Reasons For Owning High-Quality Bonds

Here are some helpful resources on owning only bonds of the highest credit quality as part of your portfolio asset allocation. David Swensen in his book Unconventional Success argued that alignment of interests is important. With stocks, the … [Read the rest]

529 Plan Interactive Comparison Map and Tax Deduction Calculator

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The Vanguard 529 College Savings Plan (based in Nevada but open to all state residents) is one of the consistent Morningstar top-ranked 529 plans and one of my three personal finalists when choosing a plan for myself. While poking around the … [Read the rest]

Investing 1% Of Your Portfolio Into Gold

A reader recently sent me a set of articles by Scott Burns about a person he calls the Rational Gold Investor here and here. I've been a long-time reader of Scott Burns because while he has been a steady proponent of passive and low-cost investing, … [Read the rest]

Big List of Bank / Credit Card Privacy Opt-Out Links

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If you have any sort of financial account, you've probably gotten one of these privacy forms in the mail: The information they are talking about can include: Social Security number How much you make (Income) How much money you have … [Read the rest]

WalletHub Review: Free Daily TransUnion Credit Score and Report

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Here's a quick review of a new credit service called WalletHub. While the stated mission is to help improve your financial situation, at its core is a service that offers free credit score, free credit reports, and free credit monitoring. In … [Read the rest]

WiseBanyan Review: Free Portfolio Management Experiences & Screenshots

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Updated May 2016. WiseBanyan has made some changes to their product. The highlights: New logo, mobile-responsive site design, and smartphone apps. Tax-loss harvesting now available as paid feature. WiseHarvesting is their first premium … [Read the rest]

Free FICO Score from Wells Fargo Credit Cards and Loan Borrowers

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This post provides updated information and instructions regarding the free FICO score that is available to Well Fargo credit card holders and select loan borrowers. Accessing your own FICO Score will not impact your credit score. Background. … [Read the rest]

Follow-Up Review: Costco Freezer Meal Plan From 5 Dollar Dinners

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A while ago, I wrote about a meal planner service called $5 Dinners that provided instructions on how to make 20 slow cooker meals for $150 at Costco. You go to Costco, buy exactly what is on the provided shopping list (6 pack of chicken breasts, … [Read the rest]

If The Best Investors Do Nothing, Are the Next Best on Target Fund Auto-Pilot?

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This is becoming a recurring theme around here, but I came across an interesting tidbit in this ProPublica article on how your brain plays tricks on you. Emphasis mine: Fidelity did a study of all their accounts to see what types of investors … [Read the rest]

Callan Inflation Hedge Comparison, 10-Year Return Forecast 2016

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Another source of investment research and market commentary that I track is from Callan Associates. You may recall the name from their annual Callan Periodic Table of Returns. In addition to that, Callan offers free access to their entire … [Read the rest]

Finimize Insider Access for Daily Finance Newsletter

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In response to the flood of information constantly coming at us, there are daily e-mail round-ups that curate and summarize. A popular general news newsletter that I enjoy is NextDraft, but there is also one specifically for finance news called … [Read the rest]

Citi AAdvantage Executive World Elite MasterCard: Limited-Time Offer

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The Citi® / AAdvantage® Executive World Elite™ MasterCard®, from our partner Citi, is their premium American Airlines co-branded card and the sign-up bonus has been bumped up for a limited-time. The highlights: Earn 60,000 American Airlines AAdvan … [Read the rest]