Early Retirement Portfolio Asset Allocation Update, Year-End 2014

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Here's a final update on my investment portfolio holdings for 2014. This includes tax-deferred accounts like 401(k)s and taxable brokerage holdings, but excludes things like physical property and cash reserves (emergency fund). The purpose of … [Read the rest]

Acorns App Review: Automatically Invest Your Spare Change

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Updated. Acorns fee structure updated 1/1/15. Previously I wrote about WiseBanyan, which lets you invest in a basket of ETFs with no minimum opening balance. I remarked that it allowed starter investors to open a complete portfolio with as little … [Read the rest]

Back to Basics: Create Your Own Investing Priority List

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Happy New Year! You want to perform a check-up on your finances. Where should you be putting your money? I'm searching through my archives and doing a series on classic financial topics called "Back to Basics" . The Vanguard blog recently … [Read the rest]

Sam’s Club $25 Discount – New and Renewal Memberships

Sam's Club has a new deal that can get you a $25 gift card when you join or renew your membership. Here is the deal link, but everyone who does the Facebook share ends up at this page (in case you don't do Facebook). Print it out (or load on … [Read the rest]

Five Ways To Get a Free Credit Score (No Trials!)

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Updated for 2015. I always check all of my credit reports at the beginning of the year, but I also track my credit activity year-round with free credit scores from all 3 bureaus for free. The government allows you to get a free credit report once … [Read the rest]

Big List of Free Consumer Reports (2/2): See Your Confidential Housing, Insurance, & Employment Data

Updated for 2015! As these are available only every 12 months, it is a good idea to check them the same time each year. Here is the second part of my big list of free consumer reports from over 50 different reporting agencies. The first part … [Read the rest]

Big List of Free Consumer Reports (1/2): See Your Confidential Credit, Banking, and Payday Lending Data

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Updated for 2015! Since these are available every 12 months, it is a good idea to check these near or around the same time each year. There are many companies out there that make money by collecting and selling data - your personal data. In the … [Read the rest]

Investment Returns By Asset Class, 2014 Year-End Review

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I don't always check my portfolio performance, but when I do, I do it at the end of the year. Here are the trailing 1-year returns for select asset classes as benchmarked by passive mutual funds and ETFs. Return data was taken from Morningstar … [Read the rest]

Flexible Spending Account Reminder: Use It Or Lose It!

Here's the annual reminder to use up your Healthcare Flexible Spending Accounts! I still dislike these things, but it is what it is. Note: Some plans allow a grace period until March 15th of the following year as opposed to a December 31st … [Read the rest]

Cook It Yourself: Learn a Skill, Save Money, Improve Your Health

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I'm still into the "Cook It Yourself" movement/meme/trend/whatever. If you're looking for a new year's resolution and consider yourself a DIY person, why not CIY in 2015? Knowing how to cook simple, delicious food is a great skill to have and it … [Read the rest]

Season’s Greetings!

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Thank you very much for reading My Money Blog this year. It's now been over 10 years... where has the time gone! I still look forward to learning and sharing something new every day. Here's hoping that you are happy, healthy, and moving ever … [Read the rest]

Gyft Promo Code: $5 off $25 Gift Cards to Target, Home Depot, More

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Gyft just sent me an e-mail that you can get $5 off your gift card purchase of $25 or more with promo code LASTMIN, good for existing customers. Expires very soon on 12/25/14 at noon PST. (Note: If you are a new user, get your new user free $5 … [Read the rest]