Vanguard ETF vs. Mutual Fund Admiral Shares

Allan Roth has a new article called Why ETFs Won’t Replace Mutual Funds. Inside, he offers the following reasons why if you are buying Vanguard funds, he typically recommends the Admiral Shares mutual fund over the ETF. Vanguard Mutual … [Read the rest]

How to Buy or Sell an ETF: Real-World Best Practices

In this ETFdb interview with Rich Powers, Head of ETF Product Management at Vanguard, there was a useful bit about the practical mechanics of buying an ETF in your brokerage account. Found via Abnormal Returns. ETFdb: What would you say are … [Read the rest]

2017 IRS Federal Income Tax Brackets Breakdown Example (Married No Kids)


In a continued attempt to better explain the 2017 federal income tax brackets, here is a graphical breakdown of a simple scenario for a married filing joint couple with no dependents. See also my previous example for single filers with no … [Read the rest]

LivingSocial: BJ’s Wholesale Club Membership Discount


LivingSocial has a new deal: $50 for a 1-Year BJ's Membership + $20 BJ's Gift Card & $55 in Coupon Savings. Offer expires on 3/12. New members only (you could get your spouse or partner to sign-up). Valid at all BJ's Wholesale Club locations (East … [Read the rest]

2017 IRS Federal Income Tax Brackets Breakdown Example (Single)


I was looking up the 2017 federal income tax brackets and pulled up the commonly-used chart below. This tax table has many applications in personal finance, but it can be hard to understand. What is the difference between gross income, taxable … [Read the rest]

Five Ways To Get a Free Credit Score (No Trials!)


Updated 2017. As noted, the government requires the credit bureaus to provide you a free credit report once every 12 months from Ideally, you should check in more frequently. The services listed below provide you a free … [Read the rest]

Dimensional Fund Advisors Profile + 529 College Savings Plan Access


Institutional Investor has an interesting profile of Dimensional Fund Advisors (DFA). Since DFA doesn't do much marketing, there are very few articles about them in the mainstream financial media. A rare example is this 2007 article (backup copy) … [Read the rest]

T-Mobile vs. Verizon New Unlimited Data Plans Comparison


Competition is good. Without the popularity of the T-Mobile unlimited data plan, we wouldn't have the reluctant, new Verizon Unlimited data plan. In turn, Verizon's new plan features made T-Mobile improve their deal to include HD video streaming … [Read the rest]

Schwab Matches Mutual Fund and ETF Expense Ratios, Now $4.95 Trades

Update: Schwab has matched Fidelity's price cut at $4.95 per trade + $0.65 per options contract, effective March 3, 2017. See press release for details. Everyone is battling for your assets and the ability to scale. (TD Ameritrade also announced … [Read the rest]

How to Minimize Investment Returns – By Warren Buffett

At the bottom of the Berkshire Hathaway 2016 Annual Report, you may not have noticed that Warren Buffett republished a previous article from the 2005 annual report titled "How to Minimize Investment Returns". A version become the first chapter … [Read the rest]

Fidelity Investments Stock and ETF Trades now $4.95


Fidelity Investments has announced their online stock and ETF trades will now cost $4.95, down from $7.95 previously. The press release also points out that they also do not accept payment for order flow (unlike TD Ameritrade, Schwab, and E-Trade), … [Read the rest]

Berkshire Hathaway 2016 Annual Letter by Warren Buffett


Berkshire Hathaway (BRK) released its 2016 Letter to Shareholders [pdf] over the weekend. Although the financial media will create some catchy headlines, I recommend reading it for yourself. It is only roughly 30 pages long and is always written in … [Read the rest]