks and bonds through low-cost index funds. Here is a chart from Morningstar showing the overall flow of assets out of actively-managed and into passively-managed US equity … [Read the rest]
MMB Portfolio 2021 Year-End (Late Update): Dividend and Interest Income
Here’s my (late) quarterly update on the income produced by my "Humble Portfolio". The total income goes up much more gradually and consistently than the number shown on brokerage statements (price), encouraging me as I keep plowing more of my … [Read the rest]
MMB Portfolio 2021 Year-End (Late Update): Asset Allocation & Performance
Here's my (late) quarterly update on my current investment holdings, as of 1/23/22, including our 401k/403b/IRAs and taxable brokerage accounts but excluding a side portfolio of self-directed investments. Following the concept of skin in the game, … [Read the rest]