Just because I have been ignoring my budget (my last budget update was back in early December), doesn’t mean you should! Someone just sent me a link about MySpendingPlan.com, a free online budgeting software system that works on the ‘envelope system’.
I’ve made an account and fooled around a bit, but haven’t really gave it a real trial run yet. It looks like you still have to enter all your transactions manually, similar to the You Need A Budget System (review), so I have a feeling I personally won’t go for it. The site does also ask some weirdly probing questions (why do they need to know my address?), most likely because they seem get their revenue by hooking you up with mortgage brokers and real estate agents. But hey, it’s free, so I can’t complain.