I ran across this article Best credit cards for college kids on CNN Money. I found it interesting that 75% of all college students have a credit card, when I see so much media attention to how credit card companies target students. Seems like … [Read the rest]
Best Credit Card For College Students – 5% Back At Restaurants and Amazon.com
October 18, 2007 By 33 Comments
Last updated: May 10, 2021
Predicting the New I-Bond Rates For November 2007
October 18, 2007 By 6 Comments
It's now six months since April, which means it's time again to partially predict the new I-Bond savings bond rates before the formal announcement until November 1st. Just in case we want to buy some beforehand and lock in some rates. The CPI-U … [Read the rest]
Last updated: October 18, 2007
Mental Accounting: Is A Dollar Always A Dollar?
October 17, 2007 By 41 Comments
In economics, there is a concept called fungibility. A good is fungible if one example of the good is indistinguishable from another example of the same good. A common example is money. A dollar is a dollar, no matter where it came from, where it … [Read the rest]
Last updated: October 15, 2011
What Percentage of My Income Should I Contribute To A 401k Plan?
October 15, 2007 By 56 Comments
Actually, a better question is what percentage of your income should you contribute to all types of retirement plans? But the 401(k) plan is one of those cases when you have to choose something to start out with, and many people just never get around … [Read the rest]
Last updated: January 23, 2014
DonorsChoose pfblogs.org Financial Literacy Challenge
October 14, 2007 By 7 Comments
DonorsChoose.org is another way the internet is making giving back more transparent and easy to do. (Learn about Kiva and ModestNeeds as well.) On the site, teachers submit project proposals for materials or experiences that they feel will benefit … [Read the rest]
Last updated: October 14, 2007
Roth IRA Contribution vs. Emergency Fund Savings
October 12, 2007 By 47 Comments
Earlier this week I explored how the performance of money invested in a 401(k) should compare to a regular brokerage account. This brought to mind a different debate: If you had to choose between contributing $4,000 to a Roth IRA or … [Read the rest]
Last updated: January 23, 2014
Framework For Thinking Through Personal Finance
October 11, 2007 By 30 Comments
(Warning: The following post is very stream-of-consciousness and written on very little sleep.) While doodling today (I doodle a lot) I started thinking about money and how it such an overwhelming issue at times. I read so much advice from so … [Read the rest]
Last updated: October 11, 2007
Update: My Bank Account Setup To Maximize Interest
October 10, 2007 By 52 Comments
Back in April I shared my personal bank account setup which I felt offered the best balance of convenience, liquidity, and interest paid out for my geographic location and tax situation: Basically, I used my Washington Mutual Free Checking / 5% … [Read the rest]
Last updated: February 11, 2018
Morningstar’s Stewardship Rating: Better Than Those Annoying Stars!
October 9, 2007 By 8 Comments
A couple weeks ago I wrote about characteristics of good actively managed mutual funds, which talked about finding managers who have most aligned their interests with their investors. I just discovered that there is also something similar called … [Read the rest]
Last updated: December 29, 2014
Discover More Card Limited 5% Cashback
October 8, 2007 By 24 Comments
The Discover® More® Card has been on my list of top 0% APR offers for a while now. 5% Cashback Bonus "Get More" Program As an overall cashback rewards card, this card is actually subpar. You need to reach total annual purchases of $3,000 just to … [Read the rest]
Last updated: March 1, 2012
How Much Better Is Your 401k Than A Regular Taxable Brokerage Account?
October 7, 2007 By 37 Comments
Everybody loves 401k plans for their tax advantages. But exactly how good are they, really? What if your 401k only offers limited, more expensive options than you can find from a regular brokerage account? I wanted to explore this using some … [Read the rest]
Last updated: October 7, 2007
Treating Marriage As A Business Relationship
October 5, 2007 By 80 Comments
Since it's Friday, here's another lighter post on relationships and money. Below is a highly amusing posting on Craigslist that I found via the Bogleheads Forum. Be sure to read it along with the accompanying reply below. Advice for woman … [Read the rest]
Last updated: October 15, 2011
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