For those of you that have the Citi Dividend Platinum Card that gives you 5% cash back for supermarkets, drugstores, and gas stations – be sure to use them to their fullest.
1) Gift Cards – Don’t buy at the retail store, try to buy them at the supermarket and earn yourself 5% cash back! (They can’t tell the difference, a purchase is a purchase) Safeway is my favorite, they have a great selection which includes AMC Theatres, REI, Barnes & Noble, Bed Bath and Beyond, Blockbuster, Chili?s, SpaWish, Circuit City, Starbucks, CompUSA, Home Depot, Toy’s R Us, Old Navy, and more! [Full list]
2) Super Targets – Reportedly, people have had Super Targets treat all purchases as a grocery purchase! That means even if you buy a $500 LCD TV or other toys, they’ll give you 5% cash back! If you have a Super Target nearby, that is an awesome deal. I would try it out for a month first and see if it shows up as 5% back on your next statement.