American Express Gold Card: 40,000 Bonus Points + $120 Dining Credit + $100 Airline Fee Credit

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The refreshed American Express Gold Card is trying to get back to being the “gold standard” with some new perks along with a 40,000 bonus point offer if you apply via a referral link (that’s mine). Here are the highlights:

  • 40,000 Membership Rewards points when you make $2,000 in purchases within the first 3 months.
  • Up to $120 dining credit at Grubhub, Seamless, and more. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • $100 airline fee credit. Select one qualifying airline and then receive up to $100 per calendar year in statement credits when incidental fees are charged by the airline to your AmEx Gold card. Examples are checked baggage fees and inflight meals.
  • No foreign transaction fees.
  • 4X points at US restaurants.
  • 4X points at US supermarkets, on up to $25,000 per year.
  • 3X points on flights booked directly with airlines or on amextravel.com.
  • $250 annual fee. Additional cards (authorized users) are free.

Note the following:

Welcome offer not available to applicants who have or have had this Card or the Premier Rewards Gold Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Membership Rewards points can be converted to the following airline and hotel programs (there are more, this is just a selection):


  • Delta SkyMiles
  • Hawaiian Airlines
  • JetBlue
  • ANA Mileage Club (partner of United Airlines)
  • Air Canada (partner of United Airlines)
  • British Airways (partner of American Airlines)
  • FlyingBlue (Air France/KLM)
  • Singapore Airlines
  • Virgin Atlantic
  • Choice Privileges
  • Hilton Honors
  • Marriott Rewards (Starwood)

The bonus math depends on a few factors. I’m going to be conservative and value the 40,000 Membership Rewards points at $400. (There are a lot of mileage transfer bonuses so you could value them much higher.) Spending $10 a month at Grubhub and Seamless will depend on if you’ve become addicted to these hyper-convenient food delivery apps. The airline fee credit will depend on how much you travel, but checked bag fees are everywhere (and rising). Minus the $250 annual fee. If you max out all the perks, the first year value is $370 without taking into account the 4X and 3X bonus categories. I don’t think it’s a perfect fit for me, but worth a look.

Bottom line. The new American Express Gold Card has a bunch of new features more targeted at the young, urban traveler including up to $120 in Grubhub and Seamless credits and $100 in airline fee credits. There is also a 40,000 bonus point offer if you apply via a referral link.



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Comments

  1. Are you sure about the comment this comment? : “The Pink card color and limited-time welcome offer is available through January 9th, 2019. They are treating this as a rebrand of the Premier Rewards Gold Card, so you can’t have gotten that bonus already”

  2. Amex launched a new tool that validates the eligibility before submitting the application… very nice.

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