Grantham GMO Q1 2016 Quarterly Letter Highlights

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Here are my notes and takeaways from the GMO Quarterly Letter for Q1 2016, released May 10th, 2016. I always pick up something educational when reading these letters (previous editions may require free registration.) I already discussed their Q1 … [Read the rest]

Stash App Review: Simplified Investing on Your Smartphone

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Updated: Android app now available, new $5 offer for new client sign-ups. Got five bucks, a smartphone, and a bank account? You're just a few taps from investing and owning a piece of hundreds of businesses. Stash is a new smartphone app with a … [Read the rest]

Free 1,000 United Miles with Prosper Daily App (Expired)

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Promo expired early. Marketplace lender Prosper acquired the BillGuard app in late 2015, and has re-branded it as Prosper Daily. Right now, you can get 1,000 free United miles if you register here first with your United MileagePlus number, install … [Read the rest]

Free FICO Score For Everyone via CreditScoreCard, No Credit Card Required

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Discover has rolled out a new service called Credit ScoreCard, which provides everyone access to their FICO score for no charge with no trials or credit card relationship required. (Well, free in exchange for right to market things to you based on … [Read the rest]

Research Affiliates 10-Year Asset Class Forecast, Q1 2016

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Research Affiliates, an asset-management firm founded by Rob Arnott, also offers long-term forecasts across a variety of asset classes via their Expected Returns tool. Here is a paper explaining their equities methodology [pdf]. I would like to … [Read the rest]

Distribution of Lifetime Returns for Individual US Stocks, 1989-2015

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Have an individual stock idea brewing the in the back of your mind? Perhaps the recent LendingClub drama has you itching to buy a few shares of LC at under $5 a share? Above is an interesting chart that shows the distribution of total returns for … [Read the rest]

LendingClub Drama: Should Investor-Lenders Be Scared of Bankruptcy?

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As an early adopter and IPO participant of LendingClub, I was disappointed to read about their recent happenings. The major financial media outlets have been covering it closely, with summary-style articles from the NYT here and WSJ here. This is … [Read the rest]

Digit Review: “You Won’t Even Notice” Automated Savings Account

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Want to save more, but don't want to actually think about it? Digit is a fintech start-up that combines a free FDIC-insured savings account that want you to give it permission to tuck some of your own money away for you. There's mindless eating, … [Read the rest]

Qapital App Review: Rules-Based Automated Savings Account – Free $5 to Start

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Before we let them take over the world, computers must first prove their worth by helping us become better savers and investors. Importantly, we humans have a horrible tendency to put off saving when we have to manually do it each and every … [Read the rest]

Do What You Love – If You Can Work For Yourself

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"Do what you love and you’ll never work a day in your life." We've all read this saying, and it certainly sounds like a wonderful goal. But is it also being abused by corporate interests? Here's why I might change it to "Do what you love, if y … [Read the rest]

Starbucks $20 Gift Card for $10 with Visa Checkout

Starbucks is selling $20 eGift cards for $10 if you buy them using Visa Checkout instead of credit card directly. If you can still buy a gift card at the link, the promotion is should still be alive. I just did it on 5/11/16 at 3:40pm Pacific and … [Read the rest]

Sam’s Club Mom’s and Dad’s Club – Free $10 eGift Card

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Sam's Club has a new Mom's and Dad's Club and is giving out free $10 eGift cards to join. Looks like you'll get special offers and free samples targeted for families and children. Fast sign-up, eGift card must be used online. You must use the … [Read the rest]