Marriott Rewards Premier Credit Card: 50,000 Bonus Points + Free Night Certificate

Marriott Rewards® Premier Credit CardAnother credit card has upped their usual sign-up bonus given all the competition recently – this time it is the Marriott Rewards® Premier Credit Card from Chase. Thanks to reader Naveen for the heads up. The offer for new Marriott cardholder includes:

  • The fastest way to earn Marriott Rewards points towards free nights
  • Earn 50,000 Points after spending $1,000 on purchases on your first 3 months from account opening
  • Receive 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
  • Introductory Annual Fee of $0 the first year, thereafter $85
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • Receive 15 Elite Credits guaranteeing Silver Elite Status or better
  • No limit to how many points you can earn
  • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers

We’ve been getting the itch to travel again as a family, so I looked through Marriott’s redemption offerings. Marriott properties include Ritz-Carlton, Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites. You can view their redemption chart here. Hotels on their PointSavers list have temporarily reduced redemption costs. Redeem 4 nights and get the 5th night free.

70,000 points is enough to get you a night at any Ritz-Carlton in the world. Or, 70,000 points can get you two nights at any Category 6, Category 7, or Ritz-Carlton Tier 1 hotel. The free night award can be used for up to a Category 4 hotel. In the top right corner of the redemption chart link, you can view a comprehensive list of what hotels are in any specific category. Here are the options that caught my eye.

Ritz Carlton Tier 5 (Highest tier, 70,000 points a night)

Category 7 Hotels (35,000 points per night, 30,000 if Pointsaver)

Category 6 Hotels (30,000 points per night, 25,000 if Pointsaver)

Ritz Carlton Tier 1 (30,000 points per night, 20,000 if Pointsaver)

Category 4 Hotels (Eligible with Free Certificate or 20,000 points per night standard, 15,000 if Pointsaver)

  • Orlando: Courtyard Orlando Lake Buena Vista at Vista Centre
  • Orlando: Courtyard Orlando Airport
  • Orlando: Fairfield Inn Orlando Airport
  • Orlando: Fairfield Inn & Suites Orlando at SeaWorld®
  • Orlando: Fairfield Inn & Suites Orlando Lake Buena Vista in the Marriott Village
  • Orlando: Courtyard Orlando International Drive/Convention Center
  • Orlando: SpringHill Suites Orlando Airport
  • Orlando: Fairfield Inn & Suites Orlando International Drive/Convention Center

Adding up the value of two Cat 7 nights and one Cat 4 night is going to be easily over $500 of value, possibly closer to $700-$800. But as always, hotel points are only good if you can use and enjoy them. I have gotten to stay at some terrific properties thanks to such point promotions, although I tend to value location and convenience over the bling factor.

I was wrong initially as Marriott points are convertible to gift cards, but it takes 60,000 points to redeem for a $200 gift card for Marriott or retailers like Best Buy, Home Depot, or Nordstrom. That ratio isn’t all that great, you’ll definitely get the most value out of your points if you stay at Marriott hotels.

The annual fee is waived for the first year. If you are regular Marriott hotel guest, then the free Category 5 night is probably worth the $85 annual fee at the end of your first year.

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  1. One thing to watch out for – I’ve heard (but haven’t confirmed myself) that Chase isn’t giving out the bonus points if you have had a Marriott card in the past.

    If anyone can confirm/deny that, it would be really helpful :)

    I’m seriously considering this card since I stay at Marriott occasionally, and I love how convenient they are.

    • I believe you are correct. From the Terms and Conditions:

      Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer or have received a similar bonus offer, may not be eligible for a second Chase credit card in the same Rewards Program, or for any bonus offer. Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.

  2. “St. Denis would be in an outer neighborhood” is spot on. (And, by “outer”, it also means a bit 3rd world…)

    IMO, you should never stay outside of the ring road in Paris. Especially not for $270 a night.

  3. one thing to note about the annual night stay is that it MUST be used with 6 months of issue. The downside then is, say you are a teacher and cannot easily travel during the winter months. If you signed up for this card now, you’d have an anniversary date of around November. This means you’d have until May to use the free night. Probably not the most convenient.

    If you are someone like that, you may want to hold off until maybe March so you can use your free night stay each year well. $85 a year as an annual fee even sounds like an okay deal if that means you have a free night stay at a decent hotel once a year that you can use in a pinch or as part of a planned vacation.

  4. I have this card and I like the Marriott Rewards program because you can use their points for an overnight hotel as well as a destination hotel. The bonus is good, but it’s not really any better than other cards out there right now. The best thing about this card is the anniversary night for Cat. 1-5, which will yield a recurring net profit over the $85 annual fee.

    Normally, you earn 10 points per $1 spent at all properties except for Residence Inn and TownePlace Suites, which are the extended stay brands offering only 5 points/$1 spent. When you add up the regular 10 points/$1, the extra 2 points/$1 that the Silver Elite status gets you, and the 5 points/$1 that this credit card will get you, you’re now earning 17 points/$1, which makes Marriott Rewards a very competitive hotel rewards program. Gold members earn 17.5 points/$1 and Platinum members earn 20 points/$1. They also use targeted “Mega Bonuses” which are tailored to your hotel stay patterns and can seriously increase your point total.

  5. @Ed – Is it really that bad, or just not American suburbia? I checked out the TripAdvsior reviews and they are pretty good:

    Tripadvisor Courtyard Paris Saint Denis

    Supposedly 3 min walk to metro, hotel opened in 2009. I’ll have to look into it further. Another reviewer mentioned the Marriott Courtyard in Neuilly, Cat 6.

  6. FYI – don’t forget the whole name your own price thing with priceline.

    I’ve stayed at the Munich renaissance Marriott for $50 a night using priceline. Yeah, freaking rocks for $50 a night.

  7. Eric Jacobson says:

    This card (one each for me and my wife) has paid for about 10 stays all over the midwest (mostly Fairfields, some residence inns). It was a rude awakening when I used up the points and had to learn to pay again. You really can’t go wrong by getting this card. Marriott did recategorize some hotels last spring, requiring more points, so like with any point based bonuses, hoarding is not a good idea.

  8. Hi Jonathan,

    You can use the points to redeem for gift certificates, but with the new program its not that good a deal. 41,000 pts for a $100 Nordstroms gift card. 66,000 pts for $200. To see the gift card options, on the top bar hover over Marriott Rewards, then in the drop down click on Use Marriott Rewards Points. Then click on Shopping or Retail Certificates.

    Hope that helps!

  9. Vince Thorne says:

    Thanks for sharing this information. The 1 night free stay per year means that the card pays for itself and more when you travel. QUestion is, whether you will be spending more by giving all your business to Marriott than you would if you were to shop around for the best deal.

  10. I have this card and usually stay at Marriotts when I travel for business–I use the card exclusively for business travel. A year ago we used maybe four years worth of points on a 10 night stay at the Marriott resort in Kaui. That was a category 5 hotel at the time.

  11. One of your reader posted this website yesterday. On this website it says that $1000 should be spent in the first 3 months (not $2000) to get the 70,000 points. Which site should I believe? The one you are pointing us to or the one below?

    • You are correct, thanks, Naveen also e-mailed me to point out the difference. There are often different offer details depending on the link you go through. (This is why you should always save a copy of the webpage(s) to PDF when you apply for any credit card.) The link I provided and the link you can find at the Marriott home page ( both have a $2,000 spending hurdle. I have added the link with the lower $1,000 hurdle to the post.

  12. Brad Forc says:

    We are using our certificate for a nice Residence Inn in Rhode Island near the beach.

    One of the best factors about the program is the fact that they don’t change the Category in high demand time periods. Thus, a NYC hotel on New Year’s Eve ID a great points value vs. Some random date.

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