Museum Day: Free Tickets Nationwide On Saturday, March 12th 2016

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Museum Day Live! is usually an annual event hosted by Smithsonian magazine in which participating museums across the country open their doors to anyone presenting a Museum Day Ticket for free. This is in following the spirit of Smithsonian … [Read the rest]

Real World IRA Asset Allocations vs. “Age in Bonds”

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As a follow-up to my last post on 100% stocks forever, the referenced NYT article had some neat data that I hadn't seen anywhere else. This chart shows how the overall asset allocation of IRAs held by Vanguard change according to the age of the … [Read the rest]

Citi® Hilton HHonors™ Visa Signature® Card – 40,000 Bonus Points Promo

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The Citi® Hilton HHonors™ Visa Signature® Card, from our partner Citi, is their no-annual fee co-branded card and comes with the following perks: Earn 40,000 Hilton HHonors Bonus Points after making $1,000 in purchases within the first 4 months of … [Read the rest]

BankAmericard Travel Rewards Credit Card: Redemption Tips for 2.625% Back

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As previously mentioned, I have switched to using the BankAmericard Travel Rewards® Credit Card as my primary catch-all rewards cards. This is because if you give them enough assets to hold onto (admittedly not possible for everyone), you can … [Read the rest]

Best Asset Allocation Plan: 100% Stocks, Forever?

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The NY Times had a provocative two-part series on portfolio asset allocation by David A. Levine, former chief economist at Sanford C. Bernstein & Company: Why Your Portfolio Needs Plenty of Stocks, Whatever Your Age How Much of Your Nest Egg … [Read the rest]

Real Estate Crowdfunding 10-Month Update – Patch of Land

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Here's an update on one of my real estate crowdfunding experiments. In mid-April 2015, I invested $5,000 into a loan for a single family fix-and-flip in West Sacramento, California. The loan was supposed to be for 6-months (one of the main … [Read the rest]

Behavioral Economics on Bigger House vs. Shorter Commute

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Inside a post about what economists think about buying vs. renting a house, Alex Tabarrok of Marginal Revolution ended with a nice sentence that I think applies to both buying and renting: One final point: behavioral economics tells us that we … [Read the rest]

Stash App Review: Simplified Investing on Your Smartphone

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Got five bucks, a smartphone, and a bank account? You're just a few taps from investing and owning a piece of hundreds of businesses. Stash is a new smartphone app with a real brokerage account underneath that lets you invest in a curated … [Read the rest]

Money, Sex, and Happiness: What is Worth $50,000 of Happiness Per Year?

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Mid-Feburary is the time of year when writers everywhere tie their subject matter to Valentine's Day. Here's how mine came about. I was reading 23 Science-Backed Ways to Feel Happier at Mental Floss. #8 was "Twist the Sheets" which included the … [Read the rest]

Marriott Rewards Premier Credit Card: 80,000 Bonus Points Review

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Most travel cards offer an ongoing sign-up bonus, but it's even better when you snag them during a bump-up - this time it is the Marriott Rewards® Premier Credit Card from Chase. Check out the highlights below, and remember that it is free and … [Read the rest]

Plastiq: Pay Tuition, Rent, or Taxes With Credit Card or Debit Card

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Updated. Plastiq just upped their fee for debit card payments to 1%. Previously, there was no fee at all. Just a heads up for those people with plans for future payments. If you have a payment originally scheduled under the 0% fee structure, … [Read the rest]

Consumers Credit Union Free Rewards Checking Review – New Rate Tiers

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Consumers Credit Union (CCU) has a Free Rewards Checking account that offers a high interest rate between 3.09% and 4.59% APY if you meet certain requirements. As with similar accounts elsewhere, the catch is if you don't jump through all of the … [Read the rest]