Before newer readers get excited, my large credit card debt is all at 0% APR interest. Please see my posts on taking advantage of no-fee 0% APR balance transfers for more information. In short, I’m borrowing the money for “free” and depositing it somewhere I can earn up to 4.12% interest on it, while these offers are still around. I don’t pay interest, I get paid interest!
For the first time in recorded MyMoneyBlog history, our net worth went down since last month. It was primarily due to my fat Fall tuition bill and the accompanying textbooks. Also, I had to buy a last-minute plane ticket as well. The stock market did go up, but overall we ended up $618 poorer than last month. Our non-retirement funds went down also to $44,097, leaving us farther away from our Mid-Term Goal. It’s not so bad though, I’m confident that we can make it up this month. I’ll need to run the monthly budget numbers next.