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Budget Results for September

Here are our budget results for September via Quicken: We did fine overall in most areas including Gas, Dining Out, and Groceries. I try to drive as little as possible these days, and use public transportation for school. Our entertainment bill … [Read the rest]

Carnival Time

This week's Carnival of Personal Finance and Carnival of Debt Reduction are up. Check 'em out! I've decided that every week I will also post a Carnival-related food link, because that's what I think of when I read Carnivals. This week - Cotton … [Read the rest]

Never Pay Full Price at Bed, Bath, and Beyond

Catching up on housekeeping this weekend, I ran across my stash of Bed, Bath, and Beyond coupons. For those that shop at BBB, if you sign up for their mailing list in-store, you regularly get coupons for '20% off any single item', with some brand … [Read the rest]

Emigrant Direct Referral Bonus Update #2

(11/5/05: This is old news, I now have plenty of referrals. Please follow the new directions for the Emigrant Direct Sign-Up Bonus.) Ok, I'm all caught up on e-mails now. Every who wrote me their 1st & 2nd email on or before Friday 10/7 … [Read the rest]

$35 Opening Bonus for 3.75% APY HBSC Online Savings Account

HSBC Banks's Online Savings Account (features mentioned previously), an ING/Emigrant Direct no-minimum no-fees clone, is currently offering a $35 Opening Bonus for new customers. The bonus code, which is already part of the URL, is 'ccs20' in case … [Read the rest]

Health Savings Account Search – Initial Quotes

School's keeping me pretty busy, but Open Enrollment ends October 31st, so I need to get going if I'm going to look for alternative health insurance. I'm no expert, but I'm learning - a big website on Health Savings Accounts (HSAs) is … [Read the rest]

Bank of America lets you Keep the Change, and then some

Bank of America has just announced a new program called Keep The Change. If you enroll, every time you buy something with a Bank of America debit card, they?ll round up your purchase to the nearest dollar amount ? and transfer the difference from … [Read the rest]

Taking Advantage of the Lifetime Learning Credit

I forgot to mention that, although tuition is going to be a big expense this year, I will be eligible for the Lifetime Learning Credit. In essence, it is a 20% rebate back on your college-level expenses up to $10,000, with some restrictions. Since … [Read the rest]

October 2005 Financial Status / Net Worth Update

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Emigrant Direct Referral Bonus Update

(Update: This is old news, I now have plenty of referrals. Please follow the new directions for the Emigrant Direct Opening Bonus Promotion.) First, I'd like to say thanks everyone for reading and making my $10 Emigrant Direct Opening Bonus … [Read the rest]

Health Insurance – School Insurance an Affordable Option

We just entered the Open Enrollment period for my wife's work, so we have to choose what health insurance options we want for 2006. This is actually pretty good timing since I am now also eligible for health insurance for as a student at my … [Read the rest]

Life as a Student, Again

I've been somewhat vague about what I'm doing right now, but after jumping through some hoops, I am enrolled full-time as student again in a new field that I enjoy, working towards a graduate degree. I am still doing some part-time consulting work, … [Read the rest]