Wealthfront Review 2017: Updated Features List

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There are now several automated portfolio managers that will manage a diversified mix of low-cost index funds at portfolio sizes previously ignored by human advisors. As a result, these "robo-advisors" have been rolling out additional features to … [Read the rest]

Money Diaries: Anthony Bourdain, Spike Lee, Kylie Jenner, and Other Interesting People

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It's been more than a decade since I started this site because I had no other outlet to talk about financial independence. Talking about your money in public remains a mostly taboo topic. The idea of financial freedom through an aggressive saving … [Read the rest]

RealtyShares Review 2017: Wisconsin Apartment Loan One-Year Update

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Here's a one-year update on my $2,000 investment through RealtyShares, a partial interest in a loan backed by a 6-unit apartment complex in Milwaukee, Wisconsin. RealtyShares is restricted to accredited investors only. Here are the … [Read the rest]

Lemonade: Homeowners & Rental Insurance With No Incentive To Deny Your Claim?

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Right or wrong, many people view insurance companies with suspicion. Even though you pay them money every month for protection, you’re not really sure if they are truly on your side (despite what the commercial says). The problem is that with most … [Read the rest]

Fidelity Brokerage and IRA Bonuses for New Asset Transfers

Fidelity Investments has a few different bonuses if you transfer a certain levels of new assets over to them. These are handy if you want to move money out of an old 401(k) plan or are looking to try out a new broker. Besides a cash deposit, you … [Read the rest]

Dollar Shave Club vs. Dorco USA Razor Price Comparison

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Dollar Shave Club and Harry's are supposedly "disrupting" the shaving industry. Honestly, I don't get it. Buying a razor is like buying shampoo, soap, or toilet paper. In other words, I buy them in bulk when Costco has a coupon for it. ;) Last … [Read the rest]

Fundrise Income eREIT Review 2017: One Year Update

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Here's an update on my $2,000 investment into the Fundrise Income eREIT. Fundrise is taking advantage of recent legislation allowing certain crowdfunding investments to be offered to the general public (they were previously limited only to … [Read the rest]

High-Cost Index Funds and Low-Cost Actively Managed Funds

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Here's a Vanguard Blog post called Mind fund details, not labels by Frank Kinniry that includes some good reminders about the mutual fund and ETF industry: Low-cost vs. high-cost is more important than actively managed vs. passively managed. … [Read the rest]

More Experience = Less Complexity?

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When we had our first child, it seems like we were prepared for the apocalypse whenever we stepped out the door. Below is a visualization taken from Pinterest, while we actually had this $60 SkipHop diaper bag filled to the brim. Compare … [Read the rest]

Groupon Deal: Sam’s Club Membership + $10 Gift Card for $30

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Groupon has a Sam's Club Plus membership deal where for $30 you get the following: One-year Sam’s Club Savings membership ($45 value) Complimentary membership card for a spouse or other household member $10 e-gift card valid online or … [Read the rest]

USAA Limitless Cashback Rewards Visa Signature Card Review: 2.5% Cash Back

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USAA, which serves members of the U.S. military and their immediate families, has a new cash back rewards card called the USAA Limitless™ Cashback Rewards Visa Signature® Card. This card is currently in an online pilot program and is only … [Read the rest]

2017 IRS Federal Income Tax Brackets Breakdown Example (Married w/ 1 Child)

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In a continued attempt to better explain the 2017 federal income tax brackets, here is a graphical breakdown of a simple scenario for a married filing joint couple with 1 dependent. See also my previous examples for a single filer with no … [Read the rest]