American Express Gift Card Class Action Settlement


I've written about American Express gift cards several times in the past, mostly when they had a promotion waiving both their purchase fees and shipping fees. In such cases, they were a cheap and efficient way to "time-shift" your purchases if you … [Read the rest]

Charts: Municipal Bond to US Treasury Yield Ratio


I've been investing in tax-exempt municipal bonds for a few years now. I made the change due to a combination of reasons. For one thing, I started running out of room in my tax-deferred accounts for US Treasury bonds, TIPS bonds, and REITs. Second, … [Read the rest]

Do Financial Advisors Really Keep Portfolios and Clients Disciplined?


I written about Dimensional Fund Advisors (DFA), a mutual fund family that is powered by top academic research. Another things that makes DFA unique is that they are only sold through approved financial advisors. You can't buy them with just any … [Read the rest]

Economic Trend: Affordable Housing via Multi-Generational Living


As a parent of young children, the following chart from this CityLab article definitely caught my attention: The trend is clear that as time goes on, more and more people are living with their parents. At what point does it start being … [Read the rest]

Free Rideshare Promo Codes: Uber, Lyft, Gett, Sidecar, Curb, And More


Updated, added new $50 offer from Gett and $15 from Curb. Summoning a car with your smartphone is all the rage. Most of these startups are offering some form of bonus credit for first-time users. If you live in a major metro area, this can … [Read the rest]

Southwest Airlines Rapid Rewards Premier Credit Card Review: 25,000 Point Promo


Southwest currently has a 25,000 point promo for the Southwest Airlines® Rapid Rewards® Premier Credit Card. Card applicants* can get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account. You can redeem 25 … [Read the rest]

Obihai Obi200: Free Monthly Home Phone Service + $29.99 Upfront Cost


On sale for $29.99 for limited time, see details below. Depending on the survey, somewhere between 40% and 65% of people now live in households with no landline (cell phone only). If you still have landline phone service and are looking for a … [Read the rest]

Discover Apple Pay 10% CashBack Bonus – Up to $2,000 Value!

Discover credit cards will work with Apple Pay starting on September 16th, 2015. But the big news is that per this press release, those who pay with their Discover card using Apple Pay from 9/16 to 12/31/15 will automatically earn an extra 10% … [Read the rest]

Fidelity 2% Cash Back Credit Cards At Risk?

One of my long-time favorite credit cards is a grandfathered Fidelity College Rewards MasterCard that gives me 2% flat cash back on all purchases. I'm not sure exactly when I first applied for this card, but it was in the early 2000s. The current … [Read the rest]

Free National Emerald Club Executive Membership


When I'm paying for it myself, my preferred car rental company is National. Now, when AutoSlash says I'll save big bucks by going elsewhere, I will, but if the difference is small then I will stick with National. Avis and Hertz are usually way … [Read the rest]

Ting GSM SIM Cards: Bring Your Own Phone + Referral Credit


Updated September 2015. New Ting customers now get a $50 credit with a referral link (normally $25). GSM SIM cards for bring-your-own-device are also on sale for $5 with free shipping sitewide (I paid $9 + $4 for shipping). Both offers end … [Read the rest]

Verizon Wireless New Plans August 2015: Existing Customers Should Compare Prices


In August 2015, Verizon Wireless announced that it was ending 2-year contracts for new customers. Before, you got a ~$450 discount on a new phone but also got locked into a 2-year contract with an inflated monthly plan price. Now, you have to buy … [Read the rest]