Help Explain This Asset Allocation Chart To Me?


The Vanguard Blog for Advisors has a recent post about how we're now in the 3rd biggest bull market since 1929, which followed the 2008 financial crisis, also known as the 3rd biggest bear market since 1929. The takeaway is that none of us know the … [Read the rest]

American Airlines Learn and Earn: Free 1,000 Miles


American Airlines has a another easy trivia game where you can earn 1,000 free AAdvantage miles. You'll also be entered to win two First Class round-trip tickets to anywhere they fly. Just watch some videos and answer some questions about their … [Read the rest]

Chase United MileagePlus Explorer Card Review

United Mileage Plus Banner

The United MileagePlus® Explorer Card is now offering 30,000 United miles after spending $1,000 in 3 months.  A card specifically designed for those who fly United, and fly them often. Here are the highlights for the United Mileage Plus Explorer C … [Read the rest]

Your Homeowner’s Insurance Deductible Should Be Catastrophically High

The NYT Times Haggler just helped a reader who made two small claims on his homeowner's insurance for (1) a fallen ceiling fan and (2) a stolen bike. Not only did State Farm deny both claims, but they subsequently refused to renew his insurance the … [Read the rest]

Target Date Retirement Funds: Beating The Behavior Gap


The general consensus behind target-date retirement funds is often "They're okay... but here's something better!". Any all-in-one product will be imperfect. But I still like them on the whole and have written previously about how Vanguard's … [Read the rest]

AT&T Access More MasterCard from Citi Review – GSM Phone Offer (Up to $650)


Our partner Citi has launched yet another new card, AT&T Access More MasterCard® from Citi. This AT&T co-branded card obviously targets a niche, but read on if you will be in the market for a new GSM phone in the next year ($650 is the full … [Read the rest]

The Easiest, Fastest Homemade Pizza Dough Recipe Yet


I'm still trying my best to cook at home at least 5 times a week, mostly avoiding the pitfalls in my cooking at home flowchart. We make pizza at least once every other week, as it tastes better than anything from the frozen aisle and is very … [Read the rest]

Expected Returns by Asset Class Tool by Research Affiliates


In the current environment of historically-high US stock valuations and historically-low interest rates, there is a lot of discussion about what investors should expect in regards to future returns. Predictions are a dime a dozen, but some are … [Read the rest]

Real Estate Crowdfunding Experiment #1 – Background and Introduction


After I took out roughly $7,500 out of my P2P lending experiment, I started looking for another place to put my money at risk. :) I decided on trying out real-estate crowdfunding, which tries to make real estate investing (either through equity or … [Read the rest]

Chase Total Checking $150 + Chase Savings $100 Bonus


Here's a Chase Bank Total Checking + Savings account promotion offering up to $250 total for new customers, broken up into the following two bonuses: Chase Total Checking $150 Bonus details. Checking offer is not available to existing Chase … [Read the rest]

New Citi ThankYou Premier Card Review


The Citi ThankYou® Premier Card has re-launched from our partner Citi, with a new sign-up bonus and purchase rewards structure. Get 50,000 bonus ThankYou Points as follows: Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the … [Read the rest]

Savings I-Bonds May 2015 Interest Rate Update: Negative 1.6% Variable

New inflation numbers were just announced, which allows us to make an early estimate of May 2015 savings bond rates before their official semi-annual announcement. This also allows us the opportunity to know exactly what a April 2015 savings bond … [Read the rest]