If you have a website that you would like to promote, there are several coupon codes out there that can get you a free $200+ in credit towards Facebook Ads (update: codes are expired). In addition, if you join the Visa Business Network and install … [Read the rest]
FaceBook Advertising Coupon Codes: Free $300+ In Ads
January 25, 2009 By 32 Comments
Last updated: January 26, 2009
Free Audiobook: 7 Habits of Highly Effective People
January 25, 2009 By 10 Comments
Audible.com is giving a free audiobook version of the popular personal development book The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change by Stephen R. Covey. I've read about half of the print version, and it does have … [Read the rest]
Last updated: August 9, 2018
Strategies For Maxing Out Your 401k/403b and Company Match, True-Up Contributions
January 22, 2009 By 23 Comments
Why the interest in 401k limits? Well, we found out that my wife now gets a company match to her 403b retirement plan. Score! I then wanted to explore how to maximize both our $16,500 401k limits and the company match. Example: Maxing Out But … [Read the rest]
Last updated: January 22, 2009
2009 401k/403b Maximum Salary Contribution Limits
January 22, 2009 By 10 Comments
The 2009 inflation-adjusted limits for 401(k) and 403(b) defined-contribution plans are as follows: The 401(k) elective deferral limit goes to $16,500, up from $15,500. The "catch-up" amount allowed for those age 50 years and up increases to … [Read the rest]
Last updated: January 22, 2009
Cosmetics Settlement: Free Cosmetics While Supplies Last
January 21, 2009 By 10 Comments
I'm a day late on this one, but perhaps there is some free make-up or perfume left: As part of a class action settlement, $175 million worth of free cosmetics products will be distributed to members of the class for a maximum of seven days, while … [Read the rest]
Last updated: January 21, 2009
Sprint Nextel Class Action Settlement for Early Termination Fees
January 21, 2009 By 17 Comments
Sprint Nextel recently settled a lawsuit over the early-termination fees (ETFs) on their contracts. I believe the it was over the fact that the ~$200 fee stayed flat even if you were on the last month of your contract. You can find details at … [Read the rest]
Last updated: January 29, 2012
Add More Money Your Roth IRA – Undo and Redo Contributions After Losses?
January 20, 2009 By 32 Comments
So you listened to the financial experts and dutifully contributed $5,000 to your Roth IRA in early 2008. Unfortunately, stuff hit the fan and now you're left with a lot less. Wouldn't it be nice to be able to find some silver lining and shield … [Read the rest]
Last updated: January 20, 2009
Free Equifax FICO Score Redux
January 19, 2009 By 16 Comments
Looks like Equifax and FICO are giving out another 10,000 free FICO scores (expired!). Again... no credit card or trial required. This is an official FICO score based on your Equifax credit file. Score only, no credit report. This time you don't … [Read the rest]
Last updated: October 15, 2011
Historical Federal Tax Rates by Income Group
January 18, 2009 By 13 Comments
In my last post on 2009 marginal tax rates, reader Alexandria (aka MonkeyMama) made a very good point that planning our retirements around future tax brackets is very difficult as they change all the time. But isn't that what we are forced to do … [Read the rest]
Last updated: April 22, 2015
2009 Marginal Rate Brackets For Federal Income Tax
January 17, 2009 By 27 Comments
For personal reference, there are the new 2009 federal income tax brackets, which have been adjusted for inflation. This is taxable income, so it is after any exemptions and either standard or itemized deductions have taken place, as well as pre-tax … [Read the rest]
Last updated: October 7, 2012
Undo/Redo Traditional to Roth IRA Conversion After Market Losses
January 16, 2009 By 4 Comments
If you did a Traditional IRA to Roth IRA conversion in 2008, and have since suffered some significant losses, you may want to consider undoing the conversion now that it is 2009. Then, as long as you wait 30 days after that and still qualify, you … [Read the rest]
Last updated: September 27, 2015
Free FICO Score For Joining MyFico Forums
January 16, 2009 By 22 Comments
myFICO.com is offering a free credit score to members of their discussion forum. New visitors can register instantly and grab your score. No credit card or trial required. This is an official FICO score based on your Equifax credit file. Score only, … [Read the rest]
Last updated: October 14, 2011
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