Financial Freedom and The Parable of the Mexican Fisherman

mexfish

In the rush of our everyday lives, it's easy to lose sight of the real reasons why we work and toil every day. Money is a tool, not the end. I've seen several versions of this parable in various books and blog posts (like here and here), but … [Read the rest]

The True Value of a Real, Human Financial Advisor

onepage_bigmistake

The hot buzzword right now is "FinTech", where technology will help us manage our finances more and efficiently than before. But I've also been tracking the reasons why working with a human advisor can be worth the money and time spent. As I've … [Read the rest]

Big Data Knows If You’re Comparison Shopping… Or Not

cheapscore0

One of the few benefits of getting older is that my car insurance premiums are much lower today than in my 20s. But is that low rate caused by insurance companies knowing that I recently switched high-speed internet and refinanced my mortgage … [Read the rest]

Chase Freedom: $200 Sign-Up Bonus + 2015 5% Cash Back Categories

Chase Freedom Visa Banner

3rd Quarter 5% cash-back categories now open for activation.The Chase Freedom® - $100 Bonus is a popular rewards card, due primarily to the fact that there is no annual fee and the ability to get 5% Cash Back on up to $1,500 in combined purchases in b … [Read the rest]

All-Clad VIP Factory Sales: Limited-Time Discounts on Lifetime Cookware

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All-Clad cookware is known to be very high quality, but also quite expensive. If you cook often, then the prices aren't so bad when you consider that the stainless steel pans will essentially last forever (skip the non-stick stuff). Frugal home … [Read the rest]

Your Financial Plan & The Importance of Getting Started

onepage1

I'm currently reading The One-Page Financial Plan by Carl Richards, who also writes for the New York Times. Given the title, I thought it would be a quick read but it turns out to cover a variety of topics over its 200+ pages. So far, I like … [Read the rest]

Chase Premier Checking Review: $300 Bonus Promo

Chase Premier Checking BOX

Chase Bank has a new $300 bonus for their new Premier Checking account. This is a separate bonus in addition to their Chase Total Checking $150 + Chase Savings $100 bonuses. Although the bonus for this product is higher, it comes with both higher … [Read the rest]

Discover it Card Double Cash Back For 12 Months Promotion

Discover it 14 Image

Discover has announced a new promotion for their Discover it Double Cash Back your first year. In addition to all the existing perks like 5% cash back categories and free monthly FICO score outlined in my Discover it Double Cash Back your first year … [Read the rest]

Dynamic Withdrawal Rates: Increase Spending Flexibility, Improve Portfolio Sustainability

wsjdyn_full

The WSJ has a nice introduction to dynamic withdrawal methods and managing your portfolio in retirement. They outline a few of the more popular variations - Adjusted 4%, Floor-and-Ceiling, and Guardrail. I like learning about dynamic strategies … [Read the rest]

Vanguard’s Low-Cost Funds Winning, Low-Cost Portfolio Management Next?

vgft

Catching up on articles, I saw that Financial Times has an intriguing profile of Vanguard. If you're not a hardcore Boglehead, you will likely discover some new bits about this company started by Jack Bogle and pioneered index fund investing. (I'd … [Read the rest]

DietBet.com Update: My Weight Loss Profit Breakdown

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Back in early February 2015, I wrote about and started participating in a weight loss challenge at DietBet.com. As the picture above indicates, a group of folks (strangers or friends) agree on a weight loss goal, put money into a community pot, and … [Read the rest]

The Opposite of Spoiled Book Review: Kids and Money

givespendsave

Here's my one-sentence review of the book The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money by Ron Lieber. If you have kids and feel it is important to teach them about money, then you need to read this book. … [Read the rest]