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Spring Cleaning: More Painful Than Watching Reality TV

It's spring cleaning time. On top of the usual build-up, we are moving in a few months to a place where there (gasp!) probably won't be a basement! I'm not the best at organization, but here's what we've done so far: Made two big boxes labeled … [Read the rest]

Redeeming Citibank ThankYou Points For Free Flights: A Great Option

I just redeemed a bunch of ThankYou points and I think I got some great rewards for doing things I would have done anyways. Consider this: I have had the Citi Driver's Edge MasterCard (one of my main rewards cards) since July, which gives you a … [Read the rest]

Predicting the New I-Bond Rates For May 2007

Just like last last April, using the newly released March CPU-I data and the information in my How To Predict I-Bond Savings Bond Rates post, we can now try to predict the upcoming I-Bond rate announcement on May 1st. The CPI-U in September 2006 … [Read the rest]

Zecco Free Trades Broker Review, Part 1: Introduction and Opening Process Overview

I decided to open a brokerage account with Zecco.com. This is not going to be my main brokerage account just yet, but I do plan on using it. (I'm going to revive my Play Money account, for those that have been reading for a while. More on this … [Read the rest]

Las Vegas: Getting Lucky, 1000x Slot Jackpots, ATM Fees

I'm back from Sin City and I am exhausted. Let's see what kind of money-related and non-incriminating stories I can tell :) Not quite whales, but... we did stay in the Player's Room Suite at New York New York. It's the ultimate players … [Read the rest]

The Las Vegas Coupon Run: Is Frugal Gambling An Oxymoron?

If you're going to Vegas, should you even bother worrying about being frugal? I mean, I've never seen so many Hummers in my life, and you need sunglasses while walking around at 4am. It's the land of excess. But one idea for the frugalites out … [Read the rest]

What Features Make Up The Ultimate Checking Account?

If you're comparing checking accounts, what are the features that one should consider? It's not all about the interest rate. In no particular order, I would want: Low minimum balance requirement - This helps include more people, and there is … [Read the rest]

Parallels Between Gambling And Investing

I'm writing this while at the airport on the way to Las Vegas, so please bear with me. The analogies might be a bit of a stretch, but here are some ways I think gambling is a lot like investing... Debate as you like. Costs matter. If you believe … [Read the rest]

Vanguard Offers More ETF Equivalents To Their Index Mutual Funds

With Vanguard recently launching their new bond ETFs, I can almost reconstruct my entire portfolio of Vanguard mutual funds using their equivalent ETFs instead. While they won't work well for everyone, I am glad that Vanguard is offering this option … [Read the rest]

My Current Bank Account Setup To Maximize Interest

Over a year and a half ago I shared how I juggled my bank accounts to maximize interest. It was the best I could do then, although it was a bit annoying as transfers between banks still took a couple of days. My current set up now involves … [Read the rest]

April 17th Is Coming! How I Estimated My Tax Liability For Tax Extension Form 4868

Please don't take the following as tax advice. It's what I did, not necessarily what others should do. I'm filing Form 4868 for an automatic extension of time to file my tax return. But that doesn't give me any extra time to pay any taxes owed, so … [Read the rest]

More Thoughts On Buying Vs. Renting Calculations

There were some great comments on the NY Times buy vs. rent article, and many of them echo my own sentiments. Buying versus renting a house is a very individual decision. I do agree that the point of the article is that due to people's differing … [Read the rest]