New myRA Retirement Accounts Quick Summary

Now that the dust has settled a bit, here's a quick breakdown of the newly-announced myRA based on the description "simple, safe and affordable starter retirement savings account". Simple = Direct payroll deduction. myRA will be funded … [Read the rest]

Financial Advisors Can Improve Portfolio Performance by 3% a Year?

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At a major ETF industry conference, Vanguard CIO Tim Buckley shared a preview of an upcoming report from by Vanguard Research. The general idea is that a good financial advisor should be able to affect the performance of client's portfolio by three … [Read the rest]

Best Free Scanner Apps for iPhone and Android

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One of the more useful apps on my phone allows me to take a picture of documents and receipts and convert them instantly into a PDF file. The apps automatically detect page corners and "flatten" the raw images into a high-quality scan with results … [Read the rest]

PaperKarma App: Take A Photo Of Your Junk Mail and Say Goodbye

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I totally missed this app the first time around, but PaperKarma is an iPhone/iPad app and Android app that helps you stop junk mail. Catalogs, magazines, coupon books, flier, credit card offers, yellow books, etc. You just snap a photo of any … [Read the rest]

Citi Executive AAdvantage Card 100,000 Mile Bonus

This Citi Executive AAdvantage MasterCard link is showing a sign-up bonus of 100,000 American Airlines miles after you spend $10,000 within the first 3 months of opening. There is also a $200 statement credit (earn $1 in statement credits for each … [Read the rest]

Economy of You Book Review: Stories About Starting Your Own Microbusiness

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Microbusiness. Nanobusiness. Solopreneur. These new terms were created to describe the one-person businesses which Kim Palmer profiles in the new book The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life. Some people … [Read the rest]

Slate from Chase: 0% APR For 15 Months + NO Balance Transfer Fee for 60 Days!

Slate from Chase Visa

Updated. If the new year has motivated you to tackle those credit card balances, here's the best offer available from any bank even including credit unions... 0% APR on both balance transfers and purchases for a full 15 months, with no balance … [Read the rest]

Five Ways To Get a Free Credit Score (No Trials!)

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Updated. You can now again get credit scores from all 3 bureaus for free. The government allows you to get a free credit report every year from AnnualCreditReport.com. But what about your numerical credit score? Here is a compilation of different … [Read the rest]

TradeKing $50 Referral Bonus 2014 + Transfer Fee Rebate

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Updated.  If you are looking to open a new TradeKing stock brokerage account, don't forget to grab both a $50 opening bonus and a $150 transfer fee reimbursement if moving money from another broker. TradeKing offers $4.95 trades with no … [Read the rest]

Prosper P2P Loans Class Action Settlement

P2P lender Prosper.com was sued because the defendants "allegedly violated securities laws due to Prosper’s selling securities without qualifying or registering them and acting as an unlicensed broker-dealer" (they later registered with the SEC). I … [Read the rest]

Economic Mobility Studies: Will You Be Better Off Than Your Parents?

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The idea that you wanted to do better than your parents was a strong one in my family and community. Two major studies on economic mobility were recently released, with the following findings: Children growing up in America today have the same … [Read the rest]

USPS Price Increase Effective January 26, 2014

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Here's a quick reminder that the US Postal Service is increasing the price of a First Class stamp from 46 cents to 49 cents on January 26, 2014. I wouldn't buy Forever stamps as an "investment", but if you plan on using a lot of stamps in the next … [Read the rest]