Finimize Insider Access for Daily Finance Newsletter

finimizelogo

In response to the flood of information constantly coming at us, there are daily e-mail round-ups that curate and summarize. A popular general news newsletter that I enjoy is NextDraft, but there is also one specifically for finance news called … [Read the rest]

Citi AAdvantage Executive World Elite MasterCard: Limited-Time Offer

Citi AAdvantage World Elite MatserCard Art

The Citi® / AAdvantage® Executive World Elite™ MasterCard®, from our partner Citi, is their premium American Airlines co-branded card and the sign-up bonus has been bumped up for a limited-time. The highlights: Earn 60,000 American Airlines AAdvan … [Read the rest]

Real Estate Crowdfunding Experiment #3: Apartment 6-Plex in Wisconsin with RealtyShares

rs_okeefe4

Here are details of my 3rd real estate crowdfunding investment, a $2,000 loan for a 6-unit apartment complex in Milwaukee, Wisconsin. This follows my $5,000 Patch of Land loan in a single-family house in California, and a $2,000 Fundrise Income … [Read the rest]

Netspend Card 5% APY Savings Account Review

netspend2

(Update: On 5/31, NetSpend effectively issued a 30-day notice that the rate structure will be changed as of July 1st, 2016 such that the 5% APY will apply up to $1,000 and anything above that gets 0.50% APY. The 5% APY will apply to up to $5,000 … [Read the rest]

Optimize Your Bank Account Setup: Megabanks, Credit Unions, Online Banks, and Prepaid Cards

crjan2016cover

Consumer Reports is getting more into financial products, with their January 2016 issue cover article on Choosing The Best Bank For You, most of which was also made available to the public without a subscription. If you haven't optimized your bank … [Read the rest]

Credit Card Churning vs. Sustainable, Efficient Sampling

bw_chun

In investing, when a market inefficiency is made well-known and also easy to replicate, you can bet that inefficiency will soon disappear. I was catching up on my magazine stack and saw that Bloomberg Businessweek wrote about credit card churning, … [Read the rest]

Vanguard ETF and Mutual Fund Expense Ratios (Last Updated May 2016)

vger_er_assets

May 2016 Update. Added announcement links for April 2016, which included expense ratio reductions in their biggest and most popular funds. Highlights from this latest update: Vanguard Total Stock Market Index Fund. The largest stock fund, … [Read the rest]

Grantham GMO Q1 2016 Quarterly Letter Highlights

gmo2016q1_2

Here are my notes and takeaways from the GMO Quarterly Letter for Q1 2016, released May 10th, 2016. I always pick up something educational when reading these letters (previous editions may require free registration.) I already discussed their Q1 … [Read the rest]

Stash App Review: Simplified Investing on Your Smartphone

stash1

Updated: Android app now available, new $5 offer for new client sign-ups. Got five bucks, a smartphone, and a bank account? You're just a few taps from investing and owning a piece of hundreds of businesses. Stash is a new smartphone app with a … [Read the rest]

Free 1,000 United Miles with Prosper Daily App (Expired)

prosperdaily0

Promo expired early. Marketplace lender Prosper acquired the BillGuard app in late 2015, and has re-branded it as Prosper Daily. Right now, you can get 1,000 free United miles if you register here first with your United MileagePlus number, install … [Read the rest]

Free FICO Score For Everyone via CreditScoreCard, No Credit Card Required

creditscorecard3

Discover has rolled out a new service called Credit ScoreCard, which provides everyone access to their FICO score for no charge with no trials or credit card relationship required. (Well, free in exchange for right to market things to you based on … [Read the rest]

Research Affiliates 10-Year Asset Class Forecast, Q1 2016

ra_2016april1

Research Affiliates, an asset-management firm founded by Rob Arnott, also offers long-term forecasts across a variety of asset classes via their Expected Returns tool. Here is a paper explaining their equities methodology [pdf]. I would like to … [Read the rest]