Discount stock broker Charles Schwab cut the fees on six of its proprietary exchange traded funds (ETFs) on Monday (official press release). Schwab U.S. Broad Market ETFTM from 0.08% to 0.06% Schwab U.S. Large-Cap Growth ETFTM … [Read the rest]
Schwab Reduces Expense Ratios on Selected ETFs
June 15, 2010 By 2 Comments
Last updated: October 15, 2011
Firstrade Brokerage Switches Clearing Firms, Offers Free Outgoing Account Transfers
June 15, 2010 By 5 Comments
I received a letter this week that discount stock broker Firstrade is changing clearing firms from Ridge Clearing to Penson Financial*. Not really a big deal, but hidden in the fine print is that existing users can perform an account transfer to … [Read the rest]
Last updated: April 8, 2017
Future Stock Market Returns: Price-Earnings Ratios as a Long-Term Predictive Tool
June 14, 2010 By 19 Comments
As part of gathering the data needed to go beyond net worth, I've shown ways to track find your personal savings rate by tracking your current spending with your current after-tax income. For now, I'm skipping ahead to estimating your portfolio's … [Read the rest]
Last updated: April 25, 2019
PineCone Paid Survey Links Open Again
June 14, 2010 By 8 Comments
Here is an updated application link at Pinecone Research, which is again accepting new members. (May expire at any time, so apply now if you're interested!) Looks open to all, but only one person per household can sign up. Thanks Rafa for the … [Read the rest]
Last updated: April 10, 2013
4 Stash Your Cash Deals Most People Haven’t Heard Of
June 11, 2010 By 23 Comments
Here are four places to stash your cash that aren't advertised very heavily, so your co-workers probably haven't heard of them. They are all FDIC-insured, and offer higher yields than most of their direct competitors. Each one is best depending on … [Read the rest]
Last updated: April 27, 2015
Penfed Visa Platinum Cashback Rewards Card – 5% Cash Back on Gas
June 10, 2010 By 35 Comments
There used to be a bunch of great cashback cards for gas, but now the only one that still offers 5% back to consumers is the PenFed Visa® Platinum Cash Rewards Card. It offers: 5% cash back on gas purchases (must pay at pump) 0.25% cash back on … [Read the rest]
Last updated: February 28, 2013
Calculating Our Personal Savings Rate
June 9, 2010 By 24 Comments
Do you know what your household's savings rate is? Most of us probably have a rough guess, but I wanted to use some more reliable data. Here's the definition again for my purposes: Current Spending There are plenty of ways of tracking … [Read the rest]
Last updated: October 7, 2012
National Personal Savings Rate Definitions: NIPA vs. FoFA
June 9, 2010 By Leave a Comment
In looking up some stats for personal savings rates, I found that the Bureau of Economic Analysis (BEA) provides a chart of two separate calculations that track the personal savings rates of US taxpayers: The National Income and Product … [Read the rest]
Last updated: June 9, 2010
Beyond Net Worth: Tracking Financial Progress Better
June 8, 2010 By 12 Comments
For a while now, I've been thinking about a better way to publicly track my progress towards financial freedom and also allow easier comparisons between readers. I'm sure some people would miss the net worth updates, but I have reached the point … [Read the rest]
Last updated: June 8, 2010
Free Identity Theft Protection from SuzeOrman.com
June 7, 2010 By 11 Comments
SuzeOrman.com and TrustedID are offering 12 months of free identity theft protection valid through Thursday, June 10, 2010. (update: looks like it ended update2: back up with new link). It appears help you place fraud alerts on your credit files, … [Read the rest]
Last updated: August 9, 2018
Betterment.com Review: Investing Made Simple, But Is It Worth The Cost?
June 4, 2010 By 18 Comments
New start-up website Betterment.com wants to make investing more easy... imagine something as simple as your existing savings account but with higher returns. Too good to be true? How does it work? At it's very core, Betterment is a standard … [Read the rest]
Last updated: April 8, 2017
Tracking Inflation: Consumer Price Index Explained – Infographic
June 3, 2010 By 4 Comments
The U.S. government tracks inflation in many ways, and one popular way is the Consumer Price Index (CPI). This index is then used to adjust everything from income tax brackets to Roth IRA contributions limits to pension payouts to the return on … [Read the rest]
Last updated: June 3, 2010
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