via GIPHY Kevin Kelly of Cool Tools and many other endeavors is now 70 years old and has 103 more bits of "Advice I Wish I Had Known" for 2022. Very high density of insightful wisdom per sentence, so I like to read a little bit each day and … [Read the rest]
103 Bits of “Advice I Wish I Had Known” by Kevin Kelly
May 8, 2022 By Leave a Comment
Last updated: May 8, 2022
Billionaire Crypto CEO Explains DeFi Farming… Sounds Exactly Like a Ponzi Scheme
May 3, 2022 By 7 Comments
Sam Bankman-Fried (nicknamed "SBF") used the "sell shovels during the Gold Rush" model on cryptocurrency and has made billions as the CEO of FTX, a crypto derivatives exchange. He has a background in quantitative trading and performed a now-famous … [Read the rest]
Last updated: May 4, 2022
Savings I Bonds May 2022 Inflation Update: 9.62% Interest Rate!
May 3, 2022 By 45 Comments
May 2022 rate confirmed at 9.62%. Official press release. The variable inflation-indexed rate for I bonds bought from May 1, 2022 through October 31, 2022 will indeed be 9.62% as predicted. Every single I bond will earn this rate eventually for 6 … [Read the rest]
Last updated: December 1, 2022
Cash Rates Early Update: 5-Year CDs at 3% APY, 5-Year MYGA Rates at 3.65%
May 1, 2022 By 4 Comments
I'm going to wait a bit on my full May interest rate update, as I expect more rate changes early this week. Even the rates quoted below may become outdated quickly, but I wanted to point out certain rates at multi-year highs and also near the … [Read the rest]
Last updated: June 21, 2022
Vanguard’s Special Tax-Efficient ETF and Mutual Fund Combo
April 28, 2022 By 4 Comments
This is a bit of an "inside baseball" topic appealing only to serious DIY investors, but I found this FT article about Vanguard's unique tax-efficient fund structure quite interesting. Apparently, Vanguard has both a patent and special SEC … [Read the rest]
Last updated: April 28, 2022
Mastercard Free ID Theft Protection and Credit Monitoring
April 28, 2022 By 9 Comments
Update April 2022: Just a quick update that this has been a useful, additional free identity theft protection service. Today, I electronically signed some "power of attorney"-type papers through Docusign and they had me answer some identity … [Read the rest]
Last updated: April 28, 2022
SoFi Credit Card: 3% Cash Back For a Year w/ Direct Deposit (EXPIRED)
April 27, 2022 By 3 Comments
Update: This offer is EXPIRED. SoFi has another new promotion if you have the SoFi Credit Card and SoFi Checking/Savings and a qualifying Direct Deposit every month: 3% cash back for 1 year (365 days) on a maximum of $12,000 of purchases ($360 in … [Read the rest]
Last updated: April 3, 2024
I Savings Bonds: Nearly 10% Yield + 10X More Popular!
April 24, 2022 By 16 Comments
Nothing like a 10% yield with no principal risk to attract more attention to a quiet little investment option. The WSJ has a new article What Are I Bonds? Everything You Need to Know to Earn Nearly 10% Interest as a follow-up to The Safe Investment … [Read the rest]
Last updated: April 24, 2022
Vanguard Customer Service Complaints
April 22, 2022 By 67 Comments
Vanguard is based right outside of Philadelphia, so the Philadelphia Inquirer often provides helpful insights on the company. Their new article Vanguard clients take to social media over customer service mishaps (possible paywall?) provides a good … [Read the rest]
Last updated: April 22, 2022
Till Financial Review: Kid Banking App That Teaches Compound Interest
April 21, 2022 By 16 Comments
There are many apps in the "reloadable debit card for kids" category, where parents can transfer money into their account and kids can spend it. However, I have been looking for a better app that can illustrate the power of compound interest and … [Read the rest]
Last updated: July 21, 2022
Warren Buffett Charlie Rose Interview 2022 (Berkshire Annual Meeting)
April 21, 2022 By 1 Comment
The 2022 Berkshire Hathaway Annual Shareholder Meeting will be held in-person in Omaha, Nebraska on Saturday, April 30th. It will also be streamed live via CNBC webcast starting at 8:45am Central Time (6:45 Pacific). As a sort of promotion for … [Read the rest]
Last updated: April 21, 2022
Know What You Own: Real Estate Investment Trusts (REIT) Infographic
April 19, 2022 By 2 Comments
Often you'll hear investment advice like "just buy an index fund and forget about it", but when a severe crisis occurs, it's really hard to just forget about it. Substitute advice like "sell now and wait for the dust to settle" may start to sound … [Read the rest]
Last updated: April 20, 2022
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