My large credit card debt is all at 0% APR interest, so don’t be alarmed. Please see my posts on taking advantage of no fee 0% APR balance transfers for more information. In short, I’m borrowing the money for “free” and keeping it in safe investments while earning me interest. I received another $9,000 this month, in addition to the $10,000 from last month.
I revalued my car at Kelley Blue Book and it dropped, but no big deal. I also cashed out some of my credit cards rewards, so that’s the cause of the 529 drop. Other than that, I think we continue to live comfortably but still within our means, and are saving at an acceptable rate. Definitely room to improve though.
Looking at our goals, our non-retirement funds now total $41,175, or at 41% of our mid-term goal of a house downpayment, and our net worth is at 9% of our $1,000,000 by age 45 goal. Onwards!