Recent Timeline of Stock Market Corrections


The currently-accepted definition of a "market correction" is a price drop of 10% from its peak. There have now been five corrections to the S&P 500 stock index since the bear market of 2009 (seven if you count the 9.8% and 9.9% drops). Here's a … [Read the rest]

Amazon Audible: Free Trial w/ 2 Free AudioBooks + $15 Prime Now Credit (New Members)


Amazon Audible has an targeted promotion with a free 1-month trial with 2 audiobook credits + $15 Prime Now credit (minimum $35 Prime Now order). This offer is only available to Prime Members who will be new Audible customers (not valid for existing … [Read the rest]

Hawaii Hilton Grand Vacations Package (Discount for Attending Timeshare Presentation)


If you're somewhere cold and dreaming of sunny Hawaiian beaches, I just got this e-mail from Hilton Grand Vacations for a discounted Hawaii vacation package if you attend their timeshare presentation. I appears to be open to all. Offer expires … [Read the rest]

Robinhood App Review: Free Stock Trades, Free Options Trading, No Minimum Balance


Updated. The Robinhood app just announced free Bitcoin trading, which expands their suite of services to the following: Unlimited free stock and ETF trades with no minimum balance requirement. Free options trading. No commission and no per … [Read the rest]

Affirm: Immediate Gratification + Hiding The Pain of Paying Upfront


Here is an interesting longform Racked article about Affirm micro-loans. Now, instead of (gasp!) saving up for a few months before paying cash for those $200 jeans, you could have them today for $235. It's basically credit card debt for people … [Read the rest]

Wyndham Hotels Promotion: Stay Twice, Get One Free Night at Any Wyndham


Wyndham Hotels has a new Stay Twice, Get a Free Night promotion. Wyndham Hotels is an interesting chain of hotels that includes Days Inn, Travelodge, Super 8, Howard Johnson, Ramada, Dolce, Wingate, and Wyndham Grand hotels. If you register here … [Read the rest]

Grubhub: $20 off $20+ For New Customers (Now $7 off $15)


(Update: At least for some folks, the promotion has been reduced to $7 off $15.) Here's a Grubhub promotion that will get you $20 off your first $20+ food delivery order. You must agree to accept promotional e-mails. *Valid for first time … [Read the rest]

NYT 7-Day Financial Tuneup: Free Customized Advice


The New York Times has a free 7-Day Financial Tuneup that asks you a few quick questions and then sends you a series of (somewhat) customized e-mails containing financial advice. I did the survey twice with different answers to reveal more … [Read the rest]

Callan Periodic Table of Investment Returns 2018


We've all been told that past performance is no guarantee of future returns, but it's still hard to buy an investment that has been performing poorly. We should remember the historical power of diversification and that even though something may … [Read the rest]

ICYMI: E-Trade Super Bowl 2018 Commercial “This Is Getting Old”

E-Trade's newest commercials (remember the baby?) have the basic premise of (1) you don't have enough money and (2) to solve this, you should open an E-Trade brokerage account. The Super Bowl commercial was more specific: Don't be 85 years old and … [Read the rest]

Best Interest Rates on Cash – February 2018

Short-term interest rates continue to rise, as are inflation expectations. Meanwhile, the megabanks make billions by pay you nothing for your idle cash. Here is my monthly roundup of the best safe rates available, roughly sorted from shortest to … [Read the rest]

401k Millionaire By Age 45: How Was It Possible?


With the ongoing bull stock market, more people are reaching $1,000,000 balances in their 401k every day. However, a more extreme claim is that someone reached this mark at age 45 with total employee contributions of only $300,000. Is that really … [Read the rest]