All-Clad VIP Factory Sales: Limited-Time Discounts on Lifetime Cookware

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All-Clad cookware is known to be very high quality, but also quite expensive. If you cook often, then the prices aren't so bad when you consider that the stainless steel pans will essentially last forever (skip the non-stick stuff). Frugal home … [Read the rest]

Your Financial Plan & The Importance of Getting Started

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I'm currently reading The One-Page Financial Plan by Carl Richards, who also writes for the New York Times. Given the title, I thought it would be a quick read but it turns out to cover a variety of topics over its 200+ pages. So far, I like … [Read the rest]

Chase Premier Checking Review: $300 Bonus Promo

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Chase Bank has a new $300 bonus for their new Premier Checking account. This is a separate bonus in addition to their Chase Total Checking $150 + Chase Savings $100 bonuses. Although the bonus for this product is higher, it comes with both higher … [Read the rest]

Discover it Card Double Cash Back For 12 Months Promotion

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Discover has announced a new promotion for their Discover it Double Cash Back your first year. In addition to all the existing perks like 5% cash back categories and free monthly FICO score outlined in my Discover it Double Cash Back your first year … [Read the rest]

Dynamic Withdrawal Rates: Increase Spending Flexibility, Improve Portfolio Sustainability

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The WSJ has a nice introduction to dynamic withdrawal methods and managing your portfolio in retirement. They outline a few of the more popular variations - Adjusted 4%, Floor-and-Ceiling, and Guardrail. I like learning about dynamic strategies … [Read the rest]

Vanguard’s Low-Cost Funds Winning, Low-Cost Portfolio Management Next?

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Catching up on articles, I saw that Financial Times has an intriguing profile of Vanguard. If you're not a hardcore Boglehead, you will likely discover some new bits about this company started by Jack Bogle and pioneered index fund investing. (I'd … [Read the rest]

DietBet.com Update: My Weight Loss Profit Breakdown

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Back in early February 2015, I wrote about and started participating in a weight loss challenge at DietBet.com. As the picture above indicates, a group of folks (strangers or friends) agree on a weight loss goal, put money into a community pot, and … [Read the rest]

The Opposite of Spoiled Book Review: Kids and Money

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Here's my one-sentence review of the book The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money by Ron Lieber. If you have kids and feel it is important to teach them about money, then you need to read this book. … [Read the rest]

Capital One 360 Savings Promo – Earn Up to a $500 Bonus

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Capital One 360 Savings has a new sign-up bonus for up to $500 for new customers, tiered depending on your opening deposit. Limited-time offer. Here's a quick recap of the features of 360 Savings accounts: No monthly fees or minimum balance r … [Read the rest]

Citi Prestige and Global Entry Application Fee Reimbursement Experience

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After researching the details for my Citi Prestige Card review, I went ahead and applied for one since I felt I could get over $1,400 of value in exchange for the $450 annual fee. Part of that would come from the $100 application fee credit they … [Read the rest]

Completed Sample IRS Form 709 Gift Tax Return for 529 College Savings Plan

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Let's say you are fortunate enough to be able to make a large contribution to a 529 college savings plan, perhaps for your children or grandchildren. You read from multiple sources that you are able to contribute up to $70,000 at once for a single … [Read the rest]

Vanguard Merged Brokerage Account Review: Pros and Cons

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When you open an account with Vanguard, there are two different account options. First is a mutual fund account which only holds Vanguard mutual funds. Second is a brokerage account that can hold individual stocks, ETFs, individual bonds, and … [Read the rest]