For some reason, cash is old-fashioned and now it’s common to give out gift cards in the form of prepaid credit cards. If you have a prepaid Visa, Mastercard, or American Express gift card and you want to use up an odd remaining amount like $3.34 or even $0.26, here are a couple of tips:
- Amazon.com gift codes. Did you know that you can buy an Amazon online gift code for any amount, and for as little as 15 cents? Amazon gift certificates arrive instantly, they never expire, and you can combine many small codes into your account. I prefer this method because I don’t need to leave the house and I know I’ll use it up eventually.
- Ask for a split tender transaction. Most modern POS systems allow purchases to be split into amounts of any size.
- Pay your cell phone or utility bill. If you have a utility or cell phone company that takes credit cards, it’s often easy to pay the bill in small chunks. I’ve had some problems with these services though, as like gas station pumps they may ask for a pre-authorization before accepting payment.
By Jonathan Ping | Credit Cards | 12/26/12, 10:05am