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How *Not* To Handle A Bank Error In Your Favor

I still get a regular stream of comments on my old post on handling a bank error in your favor. Many are people who also got some money by accident and are looking for advice. Then I saw this AP article "Pa. couple spent windfall from bank error" … [Read the rest]

$200 Savings Bond Bonus for Checking Account at Wainwright Bank

Wainwright Bank, a regional bank based in Massachusetts, is offering a $200 Series EE U.S. Savings Bond when you open a new Value Checking account and have direct deposit. $10 minimum to open, and no minimum balance with direct deposit. Wainwright … [Read the rest]

Free Fully-Licensed Software: GiveawayOfTheDay.com

Here's another creative idea for a website. GiveawayOfTheDay.com lets you download a fully-licensed, no-trial, no-shareware version of some neat software. The catch is that it is only available for one day, during which you must both download and … [Read the rest]

Stock Market Performance During Recessions

Stumbled across another interesting chart from Fidelity Investments showing stock market performance during and after previous recessions: Found via the Financial Philosopher, who stated: Now that we are "officially" in a Recession, what … [Read the rest]

How To Protect Your Home Equity Lines of Credit (HELOC) From Being Frozen: Max It Out?

When I bought our house, I considered setting up a home equity line of credit (HELOC) for primarily for emergencies. For a while there were a bunch of deals that offered no application fees, no closings costs, and no annual fee. Why not have a … [Read the rest]

Weekend Reading: Work, Recipes, Quizzes, & More

Some quick links from my weekend reading: Cutbacks and the Value of Time OverTheCubicleWall is being offered a voluntary work reduction to 32 hours per week. Would you take such an offer if presented to you? It's an interesting question. I … [Read the rest]

Calvin & Hobbes On Bailouts

Read into it how you like. :) Via The Big Picture. Click the image below for full size. Ah, the timeless creations of Bill Watterson. I own all of the Calvin & Hobbes collections, though I haven't read them in a long time. Definitely … [Read the rest]

MyMoneyBlog 2009 Upcoming Financial Projects

While Suze Orman has her Action Plan, I have also been thinking of my own. The first is general but the rest should be good blog fodder. They also fit into the concept of Kaizen and continuous improvement. Not really resolutions... I just want … [Read the rest]

Suze Orman ‘Save Yourself Plan’ TD Ameritrade Offer

Updated: The SaveYourself Plan and partnership with TD Ameritrade appears to have ended. Suze Orman is still offering her "Save Yourself Plan" in conjunction with TD Ameritrade, although the offer is not as good as it was before. Previously, you … [Read the rest]

Suze Orman’s 2009 Action Plan Book: Free Download

Suze Orman was on The Oprah Show today, and is promoting her new book Suze Orman's 2009 Action Plan by offering as a free PDF on Oprah's site. Here is the download link. Expires in a week on 1/15. Thanks to reader Anthony for the tip. I haven't … [Read the rest]

More Inactive Credit Cards Being Closed: Protect Your FICO Credit Score

If you haven't heard already, several large credit card issuers (Chase, Washington Mutual, Citibank, Capital One, HSBC) are currently closing millions of consumers' credit cards without prior warning due to inactivity. This is their legal right, but … [Read the rest]

January 2009 Financial Status / Net Worth Update

Credit Card Debt I have no actual consumer debt. In the past, I have been taking money from credit cards at 0% APR and immediately placing it into high-yield savings accounts or similar safe investments that earn 5% interest or more, and keeping … [Read the rest]