Chart: Vanguard Low-Cost Philosophy At Work

costsmatter

The debate between active and passive investing has come full circle. We've officially gone from "index funds will never work!" to "index funds are working too well, it can't keep on going". Check out the Forbes article Is Vanguard Too … [Read the rest]

Comparing Your 529 In-State Tax Deduction vs. Better Out-of-State Plans

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I'm getting ready to put down a decent chunk of money into a 529 college savings plan, which means lots of research as there are a lot of options and nuances. A general plan for those without strong investment preferences would be to go with one of … [Read the rest]

Chase Ink Plus Business Card Review: 50,000 Rewards Points Bonus

Chase Ink Plus Business Card Banner

Chase's newest small biz credit card is called the Ink Plus® Business Card. It turns out to be very similar to the Chase Ink Bold Business card, but with the important difference that the Ink Plus is a credit card where you can carry a balance and t … [Read the rest]

Index Funds vs. Hedge Funds: Buffett $1,000,000 Bet Update 2015

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It is now 7 years in on the 10-year bet between Warren Buffett and a successful hedge fund manager. In 2007, Warren Buffett challenged any hedge fund to a long-term bet against the S&P 500. He found a taker. Fortune magazine announced … [Read the rest]

Verizon Wireless Drops Most Data Plan Prices by $10, But Existing Customers Must Opt-In

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Verizon Wireless positions itself as a premium service. They have the biggest 4G LTE footprint, but they also seem to cost more across the board. For people that depend on reliable phone and data service for their work, the extra price is often … [Read the rest]

Viewing Stock Market Risk Over The Long Run

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The following is a chart that I usually like to pull out during a crisis when people are scared of investing in the stock market, but since I just found a nicely updated version of it, I had to share. It is taken from Jeremy Siegel's book Stocks for … [Read the rest]

DietBet and HealthyWage: Can I Get Paid to Lose Weight?

weightbet

A few well-publicized academic studies have shown that financial incentives can be very effective in helping people lose weight. In order to combine the carrot and the stick, there are two websites now where you can bet on your weight loss. If … [Read the rest]

Jet Shopping Club Promo: Free 6 Month Membership ($25 Value)

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Online shopping club Jet.com has been hyped as "part Costco, part mall, and all anti-Amazon" by Businessweek. It's not even live yet, but it will be like Costco in that Jet plans to make their profit only from membership fees and make no money on … [Read the rest]

Amazon’s (Positive) Free Shipping Policy Change

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Amazon has made a subtle change to their free shipping on orders over $35 policy (for users that don't pay extra for Amazon Prime). Via LA Times and krutis of FW. There are now more than triple the number of items you can use to meet Amazon’s m … [Read the rest]

Time Again to Reconsider Refinancing Your Mortgage?

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If you have a mortgage with an interest rate over 5% or even 4%, hopefully you have explored refinancing it to a lower interest rate. Yes, it can be a bit of a pain, and that is why many people leave tens of thousands of dollars, if not over a … [Read the rest]

Personal Capital Sign-Up Bonus: Free $10 Amazon Gift Certificate

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Update 2/23: $10 limited-time offer has expired. Personal Capital is a free tool that allows you to connect all your financial accounts to track your spending, investments, and net worth. If you are familiar with Mint.com, it is somewhat similar … [Read the rest]

Why You Shouldn’t Bet on Higher Oil Prices Using the USO ETF

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Does this sound familiar? Perhaps you've heard it around the water cooler, or considered it yourself? Crude oil has dropped to $50 a barrel. You just know oil prices will go up eventually. The futures market is kinda complicated... I … [Read the rest]