Current Amex Special Offers: Smart & Final, LegalZoom, Amazon

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Updated 4/16/15. American Express cardholders can participate in "AmEx Offers" which offer discounts to various merchants. These promotions often offer the opportunity for easy savings without changing your spending habits. Sometimes I just buy a … [Read the rest]

LendingClub Realistic Return Expectations Chart

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Thinking about investing in P2P loans? Even though I still believe that decent returns are possible, I think it is important to have realistic expectations. I've given out the following warnings since they started: You won't get the stated … [Read the rest]

Prosper vs. LendingClub Investor Experiment: 2.5 Year Update

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In November 2012, I invested $10,000 into person-to-person loans split evenly between Prosper Lending and Lending Club, both out of curiosity and for a chance at higher returns from a new asset class. After diligently reinvesting my earned interest … [Read the rest]

Citi Hilton HHonors Reserve Card: Two Free Weekend Nights (Which I Redeemed for $1,109 Value) + $100 Statement Credit

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Limited-time offer adds $100 statement credit on top of 2 weekend night certificates. The premium co-branded Citi Hilton Hotels card, from our partner Citi, is the Citi® Hilton HHonors™ Reserve Card. The sign-up bonus includes certificates good for 2 … [Read the rest]

American Express Personal Savings Account Review (Updated)

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Updated 2015. American Express has a banking division called Personal Savings through their FDIC-Insured bank American Express Bank, FSB. There are currently just two products - a high yield savings account and certificates of deposit. This is a … [Read the rest]

Best Interest Rates for Cash Reserves – Updated April 2015

Our family keeps a year's worth of expenses (not income) put aside in cash reserves; it provides financial insurance with the side benefits of lower stress and less concern about stock market gyrations. In my opinion, emergency funds can actually … [Read the rest]

Lowe’s $10 off $50 Coupon Code

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Updated with new coupon. As a homeowner, unfortunately there's always a use for these... Lowe's has a new $10 off $50 coupon available to everyone if you sign up for their promotional e-mails. You can use a secondary e-mail or simply unsubscribe … [Read the rest]

Citi Prestige Card Review: New 50,000 Point Offer (Worth $800 in American Airlines Airfare)

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Our partner Citi has revamped the Citi Prestige® Card, their premium ThankYou point rewards card. The sign-up bonus has been increased to 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account i … [Read the rest]

E-File Your Federal and State Tax Extension Online For FREE!

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Updated for 2015. The deadline for federal tax filing is Wednesday, April 15th, 2015. If you file for an extension, you will automatically be extended by six months to October 15, 2015. Here's how to e-File a official federal extension with the IRS … [Read the rest]

Wealthfront Offers Tax Loss Harvesting With No Minimums

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Automated portfolio managers like Wealthfront will set you up with a diversified mix of index funds and manage it for you for a small fee. I'm an investing geek, so I always lean towards keeping the small fee and manage things myself. But an … [Read the rest]

Betterment Offers Tax Loss Harvesting With No Minimums

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Automated portfolio managers like Betterment will set you up with a diversified mix of index funds and manage it for you for a small fee. I'm an investing geek, so I always lean towards keeping the small fee and manage things myself. But an … [Read the rest]

Chase IHG Rewards Club Select Credit Card Review: What Does 70,000 Points Get You?

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The Chase IHG® Rewards Club Select Credit Card has a limited-time promotion where you can get 70,000 bonus IHG points after you spend $1,000 within the first 3 months of account opening. The previous bonus was 60k points. This card also has the … [Read the rest]