Update February 2011: Use coupon code FICO25 for 25% off!
Here’s a newly released coupon for 25% off real FICO scores at myFICO.com. Use the promotional code FICOHELP25 to get 25% off, the best discount currently available:
Update: For the Equifax credit score only, you can get it for $10.95 using the code SW94608. $5 off equates to a little over 30% off.
You enter the promo code relatively late in the buying process, right before entering your credit card information. Look for this:
Experian no longer allows Fair Isaac to sell FICO scores to consumers at all (even though lenders still buy and use them). They sell their own “FAKE-O” version now. Lenders almost always use FICO scores in their decisions, so those are the only ones you should pay for.
For the diligent, a cheaper alternative is to sign up for a free 30-day trial of ScoreWatch, which includes two free Equifax scores and reports. Just remember to cancel as soon as you decide you don’t need it anymore. You are allowed to cancel online, without having to even call in.
You can always request your credit reports (not scores) once every 12 months at AnnualCreditReport.com. If you’ve already done that, you can still try these other direct methods for the unemployed, those denied credit, and victims of identity theft.
Me and my wife got our fico scores for free,a few months back,through a post you had.Our scores were pretty high and it made applying for a major loan alot less stressful.
the 25% works on the scorewatch to, but appears to get ride of the 30 day free-trial.
I followed your advice a few posts back and signed up for 30 day trial at scorewatch. It was much better than I expected and worth knowing.