With money market fund and savings account yields still pitifully low, it is very tempting to look for investments with higher yields. Indeed, the personal finance magazines know this all too well, dangling teasers on their covers … [Read the rest]
Dangerous Personal Finance Magazine Headlines: The Attraction of High Yields
Picture of California Tax Refund IOU (Registered Warrant)
You may have heard that California is broke, and is sending out IOU slips instead of checks for income tax refunds. I thought that I would be safe as I usually owe taxes, but due to an amendment of my return, I ended up getting one in the mail as … [Read the rest]
Tracking Investment Portfolio Using Google Docs
I spent a little time tinkering with Google Docs Spreadsheets today, trying to use it to track the asset allocation of my investment portfolio. GoogleFinance() Function This function allows you to import data from Google Finance like current … [Read the rest]
WT Direct Promotion Code, Up To $150 Opening Bonus
The online division of Wilmington Trust Bank, WT Direct, is running another promotion for new customers. You can get up to $150 cash bonus on top of the standard interest rate (currently 1.76% APY) if you open a new account and maintain a certain … [Read the rest]
Zecco Forex Promotion Code: Up to $200 Bonus
Zecco Trading, best known for their free stock trade offers, recently started a Forex platform where you can trade foreign currencies. Since Forex appears to be a zero-sum game (negative if you account for inflation and spread costs), I wasn't really … [Read the rest]
What Is Your Motivational Burrito Currency?
(image credit: chipotlebreakfast.com) Sometimes people wonder why a guy who makes a six figure salary will still bother to fill out a form for a free razor, or sign up for a credit card for the $100+ bonus. Well, for one thing it's a habit … [Read the rest]
American Express Card Statement Shows Restaurant Tips
If you're like me, you keep receipts to reconcile with your credit card transactions online. If you dine somewhere you leave a tip, you might be wary that the waitperson might alter your tips, either by accident or on purpose. If you just see the … [Read the rest]
Monthly Net Worth Update – July 2009
Credit Card Debt I have taken money from credit cards at 0% APR and placed it into online savings accounts, bank CDs, or savings bonds that earn 4-5% interest (much less recently), and keeping the difference as profit. I even put together a series … [Read the rest]
Chase Sapphire Preferred 40,000 Point Sign-up Bonus
The Chase Sapphire Preferred card is offer 40,000 points after you make $3,000 in purchases in the first 3 months. There is a $95 annual fee, but it is waived for the first year. Thanks to the readers who sent this in. (There is also a regular Chase … [Read the rest]
Citi Forward Card Bonus & Rewards Follow-up: 5x Rewards at Restaurants and Amazon.com
I promised to follow-up on the features of the Citi Forward® Card after getting mine, and am finally getting around to it. Read on to see how you can get a $100 gift card and also 3.45% cash back with this card at restaurants, Amazon.com, and … [Read the rest]
My Dog’s Favorite Chew Toy Is Now Free
This might be completely obvious to others, and I'm probably opening myself to ridicule, but I only recently discovered it and find it awesome. If you have dog that like to chew things, many of those fancy plush squeak toys last about a day. But … [Read the rest]
Creating Your Own Three Legged Stool of Retirement
You may have heard the term "three-legged stool", taken from the idea that a stool needs three legs to maintain balance. (Photographers use tripods, no duopods or quadrapods. Even a four-legged chair will likely wobble.) Old Three-Legged Stool … [Read the rest]