Real Estate Crowdfunding Experiment #1 – Background and Introduction

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After I took out roughly $7,500 out of my P2P lending experiment, I started looking for another place to put my money at risk. :) I decided on trying out real-estate crowdfunding, which tries to make real estate investing (either through equity or … [Read the rest]

Chase Total Checking $150 + Chase Savings $100 Bonus

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Here's a Chase Bank Total Checking + Savings account promotion offering up to $250 total for new customers, broken up into the following two bonuses: Chase Total Checking $150 Bonus details. Checking offer is not available to existing Chase … [Read the rest]

New Citi ThankYou Premier Card Review

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The Citi ThankYou® Premier Card has re-launched from our partner Citi, with a new sign-up bonus and purchase rewards structure. Get 50,000 bonus ThankYou Points as follows: Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the … [Read the rest]

Savings I-Bonds May 2015 Interest Rate Update: Negative 1.6% Variable

New inflation numbers were just announced, which allows us to make an early estimate of May 2015 savings bond rates before their official semi-annual announcement. This also allows us the opportunity to know exactly what a April 2015 savings bond … [Read the rest]

TradeKing $200 Cash Bonus Promotion

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To celebrate their 10th anniversary, stock brokerage TradeKing is offering a $200 cash bonus for new customers who open with $3,000 and make 3 trades with 90 days of account opening. Promotion ends 4/30/15. You must keep the $3,000 in account … [Read the rest]

Navy Federal Credit Union Youth Week $100 Bonus

Navy Federal Credit Union has solid bank and loan products, including checking accounts with ATM rebates, competitive mortgage rates, and limited-time 0% balance transfer promotions. Membership eligibility for NavyFed is primarily restricted to … [Read the rest]

LendingClub Realistic Return Expectations Chart

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Thinking about investing in P2P loans? Even though I still believe that decent returns are possible, I think it is important to have realistic expectations. I've given out the following warnings since they started: You won't get the stated … [Read the rest]

Prosper vs. LendingClub Investor Experiment: 2.5 Year Update

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In November 2012, I invested $10,000 into person-to-person loans split evenly between Prosper Lending and Lending Club, both out of curiosity and for a chance at higher returns from a new asset class. After diligently reinvesting my earned interest … [Read the rest]

Citi Hilton HHonors Reserve Card: Two Free Weekend Nights (Which I Redeemed for $1,109 Value)

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The premium co-branded Citi Hilton Hotels card, from our partner Citi, is the Citi® Hilton HHonors™ Reserve Card. The sign-up bonus includes certificates good for 2 Free Weekend Nights, with "weekend night" meaning a Friday, Saturday, or Sunday night … [Read the rest]

American Express Personal Savings Account Review (Updated)

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Updated 2015. American Express has a banking division called Personal Savings through their FDIC-Insured bank American Express Bank, FSB. There are currently just two products - a high yield savings account and certificates of deposit. This is a … [Read the rest]

Best Interest Rates for Cash Reserves – Updated April 2015

Our family keeps a year's worth of expenses (not income) put aside in cash reserves; it provides financial insurance with the side benefits of lower stress and less concern about stock market gyrations. In my opinion, emergency funds can actually … [Read the rest]

Lowe’s $10 off $50 Coupon Code

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Updated with new coupon. As a homeowner, unfortunately there's always a use for these... Lowe's has a new $10 off $50 coupon available to everyone if you sign up for their promotional e-mails. You can use a secondary e-mail or simply unsubscribe … [Read the rest]