DietBet Review: Game Tips, Final Results, Payout Details

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I just completed a weight-loss challenge at DietBet.com, where I bet my own hard-earned cash that I could lose 10% of my body weight within 6 months. More specifically, a group of folks (strangers or friends) agreed on a weight loss goal, put money … [Read the rest]

Best Interest Rates for Savings Accounts and CDs – Updated August 2015

Our family keeps a year's worth of expenses (not income) put aside in cash reserves; it provides financial insurance with the side benefits of lower stress and less concern about stock market gyrations. In my opinion, emergency funds can actually … [Read the rest]

Consumer Reports on Auto Insurance: Watch Your Credit Score, Shopping Behavior

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Consumer Reports (CR) has released a multi-part Special Report on Auto Insurance, included in their September 2015 print issue but also available online without a subscription (at least for now). They analyzed over 2 billion quotes from over 700 … [Read the rest]

PolicyGenius Review: Long-Term Disability Insurance Quotes for Bloggers and Freelancers

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I would say that the insurance with the highest ratio of most-needed to least-bought would be long-term disability insurance. According to the Social Security Administration, just over 1 in 4 of today's 20-year-olds will be become disabled at some … [Read the rest]

Pact App: Cash Motivation For Exercising or Eating Healthier

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I am nearing my 6-month anniversary of making a weight loss bet with HealthyWage (3 months left) and DietBet (less than a week left). My aversion to losing money has really helped me remain focused on my goals, so I have a newfound respect for this … [Read the rest]

Paribus: Automatically Request Price Drop Savings

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Many online retailers offer a "Low Price Guarantee", which doesn't mean they actually have the lowest prices but only that they will match a lower price if you find it and ask for your money within a certain time window. Sometimes they'll match … [Read the rest]

Maslow’s Hierarchy of Needs & The Portfolio Investment Pyramid

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Yesterday, I looked back at extending the Maslow Hierarchy of Needs to Personal Finance. The basic idea of the triangle or pyramid is that lower needs must be satisfied before the higher needs can be addressed. For example, one must first obtain … [Read the rest]

Google Translate: Free, Real-Time Language Translation While Traveling

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Back in 2014, Google bought Word Lens, a neat app that translated a few languages in real time using your smartphone's camera. The live translation feature has been integrated into the Google Translate app (Android and iOS) and now works with 27 … [Read the rest]

Combining Maslow’s Hierarchy of Needs & Personal Finance

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Updated. You may or may not be familiar with Maslow's Hierarchy of Needs, which is part of one theory explaining human behavior by psychologist Abraham Maslow. It suggests that there are five general levels of needs: … [Read the rest]

My Financial Account Tidying Up Checklist

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I suppose it's not a good sign that in the middle of reading a #1 NYT bestselling book on organizing your stuff... you lose the book in all your stuff. In case you haven't heard of it yet, The Life-Changing Magic of Tidying Up: The Japanese Art of … [Read the rest]

Willing.com Review: Free, Legal Online Will Software

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I must admit that I procrastinated on setting up a will, much like many others. Ideally, an experienced, skilled estate lawyer would create something customized to your situation. But it is not always clear how to find such a person, or know … [Read the rest]

Costco Pharmacy: Save on Prescription Drug Costs

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While standing in line at the Costco pharmacy, I found myself in a discussion with another Costco member who apparently saves over a thousand dollars a year on her meds by buying them there instead of her neighborhood CVS. (I also got an earful … [Read the rest]