From Retired Couple Next Door to Lottery-Hacking Millionaires


Back in 2011, a Boston Globe article came out about how a few folks repeatedly won tens of thousands of dollars on a Massachusetts lottery ticket game due to how the jackpot rolled over if it went unclaimed long enough. Essentially, at certain times … [Read the rest]

Sharonview Federal Credit Union: 64-Month CD at 4% APY


(Update: As of 3/10/18, this offer is expired. If you opened a Sharonview membership by the end of business (5pm ET) on Friday 3/9, you should be able to fund your certificate if done soon. I would contact them for details, they have been quite … [Read the rest]

Best Interest Rates on Cash – March 2018

We just helped an older relative renew a 12-month CD at her local bank branch for 0.30% APY. She had no need nor desire to move it elsewhere for a higher interest rate. I suppose this partially explains the piddly rates that many traditional … [Read the rest]

Citi ThankYou Premier Card Review – 50,000 Bonus Points

Citi ThankYou Premier Card Art

The Citi ThankYou® Premier Card has re-launched from our partner Citi, with an 50,000 point sign-up bonus (worth $625 in airfare towards any airline) plus a waived annual fee for the first year. Here are the rest of the highlights: Earn 50,000 … [Read the rest]

NYT Financial Tuneup Day 4: Retirement


Day 4 of the NY Times 7-Day Financial Tuneup is about retirement. (Sign up for your own personalized tune-up here.) This assumes you are eligible for a 401(k) or similar retirement plan. The key action point is bumping up your retirement … [Read the rest]

Berkshire Hathaway 2017 Annual Letter by Warren Buffett


Berkshire Hathaway (BRK) has released its 2017 Letter to Shareholders. Instead of reading various media coverage about one aspect, I recommend reading the entire thing straight from the source. It's only 17 pages long and (as always) written in a … [Read the rest]

H&R Block Desktop Tax Software 2017: Fed + State $20 (Flash Sale)

Deal of the Day again 2/26/18. The benefit of "old-school" desktop tax software is that it doesn't require your Social Security Number and financial details to be stored in the cloud. Here's a limited-time deal on H&R Block Tax Software 2017 (PC/Mac … [Read the rest]

Ikigai – Finding Your “Reason For Being”


I stumbled across the concept of ikigai in Japanese culture - loosely translated as "reason for being" - in this Medium post. The Venn diagram above appears to be taken from this Toronto Star article (which is based on another work, and so on...). … [Read the rest]

NYT Financial Tuneup Day 3: Apply For a Better Credit Card

Day 3 of my NY Times 7-Day Financial Tuneup is called Find the Best Credit Card for You. (Sign up for your own personalized tune-up for full details.) The key again is to actually apply for a better card, not just think about it and then keep your … [Read the rest]

NYT Financial Tuneup Day 2: Trim Your Budget

Day 2 of my NY Times 7-Day Financial Tuneup is called Trim Your Budget. The key here is to take action, not just do research and then put it off again. (If you just want to daydream, Day 1 was Optimize Your Thinking.) Again, the NYT doesn't … [Read the rest]

Amazon Prime Rewards Visa Signature Card Review: 5% Back at Amazon + Whole Foods


(Updated: Now with 5% back at Whole Foods for Amazon Prime members. Amazon recently announced free 2-hour delivery from Whole Foods in 4 US cities, with nationwide rollout expected later this year...) Chase and Amazon have rolled out the Amazon … [Read the rest]

NYT Financial Tuneup Day 1: Optimize Your Thinking


I've been in a "Back to Basics" mood and decided to work through the NY Times 7-Day Financial Tuneup. I don't have direct links to each day as you need a (free) NYT account to view your personalized list of tasks. Instead, I'm quoting selected … [Read the rest]