Target REDcard Promotion: $25 off $100 Coupon For New Applicants

Speaking of 5% cash back cards, the Target REDcard gets you 5% off Target purchases every day, with a few exclusions like prescription medicine and Target gift cards. There is usually no sign-up bonus, but this week from 6/17-6/23, Target will mail you a $25 off $100 coupon for new applicants to a debit or credit REDcard. Apply online or in-store. Here’s the fine print:

Get a coupon for $25 off a $100 qualifying purchase when you are approved for a debit or credit REDcard in-stores and Target.com between 6/17 – 6/23. The coupon will be mailed to approved cardholders with their REDcard and will be valid through July 31, 2018. Excludes alcohol, Apple products, Bose, CVS clinic & pharmacy, DSLR cameras & lenses, Elf on the Shelf, gift cards, Google products, GoPro, LEGO, LG OLED TV, mobile contracts, prepaid cards, Sonos, Target Optical, Tylenol pain relief, and Weber. To qualify for coupon discount, the total must not include excluded products.

The debit card version connects directly to a designated checking account, letting you avoid a “hard” credit check (and new credit account) on one of the 3 major bureaus. A reader told me a few years back that Target uses ID Analytics (now SageStream), another consumer reporting agency. Note that you may give up the perks of your previous credit card, though, like extended warranty and/or purchase protections.

Bottom line. If you’ve been waiting to get a Target REDcard, this may be a good time as there is usually no promotion. If you do shop regularly at Target, it shouldn’t be hard to bunch up your purchases and use the $25 off $100 coupon.

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