Citi ThankYou Premier Card Review – 40,000 Bonus Points

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The Citi Prestige card still has a different 50k offer. The Citi ThankYou® Premier Card has re-launched from our partner Citi, with a new sign-up bonus and purchase rewards structure. Get 40,000 bonus ThankYou Points as follows: Earn 40,000 b … [Read the rest]

Vanguard Managed Account Program (VMAP) Review – Cost vs. Benefits

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Vanguard is the one of the biggest providers of defined contribution (DC) plans like 401(k) and 403(b) plans, with more than 3.9 million participants. An optional service they provide for these DC plans is managed account advice, where you pay them … [Read the rest]

TurboTax Discounts with State Farm Bank Account

State Farm is offering significant TurboTax discounts, but only for select bank and mutual fund customers. The promotional prices for 2015 are: TurboTax Federal Deluxe Online free, Premier $20, and Home & Business $30. A free state return is … [Read the rest]

TurboTax Desktop Software 2015 Deals, 40% Off at Amazon

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Tax prep season is coming up soon, and Amazon has some deals going on for desktop versions of Intuit TurboTax for Tax Year 2015. Here are some reasons that you may choose the desktop software version (CD or download) over their more-popular … [Read the rest]

RadPad: Pay Rent With MasterCard Credit Card at 1.99% Fee

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RadPad is a startup trying to be both a better apartment search engine and a better rent payment service. Of course, this translates to: Find apartment on your smartphone. Pay rent on your smartphone. Tap tap done. :) I haven't learned much … [Read the rest]

Exceeding $500,000 SIPC Insurance Limit at Vanguard (or any Brokerage)

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This post is for the fortunate folks who may possibly exceed the often-quoted $500,000 limits for SIPC insurance ($250,000 for cash). The way this insurance works wasn't necessarily obvious to me, and although it is often compared to the FDIC … [Read the rest]

Vanguard Mutual Fund Expense Ratio Change History

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When you invest in a mutual fund or ETF, the fund company charges you a fee for managing that basket of stocks or bonds. This is called the annual net expense ratio, usually expressed as a percentage. If you hold a steady $10,000 in a … [Read the rest]

Teaching Kids About Money: Bi-Rite Market Owners, Father and Son

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This Narratively "longread" about the history behind the hip Bi-Rite Market in San Francisco's Mission District was an intriguing father-son story. Part of it involved entrepreneurial parents trying to pass on important financial skills to their … [Read the rest]

Free SAT Test Prep from Khan Academy

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While catching up on some reading, it was refreshing to see Bill Gates offer a more positive spin with his Top 6 Good-News Stories of 2015. One of them was that the College Board announced free, high-quality SAT practice at Khan Academy. This … [Read the rest]

Amazon Prime Discounts and Promotions

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Update: This Amazon promotion has expired. To celebrate their Golden Globe awards, Amazon is offering a discount on Amazon Prime for new members. Here is the promotion landing page. Join Amazon Prime for $73 (normally $99) and save $26 on your … [Read the rest]

Sick in the Head by Judd Apatow: Comedians and Financial Freedom

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I've never really identified with comedians. I'm not funny, and I always avoid large crowds. But after reading the fascinating notes at The Waiter's Pad, I had to read the new book Sick in the Head: Conversations About Life and Comedy by Judd … [Read the rest]

How To Generate and Issue Your Own 1099-MISC Forms

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Did you as a small business pay another person or unincorporated business more than $600 total in the last year for services rendered? You may have to provide them a 1099-MISC form. Here are the specific rules as laid out in the official IRS … [Read the rest]