Big List of Bank / Credit Card Privacy Opt-Out Links

If you have any sort of financial account, you’ve probably gotten one of these privacy forms in the mail:

The information they are talking about can include:

• Social Security number
• How much you make (Income)
• How much money you have (Balances)
• What you buy (Transaction history)
• How much you borrow (Credit and payment history)

The amount of sharing varies widely:

• For our affiliates to market to you = We can share with companies who are under the same ownership or control.
• For non-affiliates to market to you = We can sell your information to anyone! They don’t even have to be financially-related companies.

These companies lobbied heavily to make these forms work on an Opt-Out basis instead of Opt-In. That means that unless you tell them not to, they can share however they want. The fact that you are busy with your own life benefits them by default.

It is just so tempting to not bother, but if you can commit a chunk of time, I’ve tried to collect the information for most of the largest financial institutions below. That way, you can knock them all out at once, and hopefully be done for a few years at least. You’ll often need the bank account or credit card number to complete the form.

* If you are really short on time: At the time of writing here are the companies that share with non-affiliates: Ally, Capital One, Chase, Citibank (bank and credit cards), Discover, FIA Cardservices. Opt out of these first, if applicable.

Ally Financial

• Privacy Notice
• Online: ally.com/privacy/preferences
• Phone: 1-800-204-2197

American Express

• Privacy Notice
• Online: americanexpress.com/communications
• Phone: 1-855-297-7748

Bank of America

• Privacy Notice
• Online: bofa.com/privacy
• Phone: 1-888-341-5000

Barclaycard US

• Privacy Notice
• Online: n/a
• Phone: 1-866-698-0236

Capital One

• Privacy Notice
• Online: n/a
• Phone: 1-888-817-2970

Charles Schwab

• Privacy Notice
• Online: n/a
• Phone: 877-812-1817

Chase

• Privacy Notice
• Online: Chase.com/privacypreferences
• Phone: 1-800-493-3319 or 1-888-868-8618

Citibank (Bank Accounts)

• Privacy Notice
• Online: n/a
• Phone: 1-888-214-0017

Citi Credit Cards

• Privacy Notice
• Online: n/a
• Phone: 1-877-640-3983

Discover Card

• Privacy Notice
• Online: n/a
• Phone: 1-800-225-5202

FIA Cardservices

• Privacy Notice
• Online: n/a
• Phone: 1-866-325-8310

US Bank

• Privacy Notice
• Online: usbank.com/privacy and tell us your preference on the “Exercise Your Privacy Choice” page.
• Phone: 1-800-370-8580

Wells Fargo

• Privacy Notice
• Online: Log on to wellsfargo.com, and choose Change Privacy Preferences under the Account Services tab.
• Phone: 1-888-528-8460