Pact App: Cash Motivation For Exercising or Eating Healthier


I am nearing my 6-month anniversary of making a weight loss bet with HealthyWage (3 months left) and DietBet (less than a week left). My aversion to losing money has really helped me remain focused on my goals, so I have a newfound respect for this … [Read the rest]

Paribus: Automatically Request Price Drop Savings


Many online retailers offer a "Low Price Guarantee", which doesn't mean they actually have the lowest prices but only that they will match a lower price if you find it and ask for your money within a certain time window. Sometimes they'll match … [Read the rest]

Maslow’s Hierarchy of Needs & The Portfolio Investment Pyramid


Yesterday, I looked back at extending the Maslow Hierarchy of Needs to Personal Finance. The basic idea of the triangle or pyramid is that lower needs must be satisfied before the higher needs can be addressed. For example, one must first obtain … [Read the rest]

Google Translate: Free, Real-Time Language Translation While Traveling


Back in 2014, Google bought Word Lens, a neat app that translated a few languages in real time using your smartphone's camera. The live translation feature has been integrated into the Google Translate app (Android and iOS) and now works with 27 … [Read the rest]

Combining Maslow’s Hierarchy of Needs & Personal Finance


Updated. You may or may not be familiar with Maslow's Hierarchy of Needs, which is part of one theory explaining human behavior by psychologist Abraham Maslow. It suggests that there are five general levels of needs: … [Read the rest]

My Financial Account Tidying Up Checklist


I suppose it's not a good sign that in the middle of reading a #1 NYT bestselling book on organizing your stuff... you lose the book in all your stuff. In case you haven't heard of it yet, The Life-Changing Magic of Tidying Up: The Japanese Art of … [Read the rest] Review: Free, Legal Online Will Software


I must admit that I procrastinated on setting up a will, much like many others. Ideally, an experienced, skilled estate lawyer would create something customized to your situation. But it is not always clear how to find such a person, or know … [Read the rest]

Costco Pharmacy: Save on Prescription Drug Costs


While standing in line at the Costco pharmacy, I found myself in a discussion with another Costco member who apparently saves over a thousand dollars a year on her meds by buying them there instead of her neighborhood CVS. (I also got an earful … [Read the rest]

AutoSlash Review: Car Rental Price Drop Tracker


Here's a quick tip that I've been using regularly this summer for saving money on car rentals. A quick primer on car rental reservations. When you make a reservation at most car rental shops, you simply agree to a price and make a non-binding … [Read the rest] Loss Leader Pricing on Everything + 1 Year Free Promo Code

jet_tp has officially launched its attempt to bring the Costco model to online shopping. That is, they plan on selling you things at near-zero profit margins and make their money on the annual $49.99 membership fee. The more stuff you add your … [Read the rest]

4 Different Rules of Thumb For How Much House You Can Afford

Updated. Buying a house is always an exciting yet terrifying time. Deciding on how much we can "afford" is often limited by how much someone will lend us. Mortgage lenders use income size, income stability, credit score, down payment size, and … [Read the rest]

Owning a World Market-Cap Weighting of Gold


Gold is an asset class that is part commodity, part currency, and part insurance policy. As I write this, gold prices are at a 5-year low. I own a little physical gold for cultural reasons, but I don't consider it part of my asset allocation and I … [Read the rest]