I definitely feel for prospective homebuyers in the current market. My parents are one of them, looking for a place in retirement. According to Redfin and Mortgage News Daily, we currently have low inventory (partially due to people with sub-6% … [Read the rest]
Eventually, you will be presented with the idea of writing covered calls on your portfolio and earning "easy income" from this strategy. I already know intuitively that there must be a cost to this "passive income" and that the net effect is worse … [Read the rest]
Improved 60k offer. The Bank of America Premium Rewards Credit Card is the mid-tier premium card in the line-up, with added perks in exchange for an $95 annual fee. (Comparable with the Chase Sapphire Preferred and American Express Green cards.) … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of June 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]
Andrews FCU is celebrating their 75th anniversary with a special 7.5 month certificate at a very competitive 5.75% APY. $1,000 minimum opening deposit, $250,000 maximum. Limit one certificate per membership. Early withdrawal penalty is 90 days … [Read the rest]
Target is running a promotion where if you get a $10 Target GiftCard with $100 "Choice" gift card purchase, in-store or online. Promo ends June 10th. I'm guessing this is related to Father's Day. (The Mother's Day promo was better, what's up?!) … [Read the rest]
The relatively new United QuestSM Card is a new premium travel card that offers a lot of added perks on United Airlines for a higher annual fee. Here are the highlights: 60,000 bonus miles and 500 Premier qualifying points after you spend … [Read the rest]
The United Explorer Card is a Chase-issued credit card that offers unique perks on United Airlines including free checked bags and expanded award seat availability for redeeming miles. Here are the highlights: Earn 50,000 bonus miles after … [Read the rest]
Morningstar has been running an interesting series of articles on "Do Nothing" portfolios where they take the idea of "Buy and Hold" to the extreme. When you buy and hold a traditional index fund, the holdings still change over time. New … [Read the rest]
If you own a target retirement fund, you probably own a decent chunk of international stocks. However, these days it's harder to find people telling you to own international stocks when you build your own portfolio, mostly because of the … [Read the rest]
No-Penalty CDs try to offer the best of both worlds - the liquidity of a savings account, and the higher fixed interest rate of a term CD. If rates go up, you can still move to the new higher rate. If rates drop, you are covered because the … [Read the rest]
Update 4/1/24: Rates dropped to 4.90% APY on up to $100,000 for Mega Money Market and 5.15% APY on up to $15,000 for Rewards Checking (debit card usage and other requirements apply). Details below. All America Bank and Redneck Bank are sister … [Read the rest]
The Best Credit Card Bonus Offers – March 2024
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - March 2024
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)