Here's a quick test to see if you are smarter than a monkey. Don't worry, it turns out that monkeys are pretty smart. First, answer the poll question, then continue onwards to read an explanation. Vote first! (Due to some technical … [Read the rest]
Are You Smarter Than A Monkey? Answer This
August 5, 2010 By 19 Comments
Last updated: August 7, 2010
Umbrella Insurance: Examples of Actual Claims
August 4, 2010 By 32 Comments
Personal umbrella insurance is additional liability insurance, designed to pay out on top of your existing auto and homeowner's/renter's insurance policies. For example, you may only have $300,000 in liability coverage on your car insurance. If … [Read the rest]
Last updated: October 7, 2012
The Essential Components of the Good Life
August 3, 2010 By 1 Comment
Here is YASAH - yet another study about happiness. Reader RJ sent this to me via this CBS Marketwatch article, but I highly recommend reading the actual study titled Meaning Really Matters: The MetLife Study on How Purpose Is Recession-Proof and … [Read the rest]
Last updated: August 9, 2018
TradeKing $50 New Account Bonus: No Promo Code or Referral Required
August 2, 2010 By 2 Comments
Online discount broker TradeKing has brought back their $50 sign-up bonus for new accounts, no promotional code or referral required. You must open with $2,500 and make one trade within 30 days. Offer expires 1/31/11. To qualify for this offer, … [Read the rest]
Last updated: October 3, 2012
Conscious Spending: Things vs. Experiences
August 2, 2010 By 9 Comments
It's official: Experiences make people happier than possessions. Okay, not really, but it is the conclusion taken from a recent psychology study as reported in this CNN Health article: The study looked at 154 people enrolled at San Francisco … [Read the rest]
Last updated: August 19, 2012
Equifax.com Promotional Code: Free 3-in-1 Credit Report & FICO Score
August 2, 2010 By 14 Comments
Visit the 3-in-1 Credit Report with Score page at Equifax and click on "Buy Now". You'll have to register on the website or log in with a previously created account. There is no need to enter credit card information. When you are able to, enter the … [Read the rest]
Last updated: April 29, 2014
AT&T DSL Promotion for $14.95/Month
August 2, 2010 By 7 Comments
AT&T is currently running a promotion for their DSL high-speed internet service at $14.95 per month for the first 12 months. AT&T has a limited service area, so check the site for availability. In selected areas, you can also get AT&T … [Read the rest]
Last updated: September 27, 2012
Immediate Annuity Options & Trade-Offs
July 29, 2010 By 13 Comments
These days, everyone has a regained respect for stock market volatility. One way to maintain a more stable income in retirement is to take part of your nest egg and buy a single-premium immediate annuity (SPIA). With an SPIA, you pay a lump-sum … [Read the rest]
Last updated: July 29, 2010
Auto Insurance Rate Averages by State
July 28, 2010 By 23 Comments
Here is a chart of average auto insurance rates by state, via AARP.com, shaded by overage ranges. Click for an interactive map with more details and a ranking. I wonder why rates in Louisiana are so high. $2,500 per year? Is it fear of … [Read the rest]
Last updated: July 28, 2010
Buffett On Municipal Bond Risks
July 27, 2010 By 8 Comments
After being asked (well, forced) by Congress recently to testify regarding the credit rating agencies Moody's and Standard & Poor's and their role in the last financial crisis, Warren Buffett was also asked what he saw the next big related risk. … [Read the rest]
Last updated: February 9, 2017
Are You Using Too Much Soap?
July 27, 2010 By 20 Comments
Not exactly a hard-hitting topic, but still applicable to those trying to live efficiently. This NY Times article talks about how most people use way too much soap in their washing machines and dishwashers, which is both wasteful and can shorten … [Read the rest]
Last updated: July 27, 2010
Historical Mortgage Rates Chart (1986-2010)
July 26, 2010 By 15 Comments
While doing some more research into a possible refinance or loan modification, I ran across this chart of historical mortgage rates from 1986 from HSH. Before, I stated a source that said the 30-year fixed-rate mortgage (FRM) averaged 4.56% … [Read the rest]
Last updated: October 15, 2011
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