Real Estate Crowdfunding Experiment #1: Property Details and Numbers Breakdown


Woohoo, I just received my first interest payment on my real estate crowdfunding experiment #1. I put in $5,000 at 11% APR, which should work out about $46 a month but the first partial payment was an underwhelming $16.81. I e-mailed Patch of … [Read the rest]

Hard Money Loans: The Next “New” Asset Class?


Bloomberg has a new article about how hard money loans to house flippers are the next asset class to be both crowdfunded and taken over by institutions. Like peer-to-peer loans and LendingClub, it may have started out with individuals lending to … [Read the rest]

Employee or Student Discounts for AT&T, Verizon, Sprint, and T-Mobile


Updated 2015. Every major cell phone provider offers discounts for large groups, even when it's an existing personal line. You could qualify through your employer, educational institution, or even affiliation with certain organizations like AAA … [Read the rest]

Verizon Wireless 8% Customer Loyalty Discount


If you have Verizon Wireless but don't already have a good employee or education discount on your plan, you may want to try this Customer Loyalty Discount at You may qualify for up to 8% off of your monthly access fee. Note … [Read the rest]

Entrepreneurs Teaching Their Kids: Jack’s Cosmic Hot Dogs


Here's a follow-up post to The Best Advice For A Teenager Looking For a Job. One of the podcasts I regularly listen to is the Alton Browncast (of "Good Eats" fame). Many topics are food-related but often it boils down to him talking with really … [Read the rest]

Hanscom Federal CU Thrive Review: 3% APY High Interest Starter Account


(Update: It has been almost exactly a year since I posted about this unique savings account, and I just cashed out my CU Thrive funds with interest. I initially wrote about this account during a limited-time 6% APY promotion, but the rate is now 3% … [Read the rest]

Liquidating My Prosper Loans Using Folio Investing


As stated in my last P2P loan experiment update, I am liquidating all of my notes from Prosper Lending and Lending Club. When you own more traditional investments like ETFs or individuals stocks that trade on a major exchange, you can sell your … [Read the rest]

Berkshire Hathaway Official Reading List 2015: Approved Books by Buffett and Munger


Among the many booths at Berkshire Hathaway's 2015 Annual Meeting was one run by a local bookstore. Each year, BRK approves a list of books, many of which have been mentioned in shareholder letters or other speeches by Warren Buffett and/or Charlie … [Read the rest]

The Best Advice For A Teenager Looking For a Job


I really enjoyed this article by James Altucher called "The Best Advice Ever To A Teenage Daughter Who Needs To Make Money". His kid is considering taking an $8 an hour job, presumably in either the food or retail industry. Why not? The first … [Read the rest]

Fandango Movie Ticket Discounts: 2-for-1 Fridays + 20% Off Gift Cards


Back for Summer 2015. Fandango has brought back their Visa Signature summer promotion from April 24th to August 21st. 2-for-1 movie tickets on Fridays! You can also get 20% off Fandango gift cards which can be used any day of the week and can be … [Read the rest]

Help Explain This Asset Allocation Chart To Me?


The Vanguard Blog for Advisors has a recent post about how we're now in the 3rd biggest bull market since 1929, which followed the 2008 financial crisis, also known as the 3rd biggest bear market since 1929. The takeaway is that none of us know the … [Read the rest]

American Airlines Learn and Earn: Free 1,000 Miles


American Airlines has a another easy trivia game where you can earn 1,000 free AAdvantage miles. You'll also be entered to win two First Class round-trip tickets to anywhere they fly. Just watch some videos and answer some questions about their … [Read the rest]