I got my $50 bonus from HSBC for opening up a Smart Package Checking with them yesterday:
It looks like the offer has been extended to April 12th, according to this postcard I received recently (detailed scan). If you have an HSBC Direct account, why not open a checking to make it more versatile? I have simply kept $3,000 in my HSBC Direct account, and have had no surprise fees. Alternatively, you’d could link the checking account to ING or something and simulate a direct deposit by transferring money into the account and avoid fees that way.
Remember, to be safe, the Smart Package includes the Checking Account, Debit MasterCard, and Premium Money Market savings account. Be sure to check all those boxes. You can open both the checking account and money market account with only $1 (I did).
Overall, I’ve been happy with HSBC service up until now. Their CSRs are about as equally clueless as other banks, but I have gotten all my bonuses on time, and their support lines are open 24/7 unlike most banks. Also, my longest hold time has been about 5 minutes, and I was calling at about 2 am at night.
By Jonathan Ping | Deals & Offers | 3/21/06, 9:30am