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Moving Issues & Free Internet at Kinko’s

Did you know that Kinko's offers free internet at their stores, as long as you provide your own laptop? Good deal. However, printing costs $0.49/sheet for black & white. Not a good deal. I had to pop in for work, so at least I'm not paying for … [Read the rest]

“Good” Credit Card Debt – How-To Play the 0% APR Game, Part 1

This post is old, please see my updated guide on How To Make Money From 0% APR Balance Transfers I have credit card debt. A lot of it, actually - over $23,000 of it right now. But I'm not worried, because a) I have the cash to pay it off and b) … [Read the rest]

I Hate Moving. (And I don’t like American Idol either)

I hate packing, I have lifting heavy objects, I hate unpacking, I hate paying enormous amounts of money to moving companies, and trying avoid all the many, many, scams out there. My wife decided that our trendy loft with 20 ft. ceilings and french … [Read the rest]

About Me

(This page has moved here.) … [Read the rest]

Disclaimers and Legal Stuff

As I start looking into individual stock trading techniques, I guess I need to join the stock blogger crowd and put a disclaimer up on my website: The information provided on this site is not financial advice and I am not a financial professional. … [Read the rest]

Book Review: Investing Essentials (Get a copy for free!)

I just got this in the mail recently and finally got a chance to read through it. It's titled "Investing Essentials", by Kenneth Morris and Virginia Morris. It's actually barely a book, more like a pamphlet (20 pages long including glossary). It … [Read the rest]

iPod Shuffle Mania – Another Opportunity Lost

Every Apple announces a new product, the capitalist in me says "run to the Apple store tomorrow. Buy as many as you can carry, and re-sell them on eBay. With the profit, keep one for yourself basically free". Like this guy who bought ten of 'em … [Read the rest]

Book Review: Rich Dad, Poor Dad

It only took me two days to read Rich Dad, Poor Dad by Robert Kiyosaki & Sharon Lechter, as it is relatively short and an easy read. And Kiyosaki likes to say things over and over... and over. This supposedly non-fiction book deals with the … [Read the rest]

My Meager Stock Portfolio: Much Room for Improvement

Here are the contents of my current E*Trade Brokerage taxable account: 20 shares of Microsoft (MSFT) bought at $25.5 35 shares of Intel (INTC) bought at $14 12 shares of Pfizer (PFE) bought at $40 11 shares of Anheuser-Busch (BUD) bought at … [Read the rest]

Guide to Tax Efficient Mutual Fund Placement

A comment in my last post reminded me that one of the best ways to maximize your investment return is to avoid as much tax (legally) as possible. One way to do this is to divide your mutual funds or other investments in the most ideal place in your … [Read the rest]

My fund of choice: Vanguard Target Retirement 2035 (VTTHX)

After comparing the possible combinations of mutual funds to satisfy my target asset allocation, I decided that for now, simple is better. In placing all of my IRA funds in Vanguard Target Retirement 2035 (VTTHX), I get great diversification while … [Read the rest]

Book Review: Common Sense on Mutual Funds

It took me a bit longer than I thought, but I finally wrapped up Common Sense on Mutual Funds by John C. Bogle. Overall, I liked the book, but not as much as some of the others I have read. The first three Parts have to do with Investment … [Read the rest]