Here is another snapshot of my retirement portfolio as of market close 10/7. As indicated in my previous snapshot, I simultaneously sold ~$10,000 of iShares S&P 500 Index ETF (IVV) and contributed $10,000 to my Solo 401k, which I used to buy Fidelity Total Stock Market Index Fund (FSTMX).
|FSTMX – Fidelity Total Stock Market Index Fund||$10,338||15%|
|VIVAX – Vanguard [Large-Cap] Value Index||$12,875||19%|
|VISVX – V. Small-Cap Value Index||$12,813||19%|
|VGSIX – V. REIT Index||$8,237||12%|
|VTRIX – V. International Value||$7,200||11%|
|VEIEX – V. Emerging Markets Stock Index||$6,596||10%|
|VFICX – V. Int-Term Investment-Grade Bond||$7,467||11%|
|BRSIX – Bridgeway Ultra-Small Market||$1,930||3%|
|Cash – Unreinvested Dividends||$9||-|
|September Fund Transactions|
|Sold 76 Shares of IVV @ $130.90 = $9,948.09|
|Bought 274.952 shares of FSTMX @ $36.37 = $10,000|
Current Asset Allocation per Morningstar X-Ray:
Current overall annual expense ratio: 0.26%
My shift of taxable funds into my 401k takes away some possible accessible money towards a house downpayment, but I feel that we will still have enough anyways and I’d rather take the tax savings now. I had to buy a slightly different index to avoid wash-sale rules, so it also changes my asset allocation mix a bit, which I haven’t had time to analyze in detail.
Asset allocation has also tilted toward domestic stocks and away from bonds… may want to rebalance soon.