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Microsoft Live CashBack Promotion: 70% Off Magazines and More

Microsoft's Live Search engine now has a cashback system - the idea is that you can compare products and prices using their search engine, and then buy through them and get cashback. This is similar to existing cashback portals like eBates ($10 … [Read the rest]

August 2008 Financial Status / Net Worth Update

Credit Card Debt If you're a new reader, let me start out as usual by explaining the credit card debt. I'm actually taking money from 0% APR balance transfer offers and instead of spending it, I am placing it in high-yield savings accounts that … [Read the rest]

Finding Local and Affordable Items On My Bucket List

As a successful early retiree points out, sometimes it may not be simply money keeping you from accomplishing your dreams: Retirement forces you to stop thinking that it is your job that holds you back. For most people the depressing truth is that … [Read the rest]

WaMu Savings 3.75% APY: Should I Stay With A Struggling Bank?

While logging on to my WaMu account I noticed (as did reader Alvin) that the WaMu savings account* is now paying 3.75% APY as of 7/31. Some pages still say 3.30%, but my account details confirm the 3.75% APY. (Login and click on "About this … [Read the rest]

A Modest Proposal For Hopeful Stock and Fund Pickers

I believe in holding a diversified, low-cost, passive investment portfolio. However, at the same time there is so much financial hype out there that I understand the natural tendency of people (especially intelligent, hard-working, competitive … [Read the rest]

Marriage & Money Quiz by Money Magazine: Did We Pass?

Money magazine has an article this month about how many married folks don't know the details about their spouse's finances. In one study, half of the pairs questioned came up with completely different answers when asked to estimate their family's … [Read the rest]

Update: Best Savings Account and CD Interest Rates, 4%+ APY

It seems that one small silver lining of these ongoing bank troubles is that well, banks need more money in order to keep afloat. This means they are more willing to pay us more $$$ for the privilege of holding onto ours. :) Even the big banks are … [Read the rest]

Free Access to Entertainment Book Online Coupons

I'm usually not a big fan of paying for coupon books since I always forget to use them, but here is a way to get free access to Entertainment Book Online. Just visit this page, and enter the Access Code OPADINE08 (looks expired), or try OPADINE. … [Read the rest]

$10 Off at Amazon.com + Free Amazon Prime Trial

Right now you can get $10 off your next Amazon.com order when you sign up for a free 1-month trial of Amazon Prime. Amazon Prime gives you free 2-day shipping on any purchase with no minimum order, so you don't even need to get to $25 for the usual … [Read the rest]

Better Example Against Double-Taxation Of 401(k) Loans

Okay, so I view my last post on 401k loans as a failure. I tried to use as little math as possible in explaining why 401k loans are not a bad idea due to the incorrect concept of "double taxation". Instead, I probably managed to confuse many of … [Read the rest]

Double Taxation and the Real Reasons 401(k) Loans Are Bad

I have noticed an increasing amount of discussion regarding 401(k) loans. While almost all sources denounce this as a bad idea, I take issue with one of the supposed reasons why: double taxation. Suze Orman explains it her way: Suze says when … [Read the rest]

Another Free Schick Quattro Razor Sample

To get your free Schick Quattro Razor, visit ShaveRyanNyquist.com, click to Enter the site, and vote on which facial hair design you want him to have. When they ask you if you want a free razor sample as well, click on "Sure Man". If it tells you … [Read the rest]