Citi American Airlines AAdvantage Mastercard Review: 50,000 Bonus Miles (Updated)

Citi Platinum Select AAdvantage Visa Signature Card

Updated. American Airlines and US Airways have announced new details about their upcoming merger. As expected, the two frequent flier programs will merge and all the miles will become American AAdvantage miles in 2015. (US Airways Dividend miles … [Read the rest]

Consumer Reports Online Discount: 50% Off, $15 a Year


This AmazonLocal deal can get you online access at $15 for a 1 year subscription or $25 for 2 years, which is at least 50% off the normal price. Not valid for current online members or renewals. Subscriptions will not renew … [Read the rest]

Scary Longevity Charts for Couples in Retirement


It's time for some morbid Halloween thoughts! Via an AAII interview with William Sharpe, it appears that the Nobel Prize winner and Sharpe Ratio namesake is working on a software project called Retirement Income Scenarios (blog and software site). … [Read the rest]

529 College Savings Plans: State-by-State Tax Benefit Comparison


When choosing a 529 college savings plan, you'll often have to weigh any in-state benefits with the superior investment options from an out-of-state plan. Every state seems to have their own unique combination of tax deductions and/or matching … [Read the rest]

Schwab Intelligent Portfolios: Free Automated ETF Portfolio Manager


(Update 10/28: Schwab has indeed announced their free robo-advisory platform called Schwab Intelligent Portfolios, although it won't actually start opening new accounts until Q1 2015 and not much new was leaked besides confirming that they will not … [Read the rest]

Wells Fargo + Apple Pay = Up to $30 in Bonuses


Use your iPhone 6 to make an Apple Pay purchase with your Wells Fargo credit card by November 30, 2014, and you'll earn a $20 statement credit. Use your iPhone 6 to make an Apple Pay purchase with your Wells Fargo debit or prepaid Card by … [Read the rest]

AirBNB Promotion Codes: 20% Off First Booking or $50 off $75


Updated. Airbnb rents out everything from private rooms to entire houses to ancient castles. Here's a list of current promo codes. Use coupon code 20off for 20% off your first booking of at least $200 minimum. You must book by 11:59 pm Pacific … [Read the rest]

Amazon Fire Streaming Stick 50% Off with Prime


Offer expired, now $39. Many cable TV "cord-cutters" get their TV fix using an HDTV over-the-air antenna and/or a streaming video device like the Roku, Google Chromecast, or Apple TV. Amazon has just announced their new Amazon Fire TV Stick. The … [Read the rest]

Sequence of Returns Risk During Retirement Illustration


Businessweek has an article discussing the difficulties when trying to make a retirement nest egg last for the rest of your life. Most people just worry about the average returns of their investments. But another important concern during the … [Read the rest]

Republic Wireless: Unlimited Talk, Text, 3G Data for $25/Month, Moto E for $99


Several updates. Republic Wireless uses WiFi coverage to place mobile phone calls and texts whenever possible, saving both you and them money. They have quickly become a popular frugal option for cell service. When WiFi is unavailable, you fall … [Read the rest]

Prosper vs. LendingClub Investor Experiment: 2 Year Update


In November 2012, I invested $10,000 into person-to-person loans split evenly between Prosper Lending and Lending Club, looking for high returns from a new asset class. After diligently reinvesting my earned interest into new loans, I stopped my … [Read the rest]

Early Retirement Portfolio Income Update – October 2014

When investing, should you focus on income, or total return? I like the idea of living off dividend and interest income, but I also think it is easy for people to reach too far for yield and hurt their overall returns. But what is too far? … [Read the rest]