TopCashBack: Shopping Portal With 100% Commission Payout – Updated Promos For New and Existing Members


Flat $10 New Member Bonus is back. New members must sign up through a referral link and then earn $10 in cash back through shopping. When that happens, your $10 bonus will be "released" and available for withdrawal. Promotion ends 3:00am PT on … [Read the rest] Build Your Own College Scholarship with Small Achievements


Here's some news for anyone who's in high school and applying to college. By way of this CNN Money article, a new startup called lets you automatically earn small "micro-scholarships" from many different participating colleges … [Read the rest]

Tennessee Offers Free 2-Year College Tuition for All High School Graduates


Update 2015. The Tennessee Promise program has welcomed 15,000 students in their first year of offering free community college tuition. The number of students attending community college full-time straight from high school grew 14%. This … [Read the rest]

Citi Thank You Points Now Transfer to Virgin America + Limited-Time 25% Bonus


Citi has gradually been improving the flexibility of their ThankYou (TY) Points rewards program. In the last couple years, they have added several internationally-based airline partners on a 1:1 basis including Cathay Pacific, EVA Air, Etihad, … [Read the rest]

BullionDirect Bankruptcy: Buyer Beware With Gold Storage Companies

2015gold sold gold and silver bullion and even offered to store it in a vault for you for free. How nice of them. Unfortunately, they lied. From a Austin American-Statesman article with lots of customer interviews: By the time … [Read the rest]

American Express Gift Card Class Action Settlement


I've written about American Express gift cards several times in the past, mostly when they had a promotion waiving both their purchase fees and shipping fees. In such cases, they were a cheap and efficient way to "time-shift" your purchases if you … [Read the rest]

Charts: Municipal Bond to US Treasury Yield Ratio


I've been investing in tax-exempt municipal bonds for a few years now. I made the change due to a combination of reasons. For one thing, I started running out of room in my tax-deferred accounts for US Treasury bonds, TIPS bonds, and REITs. Second, … [Read the rest]

Do Financial Advisors Really Keep Portfolios and Clients Disciplined?


I written about Dimensional Fund Advisors (DFA), a mutual fund family that is powered by top academic research. Another things that makes DFA unique is that they are only sold through approved financial advisors. You can't buy them with just any … [Read the rest]

Economic Trend: Affordable Housing via Multi-Generational Living


As a parent of young children, the following chart from this CityLab article definitely caught my attention: The trend is clear that as time goes on, more and more people are living with their parents. At what point does it start being … [Read the rest]

Free Rideshare Promo Codes: Uber, Lyft, Gett, Sidecar, Curb, And More


Updated, added new $50 offer from Gett and $15 from Curb. Summoning a car with your smartphone is all the rage. Most of these startups are offering some form of bonus credit for first-time users. If you live in a major metro area, this can … [Read the rest]

Southwest Airlines Rapid Rewards Premier Credit Card Review: 25,000 Point Promo


Southwest currently has a 25,000 point promo for the Southwest Airlines® Rapid Rewards® Premier Credit Card. Card applicants* can get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account. You can redeem 25 … [Read the rest]

Discover Apple Pay 10% CashBack Bonus – Up to $2,000 Value!

Discover credit cards will work with Apple Pay starting on September 16th, 2015. But the big news is that per this press release, those who pay with their Discover card using Apple Pay from 9/16 to 12/31/15 will automatically earn an extra 10% … [Read the rest]