Savings I Bonds May 2017 Update: 1.98% Inflation Rate

Savings I Bonds are a low-risk investment backed by the US Treasury that pay out a variable interest rate linked to inflation. You could own them as a replacement for cash reserves (they are liquid after 12 months) or bonds in your portfolio. New … [Read the rest]

Amazon Coupons: $10 off $50 Warehouse, $15 off $40 for Amazon Student


Here are a couple of quick Amazon promotions before I sign off for the weekend: Amazon Warehouse Deals $10 off $50. Get $10 off a $50+ purchase at Amazon Warehouse with coupon code EARTH10. This is where Amazon sells their open-box and pre-owned … [Read the rest]

E-File Federal and State Tax Extension Online For Free (Updated 2017)


Updated for 2017. This year, the deadline for federal tax filing is Tuesday, April 18th, 2017. If you file for an extension, you can extend the time allowed to file your return by six months to Monday, October 16, 2017. (It does not extend the time … [Read the rest]

Trim Savings: Connect Your Visa Card For $40 Cashback Towards Everyday Purchases


Financial chatbot Trim has a new feature called Trim Savings. (Here's a previous review of Trim's subscription cancellation service.) You link your existing Visa card and they will come up with cashback coupons. The offers are linked to your … [Read the rest]

Digit Review: “You Won’t Even Notice” Automated Savings Account


Update April 2017. Digit is now a paid service. After a 100-day free trial, Digit will charge a $2.99 monthly subscription. If you are a current user, you also get another 100 days free but after that they will start taking $2.99 out of your … [Read the rest]

Barclaycard CashForward World MasterCard Review: 1.5% Cash Back + $200 Bonus


Updated with improved offer. Barclaycard has improved this offer by increasing the sign-up bonus to $200 after you spend $1,000 in purchases in the first 90 days. The $200 flat bonus makes this card work out better for those folks that don't put a … [Read the rest]

How is Lemonade Different Than Mutual Insurance?

After my initial post about Lemonade insurance, there was a discussion in the comments about how Lemonade's business model compares with existing mutual insurance companies. Lemonade reached out to me and wanted to clarify some things, and I … [Read the rest]

5% Cash Back Credit Cards: Rotating Categories Update 2017


New 5% categories for 2nd Quarter 2017 are live. Activate them all now if you haven't already. The credit cards below offer a hefty 5% cash back on certain categories that rotate each quarter. It takes a little extra attention, but I also rack up … [Read the rest]

Alliant Credit Union Visa Signature Card Review: 2.5% Cash Back + 1st Year Promo


Alliant Credit Union, the 5th largest US credit union by assets, has launched their new Alliant Visa Signature Credit Card. This cash back rewards card is targeted towards high spenders, with a headline feature of 2.5% cash back with a $59 annual … [Read the rest]

Don’t Trust Your Student Loan Servicer, Especially Navient


If you don't understand why having a fiduciary requirement matters in terms of financial advice, read this Bloomberg article about student-loan servicer Navient. Learn about the sad behavior of a company that services the student loans of over 12 … [Read the rest]

H&R Block Desktop Tax Software Discounts: Free $20 Nike Gift Card


Updated with new deal. If you are still looking for downloadable desktop tax software that doesn't require your Social Security Number and financial details to be stored in the cloud, here's a limited-time deal on H&R Block Tax Software 2016. … [Read the rest]

Free State Income Tax E-File Options For All 50 States (Updated 2017)


Links checked and updated for 2017 (Tax Year 2016). With commercial tax prep software, it is always wise to note the cost of your state return and e-File as it may actually cost more than your federal return (especially if you wait until April to … [Read the rest]