Savings I Bonds November 2015 Interest Rate


New fixed rate for November 2015 is 0.1%. The most recent official announcement states that effective November 2015, the new fixed rate on Series I savings bonds is 0.1%, up from the previous 0.0%. The variable inflation-indexed rate is 1.54% (as … [Read the rest]

Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future (Book Review)


After reading many reviews including from Bob Lefsetz and Brad Feld, I had to add Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future by Ashlee Vance to my reading list. I can recommend this book to anyone who likes biographies about … [Read the rest]

Your Employer Took Your Money, Invested For Retirement, and You Liked It


Below is a chart taken from this WSJ article about employer-run 401(k) retirement plans and how the default settings have changed over the last decade: The trend: Employers are making you save more initially by default, making you save a … [Read the rest]

Free Morningstar Analyst Reports Via Public Library Card


Let's say you are a DIY investor and doing some research on municipal funds. You decide to learn more about the Vanguard Intermediate-Term Tax-Exempt mutual fund. You pull up the Morningstar quote pages (ticker VWITX and VWIUX) and find some … [Read the rest]

Healthywage Review: Final Results, Tips, Diet Bet Comparison


After reading academic studies which found that financial incentives were effective in helping people lose weight, I joined both DietBet* and HealthWage in early 2015. This week, I received my winnings from my individual "Healthy Wager" bet at … [Read the rest]

Consumer Reports Online Discount: 50% Off


Updated October 2015. I'll try to keep this post updated with any current discount on Consumer Reports subscriptions. Send me a message if you have a tip. Groupon has Consumer Reports digital edition for $15 a year (50% off). You can also … [Read the rest]

William Bernstein: Picking The Right Bonds For Your Portfolio


Author and investment advisor William Bernstein wrote a thoughtful WSJ piece on bonds, which I think is useful for the DIY investor. The overall theme is that you should take minimal risks with the bonds in your portfolio. Taken in isolation, … [Read the rest]

Consumer Reports Car Brand Reliability Rankings 2015


Consumer Reports recently released the results from their 2015 Annual Auto Reliability Survey of over 740,000 vehicles owned by its subscribers. Below are the complete rankings from Consumer Reports, including the change from last year. Taken from … [Read the rest]

BankAmericard® Credit Card Review: 0% Intro APR for 18 Billing Cycles on Balance Transfers


Bank of America is the issuer behind many different credit cards, but only a few of them carry the "BankAmericard" co-branding. I have written up reviews of the BankAmericard Cash Rewards™ Credit Card and the BankAmericard Travel Rewards® Credit Ca … [Read the rest]

Overcast Podcast App, Premium Time-Saving Features Now Free


If you like to listen to podcasts, or are thinking of starting, the full version of the Overcast app (iOS only) is now completely free while remaining ad-free. (There is a patronage option and much accompanying drama that I'll ignore here.) All of … [Read the rest]

SubscriptMe App Review: Watch Those Recurring Expenses!


"Subscriptions are forgettable by design." That is the opening line for the app description of SubscriptMe, a free iPhone/iOS app that help you track your recurring expenses. How true. All the behavioral psychology-based personal finance tips … [Read the rest]

Kashi “All Natural” Class Action Settlement


Here's another class action settlement involving a popular food which may affect you. Kashi and Kelloggs settled a lawsuit claiming that they mislabeled products as "all natural" or "nothing artificial". As usual, they don't admit wrongdoing but … [Read the rest]