Discover It Card Review: Improved, 5% Cash Back Categories, Free FICO Score

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(2nd Quarter activation open. I just logged on and noticed that you can now register to get 5% cashback on up to $1,500 in purchases in Home Improvement Stores, Furniture Stores, and Bed Bath & Beyond from April to June 2014. 5% rewards start … [Read the rest]

The Power of Compound Interest Shown in a Single Chart

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It's not just how much you save, it's when you save that matters. The best time to start is now. This is the power of compounding returns, which this single chart will help you visualize: Susan (grey) invests $5,000 per year from age 25 … [Read the rest]

American Airlines Free Bonus Miles – Facebook Required

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American Airlines has a new AAdvantage Passport Challenge where you can earn free bonus miles for various small activities: Play trivia and other games to earn up to 700 miles Share and complete social actions to earn up to 350 miles Take … [Read the rest]

LearnVest 50/30/20 Budgeting Pie Chart

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LearnVest is (yet another) online financial advisor, but they are more focused on money management and life planning than nitpicking asset allocation details. Founder Alexis Von Tobel's book Financially Fearless is on my (long) reading list, and … [Read the rest]

Barron’s Best Online Broker Rankings 2014

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Weekly business newspaper Barron's just released their 2014 annual broker survey rankings. Here's a snippet about their criteria (emphasis mine): Our evaluation criteria focus on the needs of wealthy, active traders. We looked at eight categories … [Read the rest]

Can You Ace This 3-Question Financial Literacy Quiz? – Only 1/3 of Americans Surveyed Did

There is a lot of policy talk about increasing financial literacy in order to improve people's decision-making. The Conversable Economist blog discusses a paper that digs into this subject, called "The Economic Importance of Financial Literacy" … [Read the rest]

Statistical Proof of Lifestyle Inflation!

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The idea that as people earn more, they tend to spend more as well has been termed lifestyle inflation. Derek Thompson in this Atlantic article illustrates this concept using data from the Bureau of Labor Statistics. A family led by a high-school … [Read the rest]

Uber Car Service Promotion Codes: Free $$ Ride Credits

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(Updated. $20 referral credit extended indefinitely. Code stacking may have been disallowed. UberX also announced price cuts in 36 cities, making them 25% cheaper than taxis in many instances.) Uber is a service that allows you to summon a ride … [Read the rest]

Kapitall Brokerage Promotion: $100 Bonus for $1,000 Deposit

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Kapitall is basically a brokerage with a user interface like a video game. Their motto is "Drag, Drop, Trade. It's that simple." I don't think the idea of equating stock trading with a game is a good lesson for long-term investors, so I'm not a … [Read the rest]

Costco: Procter & Gamble $33 Cash Card Promotion

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Costco and Procter & Gamble have a mail-in rebate promotion for a $33 Costco Cash Card if you spend more than $100 pre-tax on any P&G products in March. Must purchase by 3/31/14 and postmark the rebate form by 5/1/14. You can apply for two … [Read the rest]

Navy Federal Credit Union No Balance Transfer Fee Promotion 2014

NavyFed Credit Union has a limited-time promotion going on until Sunday, April 20th where if you do a balance transfer from an external financial institutions to your existing Navy Federal card, you'll get a fixed 0% promo APR for 12 months with no … [Read the rest]

AT&T Mobile Share Value Plan Discounts

AT&T Wireless has changed the pricing on their Mobile Share Value Plans, with unlimited talk, unlimited text, and 2 GB of shared data across all lines now costing $40 + $25 per line if you are off-contract. That's means two lines with 2 GB of … [Read the rest]