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Coinstar Promo: $40 in Coins = $50 in Gift Certificates

Coinstar is running a 2008 Holiday Promotion where you can turn $40 in loose change into $50 of Amazon.com gift certificates (or any gift certificate that they offer). Not a bad way to get rid of some change and pay for some holiday shopping. … [Read the rest]

First Look: DollarSavingsDirect vs. EmigrantDirect

I went ahead and opened an account at DollarSavingsDirect and their attractive 4.0% APY. WaMu had dropped their savings rate to 2.5% APY, and DollarSavingsDirect still seems to be in their "new bank customer accumulation" stage, which means keep the … [Read the rest]

Free Incorporation/LLC Service From MyCorporation

Already started your own business, or thinking of doing so? Want to go "legit" and form an LLC or corporation? I received an heads up from about a promo next week Tuesday where you can get a free incorporation service worth $149: On Tuesday, … [Read the rest]

Marriage and Money: Can Love Overcome Financial Incompatibility?

I know a lot of different friends who are happily married. Republicans and Democrats. Catholics and Hindus. Dog-lovers and Cat-lovers. Rich families and not-so-rich. Even Ohio State and Michigan alumni! However, I recently met a … [Read the rest]

Should I Invest In My 401(k)’s Stable Value Fund?

While investigating the bond options in my wife's 401(k), I noticed that the only "safe" option in her account was a Stable Value fund. I have noticed this label before, but never really paid them much notice. What is a stable value fund? The … [Read the rest]

Discover Card Holiday Mall Promotion: $20 off each $200 spent

Discover Card is again running their Holiday Mall Promotion, which gives you $20 back for every $200 that you spend at limited mall locations. Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating … [Read the rest]

Series I Bonds November 2008 Fixed Rate: 0.7%

The new fixed rate for Series I Savings Bonds ("I Bonds") was announced on Monday to be 0.7%. A few readers asked if I thought this was a good time to buy. As a long-term investment, a 0.7% real yield makes I-Bonds a poor choice, as you can buy … [Read the rest]

Election Day Freebies: Starbucks, Ben & Jerry’s, Krispie Kreme, and More

Along with performing your civic duty today, you can pick up some free food from these locations. Some require an "I Voted" sticker, while others just take your word for it. Starbucks - Free coffee On November 4, 2008, Starbucks will give … [Read the rest]

November 2008 Financial Status / Net Worth Update

Credit Card Debt If you're a new reader, let me start out as usual by explaining the credit card debt. I'm actually taking money from 0% APR balance transfer credit cards and instead of spending it, I am placing it in high-yield savings accounts … [Read the rest]

Weekend Reading: Bear Markets, Changing Asset Allocation, and Stock Picking

Here are some good reads about investing from this week: How to Survive and Succeed Through a Bear Market This letter to shareholders is written by John Montgomery, founder of Bridgeway Funds, which are a group of actively managed mutual funds … [Read the rest]

Costco Complete Emergency Preparation Kit?

Don't ask me why, but I have been on a secret survivalist bent recently. I guess too many worst-case scenarios going around in my head. Lo and behold, I run across this Complete Emergency Preparation Kit at Costco. Includes: # 6 Days … [Read the rest]

Discover More: 0% APR Balance Transfer Fee Cap Ends October 31st

It looks like the credit crunch continues to trickle down to everything financial, including tightening up in the credit card industry. I have it on good authority that the $75 balance transfer fee cap on the Discover More card will end on October … [Read the rest]